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438 Laural Court

438 Laural Court, Madison, MS 39110
Property in Woods Crossing
Sold Apr 08, 2011
$407,300
$361,416 by Rocket Mortgage Llc
Mortgage Due Aug 01, 2053
Sold Jun 30, 2008
$349,800
$244,860 by Mortgage 1st Inc
Mortgage Due Jul 01, 2038
Local assessors in Madison, MS have categorized 438 Laural Court as a residential type of property. The home was built in 2008 and is 16 years old. The property's lot size has been calculated to be 15,269 square feet. As for the restroom situation, there are 5 full bathrooms. There are also 5 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 438 Laural Court has a total of 2,547 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - B. The building has a hip style roof that was made of asphalt. Lots of brick veneer were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Apr 5, 2011 for $407,300. That's $138.16 per sqft. Prior to that sales transaction, the property was also sold in Jun 26, 2008 for $349,800. 438 Laural Court was last assessed in 2023. The total value of the property was assessed at $31,059. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $3,319. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2008
  • Effective Year Built: 2008
  • Bedroom Count: 0
  • Bathroom Count: 5
  • Full Bathrooms: 5
  • Partial Bathrooms: 5
  • Bathroom Plumbing Fixtures: 11
  • Building Quality: B
  • Exterior Walls Type: Brick veneer
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Hip
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Floor Cover: Carpet
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 15,269
  • Total Building Area: 2,948
  • Gross Building Area: 1,819
  • Building Area: 2,948
  • Building Area Measurement: Adjusted Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: unknown
  • Heated Square Feet: 2,547
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: WOODS CROSSING
  • Land Acres: 0.35
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 65 WOODS CROSSING E@1

Ownership

  • Current Owner : MCCALL TONYA G
  • Current Owner 2: MCCALL LEROY R
  • Previous Owner : BOWLING MARK R
  • Previous Owner 2: BOWLING DONNA M
  • Owner Before Previous Owner: WIN FOSHEE INC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Madison County School District
  • Census Tract: 030110

Geography

  • Account Number: 45526
  • Parcel: 072E-21D-181
  • Lot: 65
  • Meridian: SEC 21 TWN 07N RNG 02E
  • Municipality: MADISON
  • Latitude: 32.4325
  • Longitude: -90.0917

    Address

  • Full Address: 438 Laural Ct
  • Address - House Number: 438
  • Address - Street Name: Laural
  • Address - Suffix Type: Ct
  • State: MS
  • City Name: Madison
  • Carrier Code: R013
  • 4-Digit Zip Code: 7095
  • Zip Code: 39110

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,319
  • Tax Rate Code Area: 1 MADISON

    Appraisal Valuation

  • Standard Deviation: 0.2048
  • Valuation Date: Jan 31, 2024
  • Confidence Score: 72
  • Final Value: 447,757
  • High Value: 539,469
  • Low Value: 356,045

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $361,416
  • First Open Lien Mortgage Lender: ROCKET MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Jul 17, 2023
  • First Open Lien Mortgage Loan Amount: $361,416
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2053

    Market Valuation

  • Market Total Value: $310,590
  • Market Land Value: $55,000
  • Market Improvement Value: $255,590

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $31,059

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Apr 05, 2011
  • Current Sale Recording Date: Apr 08, 2011
  • Current Sale Transaction ID: 1187660104
  • Current Sale Price: $407,300
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 644503
  • Previous Sale Recording Date: Jun 30, 2008
  • Previous Sale Contract Date: Jun 26, 2008
  • Previous Sale Amount: $349,800
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: WELLS FARGO BANK NA
  • First Mortgage Transaction Date: Apr 08, 2011
  • First Mortgage Loan Amount: $325,850
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: May 01, 2041

    Previous Mortgages

  • Previous Mortgage Lender: MORTGAGE 1ST INC
  • Previous Mortgage Transaction Date: Jun 30, 2008
  • Previous Mortgage Loan Amount: $244,860
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Jul 01, 2038

About Woods Crossing



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Frequently Asked Questions

What neighborhood is 438 Laural Court located in?
The 438 Laural Court is a located in the neighborhood of Woods Crossing in Woods Crossing, Madison.
What is the average sales price for listings in 438 Laural Court?
The average sales price for units in 438 Laural Court is $0 currently.

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