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4626 Cotswold Lane

4626 Cotswold Lane, Birmingham, AL 35242
Townhouse in Jefferson
Sold Jul 13, 2020
$250,000
$100,000 by Servisfirst Bank
Mortgage Due Jan 01, 2050
Sold Jul 19, 2017
$219,000
$208,050 by Quicken Loans Inc
Mortgage Due Aug 01, 2047
Local assessors in Birmingham, AL have categorized 4626 Cotswold Lane as a residential type of property. The home was built in 2009 and is 15 years old. The property's lot size has been calculated to be 3,988 square feet. The linear feet between the front and back of the lot was measured at 1,350 ft and the front of the lot was measured at 361 ft. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 5 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 4626 Cotswold Lane has a total of 1,962 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 278 sqft. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is good. The building has a gable or hip style roof that was made of asphalt. Lots of brick were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. The home's a forced air unit is the primary heating source. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 4626 Cotswold Lane sold most recently in Jul 10, 2020 for a total of $250,000. If you work out the math, that's approximately a cost of $127.42 per sqft. Before that, the property was also sold for $219,000 in Jul 14, 2017. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,793 in taxes each year. 4626 Cotswold Lane was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $25,720. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Brick Exterior
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2009
  • Effective Year Built: 2009
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 2
  • Building Condition: Good
  • Exterior Walls Type: Brick
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Floor Cover: Carpet
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 278
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 3,988
  • Lot Size Depth Feet: 1,350
  • Lot Size Frontage Feet: 361
  • Total Building Area: 1,962
  • Gross Building Area: 1,962
  • Building Area: 1,962
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,962
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: COTSWOLD SUB PH1A 40-18-1
  • Land Acres: 0.092
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 453 COTSWOLD SUB PHASE 1-A PB 225 PG 44

Ownership

  • Current Owner : KEETON DEBORAH
  • Previous Owner : PHILLIPS CHRISTINA
  • Owner Before Previous Owner: GOLDEN JAMES K
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Birmingham City School District
  • Census Tract: 012703

Zoning

  • Zoning: RG

Geography

  • Assessors Map Reference: Jan 01, 1970
  • Account Number: 437095
  • District: 032-0000
  • Subdivision Phase Number: 1-A
  • Parcel: 27-00-18-4-000-088.000
  • Lot: 453
  • Meridian: SEC 18 TWN 18S RNG 01W
  • Municipality: BIRMINGHAM-32
  • Latitude: 33.4653
  • Longitude: -86.6751

    Address

  • Full Address: 4626 Cotswold Ln
  • Address - House Number: 4626
  • Address - Street Name: Cotswold
  • Address - Suffix Type: Ln
  • State: AL
  • City Name: Birmingham
  • Carrier Code: R080
  • 4-Digit Zip Code: 7583
  • Zip Code: 35242

Valuation

    Tax

  • Total Area: 2,156
  • Tax Year: 2022
  • Tax Amount: $1,793
  • Tax Rate Code Area: 32

    Appraisal Valuation

  • Standard Deviation: 0.2216
  • Valuation Date: Aug 23, 2023
  • Confidence Score: 69
  • Final Value: 355,186
  • High Value: 433,924
  • Low Value: 276,448

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $150,000
  • First Open Lien Mortgage Lender: SERVISFIRST BANK
  • First Open Lien Mortgage Recording Date: Jul 13, 2020
  • First Open Lien Mortgage Loan Amount: $100,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2050
  • Second Open Lien Mortgage Lender: AVADIAN CREDIT UNION
  • Second Open Lien Mortgage Recording Date: Aug 14, 2023
  • Second Open Lien Mortgage Loan Amount: $50,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)

    Market Valuation

  • Market Total Value: $257,200
  • Market Land Value: $52,000
  • Market Improvement Value: $205,200

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $25,720

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jul 10, 2020
  • Current Sale Recording Date: Jul 13, 2020
  • Current Sale Transaction ID: 11775903613
  • Current Sale Price: $250,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 2020073036
  • Previous Sale Recording Date: Jul 19, 2017
  • Previous Sale Contract Date: Jul 14, 2017
  • Previous Sale Amount: $219,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: SERVISFIRST BANK
  • First Mortgage Transaction Date: Jul 13, 2020
  • First Mortgage Loan Amount: $100,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jan 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: QUICKEN LOANS INC
  • Previous Mortgage Transaction Date: Jul 19, 2017
  • Previous Mortgage Loan Amount: $208,050
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Aug 01, 2047

About Birmingham



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Frequently Asked Questions

What neighborhood is 4626 Cotswold Lane located in?
The 4626 Cotswold Lane is a townhouse located in the neighborhood of Jefferson in Birmingham, Birmingham.
What is the average sales price for listings in 4626 Cotswold Lane?
The average sales price for units in 4626 Cotswold Lane is $0 currently.

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