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628 Washington Street

628 Washington Street, Saint Charles, MO 63301
Property in Saint Charles
Sold Apr 21, 2021
$475,000
$380,000 by Together Cu
Mortgage Due May 01, 2051
Sold May 28, 2020
$250,000
$200,000 by First State Bank Of St Charles
Mortgage Due Jun 01, 2050
Local assessors in Saint Charles, MO have categorized 628 Washington Street as a residential type of property. The home was built in 1901 and is 123 years old. The property's lot size has been calculated to be 6,250 square feet. The linear feet between the front and back of the lot was measured at 1,250 ft and the front of the lot was measured at 500 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a style that we are currently unable to determine. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 3 full bathrooms. There are also 4 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 628 Washington Street has a total of 1,731 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. The home is connected to a sewer system. Which is great for homeowners who want a more hands-off approach to handling their wastewater disposal. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. The garage on the property is 512 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - B. The building has a gable style roof that was made of asphalt. Lots of masonry were used in the construction of the exterior walls of the home. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 628 Washington Street sold most recently in Apr 13, 2021 for a total of $475,000. If you work out the math, that's approximately a cost of $193.64 per sqft. Before that, the property was also sold for $250,000 in May 20, 2020. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,391 in taxes each year. 628 Washington Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $60,420. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1901
  • Effective Year Built: 1901
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 4
  • Bathroom Count: 4
  • Full Bathrooms: 3
  • Partial Bathrooms: 4
  • Building Condition: Average
  • Building Quality: B
  • Building Style: Other
  • Exterior Walls Type: Masonry
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 722
  • Garage Type: Detached
  • Garage Square Area: 512
  • Parking Space Count: 2
  • Porch Type: Porch

    Dimensions

  • Lot Size Square Feet: 6,250
  • Lot Size Depth Feet: 1,250
  • Lot Size Frontage Feet: 500
  • Total Building Area: 2,453
  • Gross Building Area: 2,453
  • Building Area: 1,731
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,731
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: CITY/ST CHARLES
  • Land Acres: 0.144
  • Standard Land Use Code: Single family residential
  • Legal Description 1: PT CITY BLK 207

Ownership

  • Current Owner : BOYER JOSEPH
  • Current Owner 2: BOYER AMBER
  • Previous Owner : PORTER DOUGLAS L
  • Previous Owner 2: PORTER PAULA
  • Owner Before Previous Owner: WOLFORD PAULA
  • Owner Before Previous Owner 2: PORTER DOUGLAS L
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: St. Charles R-VI School District
  • School Tax School District: ST CHARLES
  • Census Tract: 310502

Zoning

  • Zoning: AF2

Geography

  • Account Number: 019350A000
  • District: 206
  • Parcel: 6-009D-B207-00-0006.0000000
  • Block: 207
  • Lot: 6
  • Municipality: ST CHARLES
  • Latitude: 38.785
  • Longitude: -90.4888

    Address

  • Full Address: 628 Washington St
  • Address - House Number: 628
  • Address - Street Name: Washington
  • Address - Suffix Type: St
  • State: MO
  • City Name: Saint Charles
  • Carrier Code: C082
  • 4-Digit Zip Code: 1850
  • Zip Code: 63301

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $3,391
  • Tax Rate Code Area: 6

    Appraisal Valuation

  • Standard Deviation: 0.1958
  • Valuation Date: Aug 09, 2023
  • Confidence Score: 73
  • Final Value: 411,347
  • High Value: 491,902
  • Low Value: 330,793

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $380,000
  • First Open Lien Mortgage Lender: TOGETHER CU
  • First Open Lien Mortgage Recording Date: Apr 21, 2021
  • First Open Lien Mortgage Loan Amount: $380,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: May 01, 2051

    Market Valuation

  • Market Total Value: $317,997
  • Market Land Value: $37,500
  • Market Improvement Value: $280,497

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $60,420

    Sales

  • Current Sale Contract Date: Apr 13, 2021
  • Current Sale Recording Date: Apr 21, 2021
  • Current Sale Transaction ID: 11832634275
  • Current Sale Price: $475,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021R-035240
  • Previous Sale Recording Date: May 28, 2020
  • Previous Sale Contract Date: May 20, 2020
  • Previous Sale Amount: $250,000
  • Previous Sale Document Type: Intrafamily Transfer & Dissolution

    Last Sale Mortgage

  • First Mortgage Lender: TOGETHER CU
  • First Mortgage Transaction Date: Apr 21, 2021
  • First Mortgage Loan Amount: $380,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: May 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: FIRST STATE BANK OF ST CHARLES
  • Previous Mortgage Transaction Date: May 28, 2020
  • Previous Mortgage Loan Amount: $200,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jun 01, 2050

About Saint Charles



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Frequently Asked Questions

What neighborhood is 628 Washington Street located in?
The 628 Washington Street is a located in the neighborhood of Saint Charles in Saint Charles, Saint Charles.
What is the average sales price for listings in 628 Washington Street?
The average sales price for units in 628 Washington Street is $0 currently.

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