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708 West Roberts Street

708 West Roberts Street, Spencer, WI 54479
Property in Spencer
Sold May 06, 2005
$95,900
$82,500 by Ditech Financial Llc
Mortgage Due Oct 01, 2046
Local assessors in Spencer, WI have categorized 708 West Roberts Street as a residential type of property. The property's lot size has been calculated to be 13,504 square feet.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The property was last sold in May 3, 2005 for $95,900. 708 West Roberts Street was last assessed in 2023. The total value of the property was assessed at $161,500. Specifically, the land the property is located on was valued at $24,800. While improvements on the property were assessed at a total of $136,700. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $2,612. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Bedroom Count: 0
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 13,504
  • Total Building Area: 0
  • Building Area: 0

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: EAGLES LANDING
  • Land Acres: 0.31
  • Standard Land Use Code: Single family residential
  • Legal Description 1: PLAT OF EAGLES LANDING LOT 9

Ownership

  • Current Owner : GESSERT RANDALL J
  • Current Owner 2: GESSERT CHERYL
  • Previous Owner : LAWRIE JAMES R
  • Previous Owner 2: LAWRIE JEANNE E
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Spencer School District
  • School Tax School District: SPENCER
  • Census Tract: 002101

Geography

  • Assessors Map Reference: 1477849
  • District: 5467
  • Parcel: 181-2602-072-0009
  • Lot: 9
  • Meridian: SEC 07 TWN 26N RNG 02E
  • Municipality: VILLAGE OF SPENCER
  • Latitude: 44.7557
  • Longitude: -90.3109

    Address

  • Full Address: 708 W Roberts St
  • Address - House Number: 708
  • Street Direction: W
  • Address - Street Name: Roberts
  • Address - Suffix Type: St
  • State: WI
  • City Name: Spencer
  • Carrier Code: R073
  • 4-Digit Zip Code: 9277
  • Zip Code: 54479

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,612
  • Tax Rate Code Area: 181

    Appraisal Valuation

  • Standard Deviation: 0.1991
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 73
  • Final Value: 210,084
  • High Value: 251,926
  • Low Value: 168,243

    Open Liens

  • Total Open Liens: 3
  • Total Open Liens Amount: $180,869
  • First Open Lien Mortgage Lender: DITECH FINANCIAL LLC
  • First Open Lien Mortgage Recording Date: Oct 03, 2016
  • First Open Lien Mortgage Loan Amount: $82,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2046
  • Second Open Lien Mortgage Lender: GMAC MORTGAGE LLC
  • Second Open Lien Mortgage Recording Date: May 22, 2007
  • Second Open Lien Mortgage Loan Amount: $90,369
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Unknown (DEFAULT)
  • Second Open Lien Mortgage Loan Due Date: Jun 01, 2037
  • Third Open Lien Mortgage Lender: VALLEY COMMUNITIES CU
  • Third Open Lien Mortgage Recording Date: Sep 17, 2019
  • Third Open Lien Mortgage Financing Type: Fixed Rate
  • Third Open Lien Mortgage Loan Amount: $8,000
  • Third Open Lien Mortgage Term: 60
  • Third Open Lien Mortgage Position: 3
  • Third Open Lien Mortgage Loan Type: Building or Construction Loan
  • Third Open Lien Mortgage Loan Due Date: Sep 10, 2024

    Market Valuation

  • Market Total Value: $174,392
  • Market Land Value: $26,780
  • Market Improvement Value: $147,612

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $161,500
  • Assessed Land Value: $24,800
  • Assessed Improvements Value: $136,700

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: May 03, 2005
  • Current Sale Recording Date: May 06, 2005
  • Current Sale Transaction ID: 11762262180
  • Current Sale Price: $95,900
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 1408980

    Last Sale Mortgage

  • First Mortgage Lender: HERITAGE BANK
  • First Mortgage Transaction Date: May 06, 2005
  • First Mortgage Loan Amount: $90,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Unknown (DEFAULT)

About Spencer



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Frequently Asked Questions

What neighborhood is 708 West Roberts Street located in?
The 708 West Roberts Street is a located in the neighborhood of Spencer in Spencer, Spencer.
What is the average sales price for listings in 708 West Roberts Street?
The average sales price for units in 708 West Roberts Street is $0 currently.

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