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634 Congdon Avenue

634 Congdon Avenue, Elgin, IL 60120
Property in Shoe Factory
Sold Dec 24, 2019
$187,000
$166,400 by Crosscountry Mortgage Llc
Mortgage Due Oct 01, 2051
Sold Jul 06, 2018
$168,000
Local assessors in Elgin, IL have categorized 634 Congdon Avenue as a residential type of property. The home was built in 1999 and is 25 years old. The property's lot size has been calculated to be 747 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a 3 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 634 Congdon Avenue has a total of 2,070 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Lots of brick were used in the construction of the exterior walls of the home. Residents rely on air conditioning for their cooling system. The property was last sold in Dec 13, 2019 for $187,000. That's $90.34 per sqft. Prior to that sales transaction, the property was also sold in May 31, 2018 for $168,000. 634 Congdon Avenue was last assessed in 2022. The total value of the property was assessed at $63,331. Specifically, the land the property is located on was valued at $11,861. While improvements on the property were assessed at a total of $51,470. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $4,971. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1999
  • Effective Year Built: 1999
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Exterior Walls Type: Brick
  • Floor Count: 3
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 747
  • Total Building Area: 2,070
  • Gross Building Area: 2,070
  • Building Area: 2,070
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: unknown
  • Heated Square Feet: 2,070
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: LUDLOW ADDN
  • Land Acres: 0.017
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LUDLOW ADDN TOWNHOUSE UNIT 22 IN BLOCK 5

Ownership

  • Current Owner : PRZEKLASA MARGARET
  • Previous Owner : THOMAS ROBIN
  • Previous Owner 2: ROBIN THOMAS 2019 TRUST
  • Owner Before Previous Owner: FLYNN CHRISTINE
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Husband and wife

Neighborhood

  • School District Name: School District U-46
  • Census Tract: 850800

Geography

  • Parcel: 06-12-231-032
  • Block: 5
  • Municipality: ELGIN
  • Latitude: 42.0573
  • Longitude: -88.2664

    Address

  • Full Address: 634 Congdon Ave
  • Legal Unit: 22
  • Address - House Number: 634
  • Address - Street Name: Congdon
  • Address - Suffix Type: Ave
  • State: IL
  • City Name: Elgin
  • Carrier Code: C008
  • 4-Digit Zip Code: 2428
  • Zip Code: 60120

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $4,971
  • Tax Rate Code Area: EL005

    Appraisal Valuation

  • Standard Deviation: 0.164
  • Valuation Date: Nov 29, 2023
  • Confidence Score: 79
  • Final Value: 246,945
  • High Value: 287,466
  • Low Value: 206,423

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $209,294
  • First Open Lien Mortgage Lender: CROSSCOUNTRY MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Oct 15, 2021
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $166,400
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2051
  • Second Open Lien Mortgage Lender: DISCOVER BANK
  • Second Open Lien Mortgage Recording Date: Nov 14, 2022
  • Second Open Lien Mortgage Loan Amount: $42,894
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Nov 14, 2052

    Market Valuation

  • Market Total Value: $190,069
  • Market Land Value: $35,597
  • Market Improvement Value: $154,472

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $63,331
  • Assessed Land Value: $11,861
  • Assessed Improvements Value: $51,470

    Sales

  • Current Sale Contract Date: Dec 13, 2019
  • Current Sale Recording Date: Dec 24, 2019
  • Current Sale Transaction ID: 11711587616
  • Current Sale Price: $187,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 2019K062416
  • Previous Sale Recording Date: Jul 06, 2018
  • Previous Sale Contract Date: May 31, 2018
  • Previous Sale Amount: $168,000
  • Previous Sale Document Type: Foreclosure

    Last Sale Mortgage

  • First Mortgage Lender: CROSSCOUNTRY MORTGAGE INC
  • First Mortgage Transaction Date: Dec 24, 2019
  • First Mortgage Loan Amount: $149,600
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jan 01, 2050

    Financing

  • First Mortgage Financing Type: Fixed Rate

About Northeast Elgin



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Frequently Asked Questions

What neighborhood is 634 Congdon Avenue located in?
The 634 Congdon Avenue is a located in the neighborhood of Shoe Factory in Northeast Elgin, Elgin.
What is the average sales price for listings in 634 Congdon Avenue?
The average sales price for units in 634 Congdon Avenue is $0 currently.

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