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645 Polvadera Street

645 Polvadera Street, Commerce Township, MI 48382
Property in Commerce
Sold Nov 10, 2020
$270,000
$243,000 by Staunton Financial Inc
Mortgage Due Nov 01, 2050
Sold Aug 10, 2009
$118,000
645 Polvadera Street in Commerce Township, MI was first built in 1994 and is 30 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a Cape Cod style. It is a single story home. There are a total of 8 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 3 partial bathrooms. 645 Polvadera Street has 1,961 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 1,110 ft and the linear feet between the front and back of the lot is 1,080. In total, the area measurement of the land is 12,197 square feet.

Learn more about the property and building on this page. The home has a gable style roof. Water for the property is sourced from a well system. The property is not connected to a municipal sewage system. Instead, it is connected to a septic system which you will need to handle on your own. For those who need parking, there is a garage. The garage is 576 sqft. There are a total of 2 available parking spaces. The quality of the control joints have been graded by the local assessor with a letter grade of C. The exterior walls of the home are made of alum/vinyl siding. Walk into the home itself and you'll find that it is currently being cooled with no air conditioning. As for heating, the home is utilizing a forced air unit and being fueled with gas. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 645 Polvadera Street was last sold in Oct 23, 2020 for $270,000. According to our calculations, that's $137.68 per sqft. Prior to that sales transaction, the property was sold for $118,000 in Jun 26, 2009. Current property owners are expected to pay $4,735 in taxes per year. The property on 645 Polvadera Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $170,520. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. Speaking of costs, many buyers and sellers often forget to take into consideration the closing costs they may occur. Closing costs can stem from anything mortgage or property related to fees related to your property title. As you'll soon learn from our guide, fees can quickly add up hence why as a rule of thumb, we typically recommend setting aside at least 5% of the purchase price to cover potential closing costs. Don't worry, any additional you save up can always go towards your principal. Better safe than sorry!This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1994
  • Effective Year Built: 1994
  • Total Rooms: 8
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 8
  • Building Quality: C
  • Building Style: Cape Cod
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Floor Count: 1
  • Basement Type: Unspecified basement
  • Basement Area: 1,242
  • Garage Type: Garage
  • Garage Square Area: 576
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 12,197
  • Lot Size Depth Feet: 1,080
  • Lot Size Frontage Feet: 1,110
  • Total Building Area: 1,961
  • Building Area: 1,961
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: No air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,961
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Septic
  • Water Service: Well

Building

  • Property Class: Residential
  • Subdivision: ROYAL COUNTRY CLUB
  • Land Acres: 0.28
  • Standard Land Use Code: Single family residential
  • Legal Description 1: T2N, R8E, SEC 10 FRANK S SALTER'S MOUNT ROYAL COUNTRY CLUB LOTS 1 & 2 BLK 22

Ownership

  • Current Owner : VANDERPOOL SARA A
  • Current Owner 2: VANDERPOOL SCOTT D
  • Previous Owner : RUCZYNSKI JERRY
  • Previous Owner 2: RUCZYNSKI BETTY
  • Owner Before Previous Owner: DOORKNOB LLC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Walled Lake Consolidated Schools
  • School Tax School District: 63290
  • Census Tract: 134300

Zoning

  • Zoning: SI

Geography

  • District: E
  • Parcel: E -17-10-406-012
  • Block: 22
  • Lot: 1-2
  • Meridian: SEC 10 TWN 02N RNG 08E
  • Municipality: COMMERCE TWP
  • Latitude: 42.5885
  • Longitude: -83.4886

    Address

  • Full Address: 645 Polvadera St
  • Legal Unit: R
  • Address - House Number: 645
  • Address - Street Name: Polvadera
  • Address - Suffix Type: St
  • State: MI
  • City Name: Commerce Township
  • Carrier Code: R023
  • 4-Digit Zip Code: 3947
  • Zip Code: 48382

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $4,735

    Appraisal Valuation

  • Standard Deviation: 0.1963
  • Valuation Date: Sep 13, 2023
  • Confidence Score: 73
  • Final Value: 388,966
  • High Value: 465,347
  • Low Value: 312,586

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $243,000
  • First Open Lien Mortgage Lender: STAUNTON FINANCIAL INC
  • First Open Lien Mortgage Recording Date: Nov 10, 2020
  • First Open Lien Mortgage Loan Amount: $243,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2050

    Market Valuation

  • Market Total Value: $341,040

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $170,520

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Oct 23, 2020
  • Current Sale Recording Date: Nov 10, 2020
  • Current Sale Transaction ID: 11802822008
  • Current Sale Price: $270,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 237176
  • Previous Sale Recording Date: Aug 10, 2009
  • Previous Sale Contract Date: Jun 26, 2009
  • Previous Sale Amount: $118,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: STAUNTON FINANCIAL INC
  • First Mortgage Transaction Date: Nov 10, 2020
  • First Mortgage Loan Amount: $243,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2050

About Oakland



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Frequently Asked Questions

What neighborhood is 645 Polvadera Street located in?
The 645 Polvadera Street is a located in the neighborhood of Commerce in Oakland, Commerce Township.
What is the average sales price for listings in 645 Polvadera Street?
The average sales price for units in 645 Polvadera Street is $0 currently.

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