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648 Delaware Avenue

648 Delaware Avenue, Saint Paul, MN 55107
Sold Jan 28, 2016
$345,000
$276,000 by Drake Bank
Mortgage Due Nov 01, 2045
648 Delaware Avenue has been categorized by the local assessors in Saint Paul, MN as a residential type of property. The building on the property was first built in 1907 and is 117 years old. However, we must point out that the home was most recently renovated and altered in 1945. The home has a total of 11 rooms. 6 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 3 partial bathrooms in the home. The building has a total of 2 stories. In addition, 648 Delaware Avenue has 3,300 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,150 ft and across the front of the lot is 1,000 ft. The area measurement of the land has been determined as 11,326 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a colonial style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a detached garage for those who require parking. The garage measured 484 sqft. According to our sources, there are a total of 2 available parking spaces. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The exterior walls of the building are made of stucco. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a central heating system and being fueled with gas. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a municipal system. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 648 Delaware Avenue sold most recently in Oct 15, 2015 for a total of $345,000. If you work out the math, that's approximately a cost of $104.55 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $6,410 in taxes each year. 648 Delaware Avenue was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $415,000. If we break it down further, the land itself was valued at $164,500. Improvements to the property, however, were assessed at a total of $250,500. The property's total market value has been marked the same as the total assessed value which is pretty typical. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1907
  • Effective Year Built: 1945
  • Total Rooms: 11
  • Bedroom Count: 6
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 7
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Colonial
  • Exterior Walls Type: Stucco
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 484
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 11,326
  • Lot Size Depth Feet: 1,150
  • Lot Size Frontage Feet: 1,000
  • Total Building Area: 3,300
  • Building Area: 3,300
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 3,300
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: DAWSON'S RE OF B71 BAN & OLIVE
  • Land Acres: 0.26
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: LOT 11 BLOCK 71 OF DAWSON'S RE OF B71 BAN & OLIVE LOTS 11 AND LOT 12 BLK 71

Ownership

  • Current Owner : THOMPSON ANN ELIZABETH
  • Current Owner 2: ROSSOW STEPHEN MICHAEL
  • Previous Owner : MILLETT STACEY D
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: St. Paul Public School District
  • School Tax School District: 625
  • Census Tract: 037000

Geography

  • Parcel: 07-28-22-32-0018
  • Block: 71
  • Lot: 11-12
  • Meridian: SEC 07 TWN 028 RNG 022
  • Municipality: ST PAUL
  • Latitude: 44.9264
  • Longitude: -93.1055

    Address

  • Full Address: 648 Delaware Ave
  • Address - House Number: 648
  • Address - Street Name: Delaware
  • Address - Suffix Type: Ave
  • State: MN
  • City Name: Saint Paul
  • Carrier Code: C011
  • 4-Digit Zip Code: 2532
  • Zip Code: 55107

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $6,410

    Appraisal Valuation

  • Standard Deviation: 0.1532
  • Valuation Date: Apr 12, 2023
  • Confidence Score: 81
  • Final Value: 476,228
  • High Value: 549,218
  • Low Value: 403,238

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $365,000
  • First Open Lien Mortgage Lender: DRAKE BANK
  • First Open Lien Mortgage Recording Date: Jan 28, 2016
  • First Open Lien Mortgage Loan Amount: $276,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2045
  • Second Open Lien Mortgage Lender: AFFINITY PLUS FCU
  • Second Open Lien Mortgage Recording Date: Feb 27, 2020
  • Second Open Lien Mortgage Financing Type: Variable
  • Second Open Lien Mortgage Loan Amount: $89,000
  • Second Open Lien Mortgage Term: 120
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Feb 20, 2030

    Market Valuation

  • Market Total Value: $415,000
  • Market Land Value: $164,500
  • Market Improvement Value: $250,500

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $415,000
  • Assessed Land Value: $164,500
  • Assessed Improvements Value: $250,500

    Sales

  • Current Sale Contract Date: Oct 15, 2015
  • Current Sale Recording Date: Jan 28, 2016
  • Current Sale Transaction ID: 1422166434
  • Current Sale Price: $345,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: A04593497

    Last Sale Mortgage

  • First Mortgage Lender: DRAKE BANK
  • First Mortgage Transaction Date: Jan 28, 2016
  • First Mortgage Loan Amount: $276,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2045

About West Side



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Frequently Asked Questions

What neighborhood is 648 Delaware Avenue located in?
The 648 Delaware Avenue is a located in the neighborhood of Baker - Annapolis in West Side, Saint Paul.
What is the average sales price for listings in 648 Delaware Avenue?
The average sales price for units in 648 Delaware Avenue is $0 currently.

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