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442 West 1st Street

442 West 1st Street, Mount Vernon, MO 65712
Property in Lawrence
Sold Nov 14, 2014
$68,200
$67,258 by Gershman Investment Corp
Mortgage Due Dec 01, 2044
Sold May 01, 2006
$131,300
$105,000 by First National Bank Of Mount V
Mortgage
442 West 1st Street has been categorized by the local assessors in Mount Vernon, MO as a residential type of property. The building on the property was first built in 1967 and is 57 years old. The home has a total of 5 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 442 West 1st Street has 1,136 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,948 ft and across the front of the lot is 1,280 ft. The area measurement of the land has been determined as 24,960 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. The building has a hip style roof made of composition shingle. The property was last sold in Nov 14, 2014 for $68,200. That's $60.04 per sqft. Prior to that sales transaction, the property was also sold in Apr 24, 2006 for $131,300. 442 West 1st Street was last assessed in 2023. The total value of the property was assessed at $18,130. Specifically, the land the property is located on was valued at $2,450. While improvements on the property were assessed at a total of $15,680. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $896. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1967
  • Effective Year Built: 1967
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Roof Shape Type: Hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 24,960
  • Lot Size Depth Feet: 1,948
  • Lot Size Frontage Feet: 1,280
  • Total Building Area: 1,136
  • Building Area: 1,136
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,136
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: LOWS SUBDIVISION
  • Land Acres: 0.573
  • Standard Land Use Code: Single family residential (assumed)
  • Legal Description 1: FIRST ST,W,442; LOT 1 & ALL THAT LAND LYING W. OF LOT 1 & E OF HWY. R/W LOW'S S/D - MT.VERNON

Ownership

  • Current Owner : WALTERS RICHARD O
  • Current Owner 2: WALTERS MARION C
  • Previous Owner : RAGSDALE ANDY LEON
  • Previous Owner 2: RAGSDALE AFIAFI M
  • Owner Before Previous Owner: NELSON CHARLES W
  • Owner Before Previous Owner 2: NELSON RONDA C
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Mount Vernon R-V School District
  • School Tax School District: R-5
  • Census Tract: 470202

Geography

  • Parcel: 087036001009004000
  • Lot: 1
  • Meridian: SEC 36 TWN 28 RNG 27
  • Municipality: MT VERNON
  • Latitude: 37.0949
  • Longitude: -93.825

    Address

  • Full Address: 442 W 1st St
  • Address - House Number: 442
  • Street Direction: W
  • Address - Street Name: 1st
  • Address - Suffix Type: St
  • State: MO
  • City Name: Mount Vernon
  • Carrier Code: C001
  • 4-Digit Zip Code: 1713
  • Zip Code: 65712

Valuation

    Tax

  • Total Area: 1,798
  • Tax Year: 2023
  • Tax Amount: $896

    Appraisal Valuation

  • Standard Deviation: 0.3524
  • Valuation Date: Nov 15, 2023
  • Confidence Score: 29
  • Final Value: 139,999
  • High Value: 189,345
  • Low Value: 90,652

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $67,258
  • First Open Lien Mortgage Lender: GERSHMAN INVESTMENT CORP
  • First Open Lien Mortgage Recording Date: Nov 14, 2014
  • First Open Lien Mortgage Loan Amount: $67,258
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2044

    Market Valuation

  • Market Total Value: $95,421

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $18,130
  • Assessed Land Value: $2,450
  • Assessed Improvements Value: $15,680

    Sales

  • Current Sale Contract Date: Nov 14, 2014
  • Current Sale Recording Date: Nov 14, 2014
  • Current Sale Transaction ID: 1096126256
  • Current Sale Price: $68,200
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2014-00005247
  • Previous Sale Recording Date: May 01, 2006
  • Previous Sale Contract Date: Apr 24, 2006
  • Previous Sale Amount: $131,300
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: GERSHMAN INVESTMENT CORP
  • First Mortgage Transaction Date: Nov 14, 2014
  • First Mortgage Loan Amount: $67,258
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Dec 01, 2044

    Previous Mortgages

  • Previous Mortgage Lender: FIRST NATIONAL BANK OF MOUNT V
  • Previous Mortgage Transaction Date: May 01, 2006
  • Previous Mortgage Loan Amount: $105,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional

About Mount Vernon



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Nearby Rentals

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Frequently Asked Questions

What neighborhood is 442 West 1st Street located in?
The 442 West 1st Street is a located in the neighborhood of Lawrence in Mount Vernon, Mount Vernon.
What is the average sales price for listings in 442 West 1st Street?
The average sales price for units in 442 West 1st Street is $0 currently.

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