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46 Stowe Road

46 Stowe Road, Mary Esther, FL 32569
Property in Victoria Park
Sold Oct 13, 2023
$255,000
$250,381 by University Bank
Mortgage Due Nov 01, 2053
Sold Nov 21, 2018
$198,000
$201,207 by Mortgage Research Center Llc
Mortgage Due Dec 01, 2048
Local assessors in Mary Esther, FL have categorized 46 Stowe Road as a residential type of property. The home was built in 1995 and is 29 years old. The property's lot size has been calculated to be 5,003 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 46 Stowe Road has a total of 1,330 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 432 sqft. Do you like to entertain? The home has both a unknown and a unknown so you'll have great options in both the front and back of the home. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a gable or hip style roof that was made of composition shingle. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 46 Stowe Road sold most recently in Sep 28, 2023 for a total of $255,000. If you work out the math, that's approximately a cost of $130.64 per sqft. Before that, the property was also sold for $198,000 in Nov 16, 2018. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $2,691 in taxes each year. 46 Stowe Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $234,370. If we break it down further, the land itself was valued at $46,564. Improvements to the property, however, were assessed at a total of $187,806. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1995
  • Effective Year Built: 1995
  • Building Count: 1
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Quality: C
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Living Units: 1
  • Floor Cover: Tile
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 432
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 5,003
  • Total Building Area: 1,952
  • Gross Building Area: 1,952
  • Building Area: 1,330
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,330
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: VICTORIA PARK
  • Land Acres: 0.115
  • Standard Land Use Code: Single family residential
  • Legal Description 1: VICTORIA PARK LOT 27 BLK A

Ownership

  • Current Owner : GAGNON GABRIELLE A
  • Current Owner 2: DOTSON SAGE
  • Previous Owner : ONEILL SYDNEY
  • Previous Owner 2: ONEILL BRENDEN
  • Owner Before Previous Owner: STEINBACH JASON
  • Owner Before Previous Owner 2: WICK MEGHANN
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Joint Tenants

Neighborhood

  • School District Name: Okaloosa County School District
  • Census Tract: 023100

Geography

  • Assessors Map Reference: 49
  • Parcel: 16-2S-25-4302-000A-0270
  • Block: A
  • Lot: 27
  • Meridian: SEC 16 TWN 02S RNG 25W
  • Municipality: FLOROSA FIRE (SW)
  • Latitude: 30.4097
  • Longitude: -86.7525

    Address

  • Full Address: 46 Stowe Rd
  • Address - House Number: 46
  • Address - Street Name: Stowe
  • Address - Suffix Type: Rd
  • State: FL
  • City Name: Mary Esther
  • Carrier Code: R006
  • 4-Digit Zip Code: 2148
  • Zip Code: 32569

Valuation

    Tax

  • Total Area: 1,642
  • Tax Year: 2023
  • Tax Amount: $2,691
  • Tax Rate Code Area: 021

    Appraisal Valuation

  • Standard Deviation: 0.1782
  • Valuation Date: Feb 21, 2024
  • Confidence Score: 76
  • Final Value: 327,134
  • High Value: 385,446
  • Low Value: 268,821

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $250,381
  • First Open Lien Mortgage Lender: UNIVERSITY BANK
  • First Open Lien Mortgage Recording Date: Oct 13, 2023
  • First Open Lien Mortgage Loan Amount: $250,381
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2053

    Market Valuation

  • Market Total Value: $234,370
  • Market Land Value: $46,564
  • Market Improvement Value: $187,806

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $234,370
  • Assessed Land Value: $46,564
  • Assessed Improvements Value: $187,806

    Sales

  • Current Sale Contract Date: Sep 28, 2023
  • Current Sale Recording Date: Oct 13, 2023
  • Current Sale Transaction ID: 11914819466
  • Current Sale Price: $255,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 3652057
  • Previous Sale Recording Date: Nov 21, 2018
  • Previous Sale Contract Date: Nov 16, 2018
  • Previous Sale Amount: $198,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: UNIVERSITY BANK
  • First Mortgage Transaction Date: Oct 13, 2023
  • First Mortgage Loan Amount: $250,381
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Nov 01, 2053

    Previous Mortgages

  • Previous Mortgage Lender: MORTGAGE RESEARCH CENTER LLC
  • Previous Mortgage Transaction Date: Nov 21, 2018
  • Previous Mortgage Loan Amount: $201,207
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: VA
  • Previous Mortgage Loan Due Date: Dec 01, 2048

About Victoria Park



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Frequently Asked Questions

What neighborhood is 46 Stowe Road located in?
The 46 Stowe Road is a located in the neighborhood of Victoria Park in Victoria Park, Mary Esther.
What is the average sales price for listings in 46 Stowe Road?
The average sales price for units in 46 Stowe Road is $0 currently.

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