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440 Wisteria Avenue

440 Wisteria Avenue, Reading, PA 19606
Property in Lorane
Sold Aug 12, 2021
$225,000
$180,000 by Customers Bank
Mortgage Due Sep 01, 2051
Sold Oct 16, 1987
Transfer
440 Wisteria Avenue in Reading, PA was first built in 1973 and is 51 years old. This has been categorized as a residential property type. It is a single story home. There are a total of 5 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there is only one bathroom. There are 2 partial bathrooms. 440 Wisteria Avenue has 1,856 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 480 sqft and has been categorized as a partial basement. In total, the area measurement of the land is 7,405 square feet.

Learn more about the property and building on this page. There is a patio. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a attached garage. The condition of the building has been evaluated as good. The exterior walls of the home are made of alum/vinyl siding. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a heating system and being fueled with gas. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 440 Wisteria Avenue sold most recently in Aug 6, 2021 for a total of $225,000. If you work out the math, that's approximately a cost of $121.23 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,588 in taxes each year. 440 Wisteria Avenue was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $78,100. If we break it down further, the land itself was valued at $23,100. Improvements to the property, however, were assessed at a total of $55,000. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1973
  • Effective Year Built: 1973
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Good
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Partial basement
  • Basement Area: 480
  • Garage Type: Attached
  • Parking Space Count: 0
  • Patio Type: Patio

    Dimensions

  • Lot Size Square Feet: 7,405
  • Total Building Area: 1,856
  • Gross Building Area: 1,856
  • Building Area: 1,856
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Yes
  • Heated Square Feet: 1,856
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: LORANE ORCHARDS
  • Land Acres: 0.17
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : SPEAKMAN CORRI LYNN
  • Previous Owner : MENGEL FREDERICK P
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Exeter Township School District
  • School Tax School District: 6
  • Census Tract: 012004

Geography

  • Assessors Map Reference: 435325
  • Account Number: 43523910
  • District: 43
  • Parcel: 43-5325-11-76-2533
  • Block: 76
  • Lot: 241
  • Municipality: EXETER TOWNSHIP
  • Latitude: 40.2967
  • Longitude: -75.8594

    Address

  • Full Address: 440 Wisteria Ave
  • Address - House Number: 440
  • Address - Street Name: Wisteria
  • Address - Suffix Type: Ave
  • State: PA
  • City Name: Reading
  • Carrier Code: C090
  • 4-Digit Zip Code: 3474
  • Zip Code: 19606

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,588
  • Tax Rate Code Area: 43

    Appraisal Valuation

  • Standard Deviation: 0.2245
  • Valuation Date: Aug 30, 2023
  • Confidence Score: 69
  • Final Value: 263,095
  • High Value: 322,168
  • Low Value: 204,022

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $180,000
  • First Open Lien Mortgage Lender: CUSTOMERS BANK
  • First Open Lien Mortgage Recording Date: Aug 12, 2021
  • First Open Lien Mortgage Loan Amount: $180,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2051

    Market Valuation

  • Market Total Value: $78,100
  • Market Land Value: $23,100
  • Market Improvement Value: $55,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $78,100
  • Assessed Land Value: $23,100
  • Assessed Improvements Value: $55,000

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Aug 06, 2021
  • Current Sale Recording Date: Aug 12, 2021
  • Current Sale Transaction ID: 11849542252
  • Current Sale Price: $225,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 2021040178
  • Previous Sale Recording Date: Oct 16, 1987
  • Previous Sale Contract Date: Oct 16, 1987
  • Previous Sale Document Type: Quit Claim Deed

    Last Sale Mortgage

  • First Mortgage Lender: CUSTOMERS BANK
  • First Mortgage Transaction Date: Aug 12, 2021
  • First Mortgage Loan Amount: $180,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Sep 01, 2051

About Lorane



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Frequently Asked Questions

What neighborhood is 440 Wisteria Avenue located in?
The 440 Wisteria Avenue is a located in the neighborhood of Lorane in Lorane, Reading.
What is the average sales price for listings in 440 Wisteria Avenue?
The average sales price for units in 440 Wisteria Avenue is $0 currently.

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