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58 Ridge Street

58 Ridge Street, Eastchester, NY 10709
Property in Eastchester
Sold Sep 24, 2002
$365,000
$75,000 by Hsbc Mortgage Corp Usa
Mortgage Due May 19, 2033
This has been categorized as a residential property type. In total, the area measurement of the land is 4,792 square feet.

Learn more about the property and building on this page. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 58 Ridge Street was last sold in Aug 2, 2002 for $365,000. Current property owners are expected to pay $16,833 in taxes per year. The property on 58 Ridge Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $7,100. To break that down further, the land itself was valued at $1,200. While improvements to the property were assessed at a total of $5,900. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Bedroom Count: 0
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 4,792
  • Total Building Area: 0
  • Building Area: 0

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.11
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : SHERIDAN JAMES
  • Current Owner 2: BERNARDINI MARY JANE
  • Previous Owner : STANWISE LENA
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Tuckahoe Union Free School District
  • School Tax School District: TUCKAHOE
  • Census Tract: 005200

Geography

  • District: 552489
  • Section: 77
  • Parcel: 552489 77./3/22
  • Block: 3
  • Lot: 22
  • Municipality: EASTCHESTER (TOV)
  • Latitude: 40.9451
  • Longitude: -73.8158

    Address

  • Full Address: 58 Ridge St
  • Address - House Number: 58
  • Address - Street Name: Ridge
  • Address - Suffix Type: St
  • State: NY
  • City Name: Eastchester
  • Carrier Code: C002
  • 4-Digit Zip Code: 1705
  • Zip Code: 10709

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $16,833
  • Tax Rate Code Area: 552402

    Appraisal Valuation

  • Standard Deviation: 0.2213
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 69
  • Final Value: 847,109
  • High Value: 1,034,647
  • Low Value: 659,572

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $205,000
  • First Open Lien Mortgage Lender: HSBC MORTGAGE CORP USA
  • First Open Lien Mortgage Recording Date: May 19, 2003
  • First Open Lien Mortgage Loan Amount: $75,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • First Open Lien Mortgage Loan Due Date: May 19, 2033
  • Second Open Lien Mortgage Lender: INTERCONTINENTAL CAPITAL GROUP
  • Second Open Lien Mortgage Recording Date: May 05, 2017
  • Second Open Lien Mortgage Loan Amount: $130,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Jun 01, 2047

    Market Valuation

  • Market Total Value: $7,554
  • Market Land Value: $1,277
  • Market Improvement Value: $6,277

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $7,100
  • Assessed Land Value: $1,200
  • Assessed Improvements Value: $5,900

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Aug 02, 2002
  • Current Sale Recording Date: Sep 24, 2002
  • Current Sale Transaction ID: 11462376419
  • Current Sale Price: $365,000
  • Current Sale Document Type: Bargain and Sale Deed
  • Current Sale Input Document Number: 0422620765

    Last Sale Mortgage

  • First Mortgage Lender: HSBC MTG CORP USA
  • First Mortgage Transaction Date: Sep 24, 2002
  • First Mortgage Loan Amount: $220,000
  • First Mortgage Terms: 240
  • First Mortgage Loan Type: Purchase Money Mortgage
  • First Mortgage Loan Due Date: Sep 01, 2022

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Frequently Asked Questions

What neighborhood is 58 Ridge Street located in?
The 58 Ridge Street is a located in the neighborhood of Eastchester in Eastchester, Eastchester.
What is the average sales price for listings in 58 Ridge Street?
The average sales price for units in 58 Ridge Street is $0 currently.

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