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5949 Fern Street

5949 Fern Street, El Cerrito, CA 94530
Property in Contra Costa
Sold Jun 11, 2021
$910,000
$728,000 by Change Lending Llc
Mortgage Due Jul 01, 2051
Sold Jan 04, 2005
$540,000
$432,000 by Bank Of America Na
Mortgage Due Jan 01, 2035
5949 Fern Street has been categorized by the local assessors in El Cerrito, CA as a residential type of property. The building on the property was first built in 1963 and is 61 years old. However, we must point out that the home was most recently renovated and altered in 1980. The home has a total of 5 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 5949 Fern Street has 1,347 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 3,652 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a attached garage for those who require parking. The garage measured 540 sqft. According to our sources, there are a total of 2 available parking spaces. In terms of heating, it is utilizing a central heating system. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 5949 Fern Street was last sold in Jun 4, 2021 for $910,000. According to our calculations, that's $675.58 per sqft. Prior to that sales transaction, the property was sold for $540,000 in Dec 23, 2004. Current property owners are expected to pay $13,259 in taxes per year. The property on 5949 Fern Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $946,764. To break that down further, the land itself was valued at $624,240. While improvements to the property were assessed at a total of $322,524. Based on our records, the total assessed value for this property has been marked as more than the total market value as of this moment. Which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1963
  • Effective Year Built: 1980
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 540
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 3,652
  • Total Building Area: 1,347
  • Gross Building Area: 1,347
  • Building Area: 1,347
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Central heating
  • Heated Square Feet: 1,347
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: ALTA PUNTA TERRACE
  • Land Acres: 0.084
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Pipeline or right-of-way
  • Legal Description 1: ALTA PUNTA TERRACE 40 5

Ownership

  • Current Owner : SINGH GURSIMRAN
  • Previous Owner : SINGH ANANT PREET
  • Previous Owner 2: THE ANANT PREET SINGH LIVING T
  • Owner Before Previous Owner: REDDING ALFRED ALLEN
  • Owner Before Previous Owner 2: REDDING BELMA C
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: West Contra Costa Unified School District
  • School Tax School District: W CONTRA COST
  • Census Tract: 384000

Zoning

  • Zoning: R1

Geography

  • Parcel: 501-170-003
  • Block: 5
  • Lot: 40
  • Latitude: 37.9313
  • Longitude: -122.315

    Address

  • Full Address: 5949 Fern St
  • Address - House Number: 5949
  • Address - Street Name: Fern
  • Address - Suffix Type: St
  • State: CA
  • City Name: El Cerrito
  • Carrier Code: C010
  • 4-Digit Zip Code: 1622
  • Zip Code: 94530

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $13,259
  • Tax Rate Code Area: 03-000

    Appraisal Valuation

  • Standard Deviation: 0.1901
  • Valuation Date: Nov 22, 2023
  • Confidence Score: 74
  • Final Value: 994,041
  • High Value: 1,183,026
  • Low Value: 805,056

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $728,000
  • First Open Lien Mortgage Lender: CHANGE LENDING LLC
  • First Open Lien Mortgage Recording Date: Jun 11, 2021
  • First Open Lien Mortgage Loan Amount: $728,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2051

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $946,764
  • Assessed Land Value: $624,240
  • Assessed Improvements Value: $322,524

    Sales

  • Current Sale Contract Date: Jun 04, 2021
  • Current Sale Recording Date: Jun 11, 2021
  • Current Sale Transaction ID: 11838927523
  • Current Sale Price: $910,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 2021-170387
  • Previous Sale Recording Date: Jan 04, 2005
  • Previous Sale Contract Date: Dec 23, 2004
  • Previous Sale Amount: $540,000
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: CHANGE LENDING LLC
  • First Mortgage Transaction Date: Jun 11, 2021
  • First Mortgage Loan Amount: $728,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jul 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: BANK OF AMERICA NA
  • Previous Mortgage Transaction Date: Jan 04, 2005
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $432,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Jan 01, 2035

About El Cerrito



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Nearby Rentals

Currently no nearby rentals

Frequently Asked Questions

What neighborhood is 5949 Fern Street located in?
The 5949 Fern Street is a located in the neighborhood of Contra Costa in El Cerrito, El Cerrito.
What is the average sales price for listings in 5949 Fern Street?
The average sales price for units in 5949 Fern Street is $0 currently.

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