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44 Lake Road

44 Lake Road, Oswego, NY 13126
Property in Scriba
Sold May 31, 2005
$164,000
$148,000 by Empower Fcu
Mortgage Due Oct 01, 2035
Sold May 31, 2005
$164,000
44 Lake Road has been categorized by the local assessors in Oswego, NY as a residential type of property. The building on the property was first built in 1987 and is 37 years old. The home has a total of 3 bedrooms. Residents will have access to 2 full bathrooms. There are 3 partial bathrooms in the home. The building has a total of 2 stories. In addition, 44 Lake Road has 2,112 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 217,800 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a contemporary style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a mixed used garage for those who require parking. The garage measured 1,221 sqft. According to our sources, there are a total of 4 available parking spaces. Residents will have the luxury of enjoying a open porch. Moving on to the building itself. The condition of the building has been evaluated as good. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The exterior walls of the building are made of wood. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a hot water heating system and being fueled with gas. Finally, the property is currently sourcing its water from a municipal system. The property is connected to a septic system and not a municipal sewage system. The homeowner of this property will need to handle their own water disposal. The property was last sold in May 27, 2005 for $164,000. That's $77.65 per sqft. Prior to that sales transaction, the property was also sold in Apr 15, 2005 for $164,000. 44 Lake Road was last assessed in 2023. The total value of the property was assessed at $180,000. Specifically, the land the property is located on was valued at $25,000. While improvements on the property were assessed at a total of $155,000. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $5,662. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1987
  • Effective Year Built: 1987
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Good
  • Building Quality: C
  • Building Style: Contemporary
  • Exterior Walls Type: Wood
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Mixed use
  • Garage Square Area: 1,221
  • Parking Space Count: 4
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 217,800
  • Total Building Area: 2,112
  • Building Area: 2,112
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Hot water
  • Heated Square Feet: 2,112
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Septic
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: SCRIBAS PATENT
  • Land Acres: 5
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : WILLS JASON R
  • Previous Owner : CENDANT MOBILITY FINANCIAL CORP
  • Owner Before Previous Owner: MORRIS PATRICK S
  • Owner Before Previous Owner 2: MORRIS SHIRL A
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Mexico Central School District
  • School Tax School District: MEXICO
  • Census Tract: 021504

Zoning

  • Zoning: NONE

Geography

  • District: 355600
  • Section: 80.00
  • Parcel: 355600 080.00-01-06.06
  • Block: 1
  • Lot: 6.060
  • Municipality: SCRIBA
  • Latitude: 43.5189
  • Longitude: -76.3744

    Address

  • Full Address: 44 Lake Rd
  • Address - House Number: 44
  • Address - Street Name: Lake
  • Address - Suffix Type: Rd
  • State: NY
  • City Name: Oswego
  • Carrier Code: R001
  • 4-Digit Zip Code: 6203
  • Zip Code: 13126

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,662
  • Tax Rate Code Area: 353401

    Appraisal Valuation

  • Standard Deviation: 0.2147
  • Valuation Date: Feb 14, 2024
  • Confidence Score: 57
  • Final Value: 276,087
  • High Value: 335,372
  • Low Value: 216,801

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $223,000
  • First Open Lien Mortgage Lender: EMPOWER FCU
  • First Open Lien Mortgage Recording Date: Sep 04, 2020
  • First Open Lien Mortgage Loan Amount: $148,000
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2035
  • Second Open Lien Mortgage Lender: EMPOWER FCU
  • Second Open Lien Mortgage Recording Date: Jul 10, 2023
  • Second Open Lien Mortgage Loan Amount: $75,000
  • Second Open Lien Mortgage Term: 120
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Commercial
  • Second Open Lien Mortgage Loan Due Date: Jul 05, 2033

    Market Valuation

  • Market Total Value: $264,706
  • Market Land Value: $36,765
  • Market Improvement Value: $227,941

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $180,000
  • Assessed Land Value: $25,000
  • Assessed Improvements Value: $155,000

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: May 27, 2005
  • Current Sale Recording Date: May 31, 2005
  • Current Sale Transaction ID: 1107089943
  • Current Sale Price: $164,000
  • Current Sale Document Type: Bargain and Sale Deed
  • Current Sale Input Document Number: R-2005-006246
  • Previous Sale Recording Date: May 31, 2005
  • Previous Sale Contract Date: Apr 15, 2005
  • Previous Sale Amount: $164,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: PATHFINDER BANK
  • First Mortgage Transaction Date: May 31, 2005
  • First Mortgage Loan Amount: $164,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • First Mortgage Loan Due Date: Jun 01, 2035

    Financing

  • First Mortgage Financing Type: Adjustable Rate

About Oswego



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Frequently Asked Questions

What neighborhood is 44 Lake Road located in?
The 44 Lake Road is a located in the neighborhood of Scriba in Oswego, Oswego.
What is the average sales price for listings in 44 Lake Road?
The average sales price for units in 44 Lake Road is $0 currently.

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