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802 Russom Road

802 Russom Road, Finger, TN 38334
Property in McNairy
Sold Dec 14, 2017
$97,000
$95,243 by Mortgage Investors Group Inc
Mortgage Due Jan 01, 2048
Sold Jan 30, 2017
$91,000
802 Russom Road in Finger, TN was first built in 1990 and is 34 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a unknown. It is a single story home. 802 Russom Road has 1,456 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 827,640 square feet.

Learn more about the property and building on this page. Water for the property is sourced from a municipal system. The property is connected to a sewer system. For those who need parking, there is a mixed used garage. The garage is 672 sqft. There are a total of 4 available parking spaces. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. As for heating, the home is utilizing gas. The property was last sold in Dec 12, 2017 for $97,000. That's $66.62 per sqft. Prior to that sales transaction, the property was also sold in Jan 26, 2017 for $91,000. 802 Russom Road was last assessed in 2022. The total value of the property was assessed at $12,675. Specifically, the land the property is located on was valued at $2,900. While improvements on the property were assessed at a total of $9,775. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $200. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1990
  • Effective Year Built: 1990
  • Bedroom Count: 0
  • Building Condition: Average
  • Building Quality: C
  • Floor Count: 1
  • Basement Area: 0
  • Garage Type: Mixed use
  • Garage Square Area: 672
  • Parking Space Count: 4

    Dimensions

  • Lot Size Square Feet: 827,640
  • Total Building Area: 1,456
  • Building Area: 1,456
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,456
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Yes
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 19
  • Standard Land Use Code: Rural/agricultural residence
  • Legal Description 1: DISTRICT: 2

Ownership

  • Current Owner : HARDIN JERRY D
  • Previous Owner : HENDERSON DEBORAH RUTH
  • Owner Before Previous Owner: MCCASH JAMES H
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: McNairy County School District
  • Census Tract: 930200

Geography

  • Assessors Map Reference: 027
  • District: 02
  • Parcel: 055027 01301
  • Municipality: MCNAIRY COUNTY-UNINCORPORATED
  • Latitude: 35.3178
  • Longitude: -88.6504

    Address

  • Full Address: 802 Russom Rd
  • Address - House Number: 802
  • Address - Street Name: Russom
  • Address - Suffix Type: Rd
  • State: TN
  • City Name: Finger
  • Carrier Code: R001
  • 4-Digit Zip Code: 3816
  • Zip Code: 38334

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $200
  • Tax Rate Code Area: 55A00

    Appraisal Valuation

  • Standard Deviation: 0.4913
  • Valuation Date: Nov 15, 2023
  • Confidence Score: 1
  • Final Value: 108,928
  • High Value: 162,446
  • Low Value: 55,409

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $95,243
  • First Open Lien Mortgage Lender: MORTGAGE INVESTORS GROUP INC
  • First Open Lien Mortgage Recording Date: Dec 14, 2017
  • First Open Lien Mortgage Loan Amount: $95,243
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2048

    Market Valuation

  • Market Total Value: $50,700
  • Market Land Value: $11,600
  • Market Improvement Value: $39,100

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $12,675
  • Assessed Land Value: $2,900
  • Assessed Improvements Value: $9,775

    Sales

  • Current Sale Contract Date: Dec 12, 2017
  • Current Sale Recording Date: Dec 14, 2017
  • Current Sale Transaction ID: 11347150737
  • Current Sale Price: $97,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 105791
  • Previous Sale Recording Date: Jan 30, 2017
  • Previous Sale Contract Date: Jan 26, 2017
  • Previous Sale Amount: $91,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: MORTGAGE INVESTORS GROUP INC
  • First Mortgage Transaction Date: Dec 14, 2017
  • First Mortgage Loan Amount: $95,243
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jan 01, 2048

About McNairy



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Frequently Asked Questions

What neighborhood is 802 Russom Road located in?
The 802 Russom Road is a located in the neighborhood of McNairy in McNairy, Finger.
What is the average sales price for listings in 802 Russom Road?
The average sales price for units in 802 Russom Road is $0 currently.

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