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686 Whispering Oak Drive

686 Whispering Oak Drive, Castle Rock, CO 80104
Property in Scott Ranch
Sold Sep 01, 2009
$269,000
$242,100 by Usaa Fsb
Mortgage Due Oct 01, 2039
Sold Apr 03, 2006
$269,500
$215,600 by Cherry Creek Mortgage Company
Mortgage Due Apr 01, 2036
Local assessors in Castle Rock, CO have categorized 686 Whispering Oak Drive as a residential type of property. The home was built in 2000 and is 24 years old. The property's lot size has been calculated to be 9,932 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a split level style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 4 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 4 full bathrooms. There are also 4 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 686 Whispering Oak Drive has a total of 2,478 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a partial basement that is 682 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 624 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has both a porch and a patio so you'll have great options in both the front and back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is good. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a gable style roof that was made of composition shingle. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 686 Whispering Oak Drive was last sold in Sep 1, 2009 for $269,000. According to our calculations, that's $103.14 per sqft. Prior to that sales transaction, the property was sold for $269,500 in Mar 31, 2006. Current property owners are expected to pay $2,111 in taxes per year. Interestingly enough, the initial year of tax delinquency occurred in 2020. The property on 686 Whispering Oak Drive was last assessed in 2022. As a result of that assessment, the total value of the property was placed at $31,680. To break that down further, the land itself was valued at $7,370. While improvements to the property were assessed at a total of $24,310. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2000
  • Effective Year Built: 2000
  • Building Count: 1
  • Total Rooms: 4
  • Bedroom Count: 3
  • Bathroom Count: 4
  • Full Bathrooms: 4
  • Partial Bathrooms: 4
  • Building Condition: Good
  • Building Quality: C
  • Construction Type: Frame
  • Building Style: Split level
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Living Units: 1
  • Floor Cover: Covered
  • Basement Type: Partial basement
  • Basement Area: 682
  • Garage Type: Garage
  • Garage Square Area: 624
  • Parking Space Count: 2
  • Patio Type: Patio
  • Porch Type: Porch

    Dimensions

  • Lot Size Square Feet: 9,932
  • Total Building Area: 2,608
  • Gross Building Area: 2,608
  • Building Area: 2,478
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 2,478
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SCOTT II
  • Land Acres: 0.228
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Apartments (generic)
  • Legal Description 1: LOT 7 BLOCK 2 SCOTT II 3 0.228 AM/L

Ownership

  • Current Owner : SPENCER MARK E
  • Current Owner 2: SCIVICQUE MARGARET E
  • Previous Owner : TRENNER MATTHEW
  • Previous Owner 2: TRENNER BRANDI
  • Owner Before Previous Owner: RUPPE KENNETH E
  • Owner Before Previous Owner 2: RUPPE COLLEEN G
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Joint Tenants

Neighborhood

  • School District Name: Douglas County School District RE-1
  • Census Tract: 014503

Geography

  • Assessors Map Reference: 252-F
  • Account Number: R0390508
  • Parcel: 0390508
  • Block: 2
  • Lot: 7
  • Meridian: SEC 35 TWN 07S RNG 67W QTR SE
  • Municipality: DOUGLAS COUNTY RE 1
  • Latitude: 39.3921
  • Longitude: -104.855

    Address

  • Full Address: 686 Whispering Oak Dr
  • Address - House Number: 686
  • Address - Street Name: Whispering Oak
  • Address - Suffix Type: Dr
  • State: CO
  • City Name: Castle Rock
  • Carrier Code: C008
  • 4-Digit Zip Code: 7879
  • Zip Code: 80104

Valuation

    Tax

  • Total Area: 2,608
  • Tax Year: 2022
  • Tax Amount: $2,111
  • Intital Tax Deliquent Year: 2020
  • Tax Rate Code Area: 3723

    Appraisal Valuation

  • Standard Deviation: 0.1088
  • Valuation Date: Apr 26, 2023
  • Confidence Score: 89
  • Final Value: 657,717
  • High Value: 729,304
  • Low Value: 586,130

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $272,100
  • First Open Lien Mortgage Lender: USAA FSB
  • First Open Lien Mortgage Recording Date: Sep 01, 2009
  • First Open Lien Mortgage Loan Amount: $242,100
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2039
  • Second Open Lien Mortgage Lender: FIRSTBANK
  • Second Open Lien Mortgage Recording Date: Dec 16, 2021
  • Second Open Lien Mortgage Financing Type: Variable
  • Second Open Lien Mortgage Loan Amount: $30,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)

    Market Valuation

  • Market Total Value: $455,807
  • Market Land Value: $105,989
  • Market Improvement Value: $349,818

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $31,680
  • Assessed Land Value: $7,370
  • Assessed Improvements Value: $24,310

    Sales

  • Current Sale Contract Date: Sep 01, 2009
  • Current Sale Recording Date: Sep 01, 2009
  • Current Sale Transaction ID: 1733914418
  • Current Sale Price: $269,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2009069610
  • Previous Sale Recording Date: Apr 03, 2006
  • Previous Sale Contract Date: Mar 31, 2006
  • Previous Sale Amount: $269,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: USAA FSB
  • First Mortgage Transaction Date: Sep 01, 2009
  • First Mortgage Loan Amount: $242,100
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Oct 01, 2039

    Previous Mortgages

  • Previous Mortgage Lender: CHERRY CREEK MORTGAGE COMPANY
  • Previous Mortgage Transaction Date: Apr 03, 2006
  • Previous Mortgage Loan Amount: $215,600
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • Previous Mortgage Loan Due Date: Apr 01, 2036

About Scott Ranch



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Frequently Asked Questions

What neighborhood is 686 Whispering Oak Drive located in?
The 686 Whispering Oak Drive is a located in the neighborhood of Scott Ranch in Scott Ranch, Castle Rock.
What is the average sales price for listings in 686 Whispering Oak Drive?
The average sales price for units in 686 Whispering Oak Drive is $0 currently.

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