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6 Ramsay Road

6 Ramsay Road, Marblehead, MA 01945
Property in Marblehead
Sold May 30, 2013
$570,000
$488,000 by Mortgage Fncl Svcs Inc
Mortgage Due May 01, 2046
Sold Mar 30, 2005
$550,000
$55,000 by New York Mortgage Co Llc
Mortgage
6 Ramsay Road in Marblehead, MA was first built in 1949 and is 75 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a Cape Cod style. There are a total of 2 floors. There are a total of 6 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 6 Ramsay Road has 2,135 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 10,458 square feet.

Learn more about the property and building on this page. The home has a gable style roof made of asphalt. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The condition of the building has been evaluated as good. The exterior walls of the home are made of wood siding. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing a forced air unit and being fueled with oil. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 6 Ramsay Road was last sold in Jan 1, 1970 for $570,000. According to our calculations, that's $266.98 per sqft. Prior to that sales transaction, the property was sold for $550,000 in Jan 1, 1970. Current property owners are expected to pay $7,321 in taxes per year. The property on 6 Ramsay Road was last assessed in 2024. As a result of that assessment, the total value of the property was placed at $817,100. To break that down further, the land itself was valued at $576,600. While improvements to the property were assessed at a total of $240,500. Based on our records, the total assessed value for this property has been marked as more than the total market value as of this moment. Which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Waterfront

Beach Front

Outdoor Space

Garden

Parking

Off Street Parking
Tandem Parking

Driveway

Driveway

Condition

Wooded Lot
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1949
  • Effective Year Built: 1949
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Good
  • Construction Type: Frame
  • Building Style: Cape Cod
  • Exterior Walls Type: Wood siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Unfinished basement
  • Basement Area: 836
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 10,458
  • Total Building Area: 2,135
  • Gross Building Area: 3,510
  • Building Area: 2,135
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 2,135
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: TURNER ESTATE
  • Land Acres: 0.24
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : GOCHMAN TODD
  • Current Owner 2: GOCHMAN AMY
  • Previous Owner : PAPANEK ANDREA
  • Previous Owner 2: NAPAVER KEVIN M
  • Owner Before Previous Owner: MURRAY MARY S
  • Owner Before Previous Owner 2: MURRAY SEAN J
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Marblehead School District
  • School Tax School District: MARBLEHEAD SD
  • Census Tract: 203301

Zoning

  • Zoning: SR

Geography

  • District: 168
  • Parcel: MARB M:0138 B:0025 L:0
  • Block: 25
  • Municipality: MARBLEHEAD
  • Latitude: 42.5095
  • Longitude: -70.862

    Address

  • Full Address: 6 Ramsey Rd
  • Address - House Number: 6
  • Address - Street Name: Ramsey
  • Address - Suffix Type: Rd
  • State: MA
  • City Name: Marblehead
  • Carrier Code: C029
  • 4-Digit Zip Code: 1436
  • Zip Code: 01945

Valuation

    Tax

  • Tax Year: 2024
  • Tax Amount: $7,321

    Appraisal Valuation

  • Standard Deviation: 0.1713
  • Valuation Date: Mar 06, 2024
  • Confidence Score: 80
  • Final Value: 981,403
  • High Value: 1,134,468
  • Low Value: 828,337

    Open Liens

  • Total Open Liens: 3
  • Total Open Liens Amount: $1,041,000
  • First Open Lien Mortgage Lender: MORTGAGE FNCL SVCS INC
  • First Open Lien Mortgage Recording Date: May 25, 2016
  • First Open Lien Mortgage Loan Amount: $488,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • First Open Lien Mortgage Loan Due Date: May 01, 2046
  • Second Open Lien Mortgage Lender: NATIONAL GRAND BANK OF MARBLEH
  • Second Open Lien Mortgage Recording Date: Jun 26, 2020
  • Second Open Lien Mortgage Loan Amount: $70,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Balloon
  • Second Open Lien Mortgage Loan Due Date: Jun 26, 2050
  • Third Open Lien Mortgage Lender: NATIONAL GRAND BANK OF MARBLEH
  • Third Open Lien Mortgage Recording Date: Apr 28, 2021
  • Third Open Lien Mortgage Loan Amount: $483,000
  • Third Open Lien Mortgage Term: 360
  • Third Open Lien Mortgage Position: 3
  • Third Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • Third Open Lien Mortgage Loan Due Date: May 01, 2051

    Assessments Valuation

  • Assessed Year: 2024
  • Assessed Total Value: $817,100
  • Assessed Land Value: $576,600
  • Assessed Improvements Value: $240,500

    Sales

  • Current Sale Recording Date: May 30, 2013
  • Current Sale Transaction ID: 1091541927
  • Current Sale Price: $570,000
  • Current Sale Document Type: Quit Claim Deed (arm's length)
  • Previous Sale Recording Date: Mar 30, 2005
  • Previous Sale Amount: $550,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: MORTGAGE MASTER INC
  • First Mortgage Transaction Date: May 30, 2013
  • First Mortgage Loan Amount: $456,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: May 30, 2043

    Previous Mortgages

  • Previous Mortgage Lender: NEW YORK MORTGAGE CO LLC
  • Previous Mortgage Transaction Date: Mar 30, 2005
  • Previous Mortgage Loan Amount: $55,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage

About Marblehead



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Nearby Rentals

Unit for rent at 20 Ocean Ave, Marblehead, MA, 01945

$4,200 /mo

  • 4 Beds
  • 2 Baths
  • 2,725 ft²
20 Ocean Ave #4, Marblehead, MA, 01945 Listing by Lindsey McCarthy

Frequently Asked Questions

What neighborhood is 6 Ramsay Road located in?
The 6 Ramsay Road is a located in the neighborhood of Marblehead in Marblehead, Marblehead.
What is the average sales price for listings in 6 Ramsay Road?
The average sales price for units in 6 Ramsay Road is $0 currently.

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