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6985 Emerald Bay

6985 Emerald Bay, Shreveport, LA 71107
House in Caddo
Sold Sep 03, 2021
$257,000
$217,300 by Home Federal Bank
Mortgage Due Dec 01, 2051
Sold Jul 15, 2019
$230,000
$195,500 by Red River Bank
Mortgage Due Aug 01, 2049
6985 Emerald Bay in Shreveport, LA was first built in 2014 and is 10 years old. This has been categorized as a residential property type. It is a single story home. There are a total of 0 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 6985 Emerald Bay has 2,143 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 15,682 square feet.

Learn more about the property and building on this page. There is a patio. The home has a gable style roof made of shingle (not wood). For those who need parking, there is a garage. The garage is 462 sqft. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with masonry control joints. The condition of the building has been evaluated as excellent. The exterior walls of the home are made of alum/vinyl siding. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a central heating system. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 6985 Emerald Bay sold most recently in Aug 30, 2021 for a total of $257,000. If you work out the math, that's approximately a cost of $119.93 per sqft. Before that, the property was also sold for $230,000 in Jul 9, 2019. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,330 in taxes each year. 6985 Emerald Bay was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $20,598. If we break it down further, the land itself was valued at $3,720. Improvements to the property, however, were assessed at a total of $16,878. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Brick Venner Exterior

Parking

Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2014
  • Effective Year Built: 2014
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Excellent
  • Construction Type: Masonry
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 1
  • Floor Cover: Linoleum
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 462
  • Parking Space Count: 0
  • Patio Type: Patio

    Dimensions

  • Lot Size Square Feet: 15,682
  • Lot Size Frontage Feet: 4
  • Total Building Area: 2,143
  • Building Area: 2,143
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 2,143
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: NEW TERRITORY SUBDIVISION UNIT
  • Land Acres: 0.36
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Recreational/entertainment (general)
  • Legal Description 1: 0.36 ACS. M/L LOT 26, NEW TERRITORY SUBDIVISION UNIT V, 191515-17-26

Ownership

  • Current Owner : TALBOT KAREN
  • Current Owner 2: TALBOT STUART
  • Previous Owner : RICHARDS RAYMOND V
  • Previous Owner 2: RICHARDS KATHY R
  • Owner Before Previous Owner: SISTRUNK STEVE WELDON
  • Owner Before Previous Owner 2: SISTRUNK LORI BARRETT
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Caddo Parish School District
  • Census Tract: 024504

Geography

  • District: 006
  • Parcel: 191515-017-0026-00
  • Lot: 26
  • Meridian: SEC 15 TWN 19 RNG 15
  • Municipality: BLANCHARD
  • Latitude: 32.6331
  • Longitude: -93.8956

    Address

  • Full Address: 6985 Emerald Bay Loop
  • Legal Unit: V
  • Address - House Number: 6985
  • Address - Street Name: Emerald Bay
  • Address - Suffix Type: Loop
  • State: LA
  • City Name: Shreveport
  • Carrier Code: R005
  • 4-Digit Zip Code: 8144
  • Zip Code: 71107

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,330
  • Tax Rate Code Area: 006

    Appraisal Valuation

  • Standard Deviation: 0.2307
  • Valuation Date: Jan 17, 2024
  • Confidence Score: 67
  • Final Value: 288,832
  • High Value: 355,481
  • Low Value: 222,183

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $217,300
  • First Open Lien Mortgage Lender: HOME FEDERAL BANK
  • First Open Lien Mortgage Recording Date: Nov 30, 2021
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $217,300
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2051

    Market Valuation

  • Market Total Value: $205,979
  • Market Land Value: $37,199
  • Market Improvement Value: $168,780

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $20,598
  • Assessed Land Value: $3,720
  • Assessed Improvements Value: $16,878

    Sales

  • Current Sale Contract Date: Aug 30, 2021
  • Current Sale Recording Date: Sep 03, 2021
  • Current Sale Transaction ID: 11855369394
  • Current Sale Price: $257,000
  • Current Sale Document Type: Cash Sale Deed
  • Current Sale Input Document Number: 2852528
  • Previous Sale Recording Date: Jul 15, 2019
  • Previous Sale Contract Date: Jul 09, 2019
  • Previous Sale Amount: $230,000
  • Previous Sale Document Type: Cash Sale Deed

    Last Sale Mortgage

  • First Mortgage Lender: HOME FEDERAL BANK
  • First Mortgage Transaction Date: Sep 03, 2021
  • First Mortgage Loan Amount: $365,300
  • First Mortgage Terms: 12
  • First Mortgage Loan Type: Stand Alone First
  • First Mortgage Loan Due Date: Sep 01, 2022

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: RED RIVER BANK
  • Previous Mortgage Transaction Date: Jul 15, 2019
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $195,500
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Aug 01, 2049

About Blanchard



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Frequently Asked Questions

What neighborhood is 6985 Emerald Bay located in?
The 6985 Emerald Bay is a house located in the neighborhood of Caddo in Blanchard, Shreveport.
What is the average sales price for listings in 6985 Emerald Bay?
The average sales price for units in 6985 Emerald Bay is $0 currently.

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