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8706 Ferndale Road

8706 Ferndale Road, Louisville, KY 40291
House in Fern Creek
Sold Jan 31, 2022
$195,000
$191,468 by United Wholesale Mortgage Llc
Mortgage Due Feb 01, 2052
Sold Sep 14, 2018
$160,000
$157,102 by Lexington-fayette Urban County
Mortgage Due Oct 01, 2048
8706 Ferndale Road in Louisville, KY was first built in 1951 and is 73 years old. This has been categorized as a residential property type. It is a single story home. In terms of bathrooms, there is only one bathroom. There is a 1 partial bathroom. 8706 Ferndale Road has 1,111 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 775 sqft and has been categorized as a finished improved basement. The linear feet across the front of the lot is 67,040 ft and the linear feet between the front and back of the lot is 6,620. In total, the area measurement of the land is 10,311 square feet.

Learn more about the property and building on this page. The home has a gable style roof made of composition shingle. For those who need parking, there is a attached garage. The garage is 288 sqft. There is one available parking space. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with wood control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of wood siding. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with no air conditioning. As for heating, the home is utilizing a central heating system. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 8706 Ferndale Road was last sold in Jan 28, 2022 for $195,000. According to our calculations, that's $175.52 per sqft. Prior to that sales transaction, the property was sold for $160,000 in Sep 10, 2018. Current property owners are expected to pay $2,297 in taxes per year. The property on 8706 Ferndale Road was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $195,000. To break that down further, the land itself was valued at $33,930. While improvements to the property were assessed at a total of $161,070. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Exterior

Vinyl Siding

Driveway

Driveway

Parking

Attached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1951
  • Effective Year Built: 1951
  • Bedroom Count: 0
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Wood
  • Exterior Walls Type: Wood siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Floor Cover: Covered
  • Basement Type: Finished improved basement
  • Basement Area: 775
  • Garage Type: Attached
  • Garage Square Area: 288
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 10,311
  • Lot Size Depth Feet: 6,620
  • Lot Size Frontage Feet: 67,040
  • Total Building Area: 1,111
  • Building Area: 1,111
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Air Conditioning: No air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,111
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: FERNDALE ROAD
  • Land Acres: 0.237
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: TRACT 1 MINOR PLAT DB 6704 X 662, 0.2367 AC +/-

Ownership

  • Current Owner : MATA LUIS ALBERTO MATA
  • Previous Owner : MYERS III RONALD A
  • Previous Owner 2: MYERS SARAH A
  • Owner Before Previous Owner: CM PROPERTY SOLUTIONS LLC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Jefferson County School District
  • Census Tract: 011515

Zoning

  • Zoning: R4-RESIDEN

Geography

  • Account Number: 00212634
  • District: 500015
  • Subdivision Tract Number: 1
  • Parcel: 23063800840000
  • Municipality: FERN CREEK
  • Latitude: 38.1552
  • Longitude: -85.598

    Address

  • Full Address: 8706 Ferndale Rd
  • Address - House Number: 8706
  • Address - Street Name: Ferndale
  • Address - Suffix Type: Rd
  • State: KY
  • City Name: Louisville
  • Carrier Code: C072
  • 4-Digit Zip Code: 2628
  • Zip Code: 40291

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,297
  • Tax Rate Code Area: 15

    Appraisal Valuation

  • Standard Deviation: 0.212
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 71
  • Final Value: 222,904
  • High Value: 270,161
  • Low Value: 175,648

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $191,468
  • First Open Lien Mortgage Lender: UNITED WHOLESALE MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Jan 31, 2022
  • First Open Lien Mortgage Loan Amount: $191,468
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2052

    Market Valuation

  • Market Total Value: $195,000
  • Market Land Value: $33,930
  • Market Improvement Value: $161,070

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $195,000
  • Assessed Land Value: $33,930
  • Assessed Improvements Value: $161,070

    Sales

  • Current Sale Contract Date: Jan 28, 2022
  • Current Sale Recording Date: Jan 31, 2022
  • Current Sale Transaction ID: 11879199066
  • Current Sale Price: $195,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 23947
  • Previous Sale Recording Date: Sep 14, 2018
  • Previous Sale Contract Date: Sep 10, 2018
  • Previous Sale Amount: $160,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: UNITED WHOLESALE MORTGAGE LLC
  • First Mortgage Transaction Date: Jan 31, 2022
  • First Mortgage Loan Amount: $191,468
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Feb 01, 2052

    Previous Mortgages

  • Previous Mortgage Lender: LEXINGTON-FAYETTE URBAN COUNTY
  • Previous Mortgage Transaction Date: Sep 14, 2018
  • Previous Mortgage Loan Amount: $157,102
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Oct 01, 2048

About South Side



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Frequently Asked Questions

What neighborhood is 8706 Ferndale Road located in?
The 8706 Ferndale Road is a house located in the neighborhood of Fern Creek in South Side, Louisville.
What is the average sales price for listings in 8706 Ferndale Road?
The average sales price for units in 8706 Ferndale Road is $0 currently.

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