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691 Bent Ridge Lane

691 Bent Ridge Lane, Elgin, IL 60120
Property in Northeast Elgin
Sold Jul 21, 2017
$181,000
$175,550 by Platinum Home Mortgage Corp
Mortgage Due Jul 01, 2047
Sold Jan 27, 2005
$209,000
$167,200 by Countrywide Mortgage Ventures
Mortgage Due Feb 01, 2035
691 Bent Ridge Lane in Elgin, IL was first built in 1991 and is 33 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a modern style. There are a total of 2 floors. There are a total of 7 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 3 partial bathrooms. 691 Bent Ridge Lane has 1,662 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 14,127 square feet.

Learn more about the property and building on this page. The roof of the home is made of asphalt. Water for the property is sourced from a municipal system. For those who need parking, there is a attached garage. There are a total of 2 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The quality of the control joints have been graded by the local assessor with a letter grade of A. The condition of the building has been evaluated as average. The exterior walls of the home are made of wood. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a heating system. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 691 Bent Ridge Lane was last sold in Jun 26, 2017 for $181,000. According to our calculations, that's $108.90 per sqft. Prior to that sales transaction, the property was sold for $209,000 in Dec 22, 2004. Current property owners are expected to pay $6,435 in taxes per year. The property on 691 Bent Ridge Lane was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $23,000. To break that down further, the land itself was valued at $3,500. While improvements to the property were assessed at a total of $19,500. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. Remember, the purchasing price for your future home is not the costs you'll incur during the purchasing process. That's why it's important to save as much as possible and presumbly above the 20% minimum you may need to put down as down payment. You will want these additional savings to cover closing costs such as attorney fees, homeowner's insurance, title search fees, origination fees, and more. Thankfully, sellers may sometimes offer to cover certain costs as seller concessions to the buyer. Just keep in mind that sellers have their own fees to pay as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1991
  • Effective Year Built: 1991
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: A
  • Construction Type: Frame
  • Building Style: Modern
  • Exterior Walls Type: Wood
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Unfinished basement
  • Basement Area: 0
  • Garage Type: Attached
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 14,127
  • Total Building Area: 1,662
  • Gross Building Area: 1,662
  • Building Area: 1,662
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Yes
  • Heated Square Feet: 1,662
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: COBBLERS CROSSING UNIT 03
  • Land Acres: 0.324
  • Standard Land Use Code: Townhouse (residential)
  • Legal Description 1: S2 S07 T41N R09E 3P

Ownership

  • Current Owner : MCCULLEN JAMES
  • Current Owner 2: MCCULLEN DEBORAH
  • Previous Owner : HUBER JAY A
  • Previous Owner 2: HUBER CAROLYN J
  • Owner Before Previous Owner: ALMONINIA GERARD
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Tenants by Entirety

Neighborhood

  • School District Name: School District U-46
  • Census Tract: 804403

Geography

  • District: 18
  • Parcel: 06-07-406-027-0000
  • Lot: 39
  • Meridian: SEC 07 TWN 41N RNG 9E
  • Municipality: HANOVER
  • Latitude: 42.05
  • Longitude: -88.2481

    Address

  • Full Address: 691 Bent Ridge Ln
  • Address - House Number: 691
  • Address - Street Name: Bent Ridge
  • Address - Suffix Type: Ln
  • State: IL
  • City Name: Elgin
  • Carrier Code: C026
  • 4-Digit Zip Code: 4391
  • Zip Code: 60120

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $6,435
  • Tax Rate Code Area: 18015

    Appraisal Valuation

  • Standard Deviation: 0.2478
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 65
  • Final Value: 310,786
  • High Value: 387,816
  • Low Value: 233,756

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $175,550
  • First Open Lien Mortgage Lender: PLATINUM HOME MORTGAGE CORP
  • First Open Lien Mortgage Recording Date: Jul 21, 2017
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $175,550
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2047

    Market Valuation

  • Market Total Value: $230,000
  • Market Land Value: $35,000
  • Market Improvement Value: $195,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $23,000
  • Assessed Land Value: $3,500
  • Assessed Improvements Value: $19,500

    Sales

  • Current Sale Contract Date: Jun 26, 2017
  • Current Sale Recording Date: Jul 21, 2017
  • Current Sale Transaction ID: 1731987810
  • Current Sale Price: $181,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 1720229071
  • Previous Sale Recording Date: Jan 27, 2005
  • Previous Sale Contract Date: Dec 22, 2004
  • Previous Sale Amount: $209,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: PLATINUM HOME MORTGAGE CORP
  • First Mortgage Transaction Date: Jul 21, 2017
  • First Mortgage Loan Amount: $175,550
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jul 01, 2047

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: COUNTRYWIDE MORTGAGE VENTURES
  • Previous Mortgage Transaction Date: Jan 27, 2005
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $167,200
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Feb 01, 2035

About Northeast Elgin



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Nearby Rentals

Unit for rent at

$1,650 /mo

  • 3 Beds
  • 2 Baths
  • 1,801 ft²
Listing by Manager

Frequently Asked Questions

What neighborhood is 691 Bent Ridge Lane located in?
The 691 Bent Ridge Lane is a located in the neighborhood of Northeast Elgin in Northeast Elgin, Elgin.
What is the average sales price for listings in 691 Bent Ridge Lane?
The average sales price for units in 691 Bent Ridge Lane is $0 currently.

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