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94 Rachael Terrace

94 Rachael Terrace, Westfield, MA 01085
Property in Westfield
Sold Jan 27, 2020
$437,100
$170,000 by Peoples United Bank
Mortgage Due Jan 27, 2050
Sold Jun 04, 2019
$279,000
$250,000 by Jay N Michaelman
Mortgage
Local assessors in Westfield, MA have categorized 94 Rachael Terrace as a residential type of property. The home was built in 2001 and is 23 years old. The property's lot size has been calculated to be 25,700 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a colonial style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 8 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 94 Rachael Terrace has a total of 2,853 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Moving onto specific details regarding the building. Our sources show that the building condition is good. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with concrete control joints. The building has a gable style roof that was made of asphalt. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Jan 27, 2020 for $437,100. That's $153.21 per sqft. Prior to that sales transaction, the property was also sold in Jun 4, 2019 for $279,000. 94 Rachael Terrace was last assessed in 2023. The total value of the property was assessed at $508,800. Specifically, the land the property is located on was valued at $129,000. While improvements on the property were assessed at a total of $379,800. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $8,639. The process of purchasing a home may seem daunting and challenging for many first-time prospective homebuyers. No worries! We've broken down the overall homebuying process into detailed steps and have also included a breakdown on the general amount of time you'll need for each step you have to take. For example, most people don't know that the most important first step of any home buying process is to get pre-approved for a mortgage! With a few months of hard work, you will soon be the proud owner of your property and home. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Parking

Attached Garage
Off Street Parking

Condition

Level Lot
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2001
  • Effective Year Built: 2001
  • Building Count: 1
  • Total Rooms: 8
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Good
  • Construction Type: Concrete
  • Building Style: Colonial
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 25,700
  • Total Building Area: 2,853
  • Gross Building Area: 6,612
  • Building Area: 2,853
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 2,853
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.59
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : ZHANG HENG
  • Current Owner 2: HUANG YING
  • Previous Owner : RUBY REALTY LLC
  • Owner Before Previous Owner: CROMACK TRACY L
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Westfield School District
  • School Tax School District: WESTFIELD SD
  • Census Tract: 812500

Geography

  • Parcel: WFLD M:36-R L:51
  • Lot: 51
  • Municipality: WESTFIELD
  • Latitude: 42.1184
  • Longitude: -72.7063

    Address

  • Full Address: 94 Rachael Ter
  • Address - House Number: 94
  • Address - Street Name: Rachael
  • Address - Suffix Type: Ter
  • State: MA
  • City Name: Westfield
  • Carrier Code: C029
  • 4-Digit Zip Code: 1882
  • Zip Code: 01085

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $8,639

    Appraisal Valuation

  • Standard Deviation: 0.1712
  • Valuation Date: Jan 17, 2024
  • Confidence Score: 78
  • Final Value: 587,555
  • High Value: 688,177
  • Low Value: 486,932

    Open Liens

  • Total Open Liens: 3
  • Total Open Liens Amount: $459,000
  • First Open Lien Mortgage Lender: PEOPLES UNITED BANK
  • First Open Lien Mortgage Recording Date: Jan 27, 2020
  • First Open Lien Mortgage Loan Amount: $170,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jan 27, 2050
  • Second Open Lien Mortgage Lender: PEOPLESBANK (HOLYOKE MA)
  • Second Open Lien Mortgage Recording Date: Aug 08, 2022
  • Second Open Lien Mortgage Loan Amount: $149,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • Second Open Lien Mortgage Loan Due Date: Aug 08, 2052
  • Third Open Lien Mortgage Lender: WESTFIELD BANK FSB
  • Third Open Lien Mortgage Recording Date: Aug 23, 2022
  • Third Open Lien Mortgage Loan Amount: $140,000
  • Third Open Lien Mortgage Term: 300
  • Third Open Lien Mortgage Position: 3
  • Third Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • Third Open Lien Mortgage Loan Due Date: Sep 01, 2047

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $508,800
  • Assessed Land Value: $129,000
  • Assessed Improvements Value: $379,800

    Sales

  • Current Sale Contract Date: Jan 27, 2020
  • Current Sale Recording Date: Jan 27, 2020
  • Current Sale Transaction ID: 11721258254
  • Current Sale Price: $437,100
  • Current Sale Document Type: Quit Claim Deed (arm's length)
  • Current Sale Input Document Number: 4719
  • Previous Sale Recording Date: Jun 04, 2019
  • Previous Sale Contract Date: Jun 04, 2019
  • Previous Sale Amount: $279,000
  • Previous Sale Document Type: Quit Claim Deed (arm's length)

    Last Sale Mortgage

  • First Mortgage Lender: PEOPLES UNITED BANK
  • First Mortgage Transaction Date: Jan 27, 2020
  • First Mortgage Loan Amount: $170,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional

    Previous Mortgages

  • Previous Mortgage Lender: JAY N MICHAELMAN
  • Previous Mortgage Transaction Date: Jun 04, 2019
  • Previous Mortgage Loan Amount: $250,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional

About Westfield



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Frequently Asked Questions

What neighborhood is 94 Rachael Terrace located in?
The 94 Rachael Terrace is a located in the neighborhood of Westfield in Westfield, Westfield.
What is the average sales price for listings in 94 Rachael Terrace?
The average sales price for units in 94 Rachael Terrace is $0 currently.

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