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9145 Chub Lake Ridge

9145 Chub Lake Ridge, Gaylord, MI 49735
Property in Otsego Lake
Sold Mar 12, 2021
$238,250
$416,000 by Awakon Federal Credit Union
Mortgage Due Jul 01, 2024
Sold Nov 15, 2002
$220,000
9145 Chub Lake Ridge has been categorized by the local assessors in Gaylord, MI as a residential type of property. The area measurement of the land has been determined as 25,265 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 9145 Chub Lake Ridge was last sold in Mar 9, 2021 for $238,250. Prior to that sales transaction, the property was sold for $220,000 in Nov 15, 2002. Current property owners are expected to pay $2,484 in taxes per year. The property on 9145 Chub Lake Ridge was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $141,800. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Bedroom Count: 0
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 25,265
  • Lot Size Frontage Feet: 2,472
  • Total Building Area: 0
  • Building Area: 0

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.58
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOTS 14 THRU 18 MERRITS CHUB LAKE T29N R3W SEC 23 T29N R3W

Ownership

  • Current Owner : QUICK DEREK D
  • Current Owner 2: CAMPBELL JESSICA
  • Previous Owner : CARAS ROBERT H JR TRUST
  • Owner Before Previous Owner: SAGE DAVID M
  • Owner Before Previous Owner 2: SAGE LYNDEL M
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Gaylord Community Schools
  • School Tax School District: GAYLORD
  • Census Tract: 950600

Geography

  • District: 09
  • Parcel: 091-280-000-014-00
  • Lot: 14-18
  • Meridian: SEC 23 TWN 29N RNG 03W
  • Municipality: OTSEGO LAKE TOWNSHIP
  • Latitude: 44.8985
  • Longitude: -84.6378

    Address

  • Full Address: 9145 Chub Lake Ridge Rd
  • Address - House Number: 9145
  • Address - Street Name: Chub Lake Ridge
  • Address - Suffix Type: Rd
  • State: MI
  • City Name: Gaylord
  • Carrier Code: R010
  • 4-Digit Zip Code: 8782
  • Zip Code: 49735

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $2,484

    Appraisal Valuation

  • Standard Deviation: 0.2203
  • Valuation Date: Sep 27, 2023
  • Confidence Score: 69
  • Final Value: 360,735
  • High Value: 440,236
  • Low Value: 281,235

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $416,000
  • First Open Lien Mortgage Lender: AWAKON FEDERAL CREDIT UNION
  • First Open Lien Mortgage Recording Date: Jul 31, 2023
  • First Open Lien Mortgage Loan Amount: $416,000
  • First Open Lien Mortgage Term: 12
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2024

    Market Valuation

  • Market Total Value: $283,600

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $141,800

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Mar 09, 2021
  • Current Sale Recording Date: Mar 12, 2021
  • Current Sale Transaction ID: 11826636150
  • Current Sale Price: $238,250
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Nov 15, 2002
  • Previous Sale Contract Date: Nov 15, 2002
  • Previous Sale Amount: $220,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: AWAKON FEDERAL CREDIT UNION
  • First Mortgage Transaction Date: Mar 12, 2021
  • First Mortgage Loan Amount: $226,338
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jan 01, 2051

About Otsego



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Frequently Asked Questions

What neighborhood is 9145 Chub Lake Ridge located in?
The 9145 Chub Lake Ridge is a located in the neighborhood of Otsego Lake in Otsego, Gaylord.
What is the average sales price for listings in 9145 Chub Lake Ridge?
The average sales price for units in 9145 Chub Lake Ridge is $0 currently.

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