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424 Granite Circle

424 Granite Circle, Albertville, AL 35950
Property in Marshall
Sold Apr 11, 2023
$236,000
$137,362 by Victorian Finance, Llc
Mortgage Due May 01, 2053
Sold Jul 05, 2022
$215,000
$129,000 by Tjc Mortgage Inc
Mortgage Due Jul 01, 2052
Local assessors in Albertville, AL have categorized 424 Granite Circle as a residential type of property. The home was built in 2008 and is 16 years old. The property's lot size has been calculated to be 17,860 square feet. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 424 Granite Circle has a total of 1,591 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Moving onto specific details regarding the building. Our sources show that the building condition is poor. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - D+. The building has a gable or hip style roof that was made of shingle (not wood). Lots of unknown were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source. The property was last sold in Apr 10, 2023 for $236,000. That's $148.33 per sqft. Prior to that sales transaction, the property was also sold in Jun 28, 2022 for $215,000. 424 Granite Circle was last assessed in 2023. The total value of the property was assessed at $17,320. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $597. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2008
  • Effective Year Built: 2008
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 3
  • Building Condition: Poor
  • Building Quality: D+
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 1
  • Living Units: 1
  • Floor Cover: Carpet
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 17,860
  • Total Building Area: 1,591
  • Building Area: 1,591
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,591
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: ROCKY SPRINGS S/D
  • Land Acres: 0.41
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 26 ROCKY SPRINGS S/D PB 8 PG 236 CONT .41ACD

Ownership

  • Current Owner : BAUGH KAYLA
  • Current Owner 2: BAUGH JOSHUA
  • Previous Owner : SIMMONS-GRACE MEAGAN B
  • Owner Before Previous Owner: ONEAL FENNELL GLENN
  • Owner Before Previous Owner 2: ONEAL MICHELLE CHRISTIAN
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Marshall County School District
  • Census Tract: 030904

Geography

  • Assessors Map Reference: MB5204; PG291
  • Account Number: 138988
  • District: DISTRICT 25
  • Parcel: 19-04-17-0-000-009.037
  • Lot: 26
  • Meridian: SEC 17 TWN 9S RNG 4E
  • Municipality: LACEY SPRINGS
  • Latitude: 34.2573
  • Longitude: -86.2435

    Address

  • Full Address: 424 Granite Cir
  • Address - House Number: 424
  • Address - Street Name: Granite
  • Address - Suffix Type: Cir
  • State: AL
  • City Name: Albertville
  • Carrier Code: R014
  • 4-Digit Zip Code: 0972
  • Zip Code: 35950

Valuation

    Tax

  • Total Area: 1,918
  • Tax Year: 2023
  • Tax Amount: $597
  • Tax Rate Code Area: 25

    Appraisal Valuation

  • Standard Deviation: 0.4652
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 6
  • Final Value: 195,797
  • High Value: 286,893
  • Low Value: 104,700

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $137,362
  • First Open Lien Mortgage Lender: VICTORIAN FINANCE, LLC
  • First Open Lien Mortgage Recording Date: Apr 11, 2023
  • First Open Lien Mortgage Loan Amount: $137,362
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: May 01, 2053

    Market Valuation

  • Market Total Value: $173,100
  • Market Land Value: $18,000
  • Market Improvement Value: $155,100

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $17,320

    Sales

  • Current Sale Contract Date: Apr 10, 2023
  • Current Sale Recording Date: Apr 11, 2023
  • Current Sale Transaction ID: 11904982382
  • Current Sale Price: $236,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 3261903
  • Previous Sale Recording Date: Jul 05, 2022
  • Previous Sale Contract Date: Jun 28, 2022
  • Previous Sale Amount: $215,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: VICTORIAN FINANCE, LLC
  • First Mortgage Transaction Date: Apr 11, 2023
  • First Mortgage Loan Amount: $137,362
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: May 01, 2053

    Previous Mortgages

  • Previous Mortgage Lender: TJC MORTGAGE INC
  • Previous Mortgage Transaction Date: Jul 05, 2022
  • Previous Mortgage Loan Amount: $129,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jul 01, 2052

About Marshall



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Frequently Asked Questions

What neighborhood is 424 Granite Circle located in?
The 424 Granite Circle is a located in the neighborhood of Marshall in Marshall, Albertville.
What is the average sales price for listings in 424 Granite Circle?
The average sales price for units in 424 Granite Circle is $0 currently.

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