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4897 McDermott Road

4897 McDermott Road, Bangor, PA 18013
Sold Aug 31, 2021
$400,000
$320,000 by Absolute Home Mortgage Corp
Mortgage Due Sep 01, 2051
Sold May 01, 1990
$35,000
Local assessors in Bangor, PA have categorized 4897 McDermott Road as a residential type of property. The home was built in 1992 and is 32 years old. The property's lot size has been calculated to be 48,787 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a colonial style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 4897 McDermott Road has a total of 2,074 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a well system. As for water disposal, the home is connected to a septic system and not a municipal sewage or storm sewage system. Therefore the homeowner of this property will need to handle their own water disposal every three to five years - though the exact number may differ. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 484 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. Residents rely on no air conditioning for their cooling system. The home's electric heaters is the primary heating source and it is being fueled with electricity. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 4897 McDermott Road sold most recently in Aug 30, 2021 for a total of $400,000. If you work out the math, that's approximately a cost of $192.86 per sqft. Before that, the property was also sold for $35,000 in May 1, 1990. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $6,179 in taxes each year. 4897 McDermott Road was most recently assessed in 2024. During this assessment, the property's total value was estimated to be about $82,000. If we break it down further, the land itself was valued at $18,100. Improvements to the property, however, were assessed at a total of $63,900. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1992
  • Effective Year Built: 1992
  • Total Rooms: 7
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Style: Colonial
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 484
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 48,787
  • Total Building Area: 2,074
  • Building Area: 2,074
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: No air conditioning
  • Heating: Electric
  • Heated Square Feet: 2,074
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: Septic
  • Water Service: Well

Building

  • Property Class: Residential
  • Subdivision: KIEFER ESTATES
  • Land Acres: 1.12
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : FRANCISCO MATTHEW
  • Current Owner 2: FRANCISCO CORIN
  • Previous Owner : FRANCISCO MARK A
  • Previous Owner 2: FRANCISCO LINDA S
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Bangor Area School District
  • School Tax School District: BANGOR SCHOOL
  • Census Tract: 015400

Zoning

  • Zoning: A

Geography

  • District: 17
  • Parcel: H11 2 2J 0117
  • Municipality: LOWER MOUNT BETHEL TOWNSHIP
  • Latitude: 40.7803
  • Longitude: -75.1344

    Address

  • Full Address: 4897 Mcdermott Rd
  • Address - House Number: 4897
  • Address - Street Name: Mcdermott
  • Address - Suffix Type: Rd
  • State: PA
  • City Name: Bangor
  • Carrier Code: R004
  • 4-Digit Zip Code: 4713
  • Zip Code: 18013

Valuation

    Tax

  • Tax Year: 2024
  • Tax Amount: $6,179
  • Tax Rate Code Area: BANGOR ARE

    Appraisal Valuation

  • Standard Deviation: 0.1664
  • Valuation Date: Mar 27, 2024
  • Confidence Score: 78
  • Final Value: 440,296
  • High Value: 513,595
  • Low Value: 366,997

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $320,000
  • First Open Lien Mortgage Lender: ABSOLUTE HOME MORTGAGE CORP
  • First Open Lien Mortgage Recording Date: Aug 31, 2021
  • First Open Lien Mortgage Loan Amount: $320,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2051

    Market Valuation

  • Market Total Value: $164,000
  • Market Land Value: $36,200
  • Market Improvement Value: $127,800

    Assessments Valuation

  • Assessed Year: 2024
  • Assessed Total Value: $82,000
  • Assessed Land Value: $18,100
  • Assessed Improvements Value: $63,900

    Sales

  • Current Sale Contract Date: Aug 30, 2021
  • Current Sale Recording Date: Aug 31, 2021
  • Current Sale Transaction ID: 11853790278
  • Current Sale Price: $400,000
  • Current Sale Document Type: Special Warranty Deed
  • Current Sale Input Document Number: 2021035220
  • Previous Sale Recording Date: May 01, 1990
  • Previous Sale Contract Date: May 01, 1990
  • Previous Sale Amount: $35,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: ABSOLUTE HOME MORTGAGE CORP
  • First Mortgage Transaction Date: Aug 31, 2021
  • First Mortgage Loan Amount: $320,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Sep 01, 2051

About Northampton



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Frequently Asked Questions

What neighborhood is 4897 McDermott Road located in?
The 4897 McDermott Road is a located in the neighborhood of Lower Mount Bethel in Northampton, Bangor.
What is the average sales price for listings in 4897 McDermott Road?
The average sales price for units in 4897 McDermott Road is $0 currently.

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