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418 River Bluff Circle

418 River Bluff Circle, Naperville, IL 60540
Sold Nov 01, 2021
$550,000
$440,000 by Busey Bank
Mortgage Due Nov 01, 2036
Sold May 28, 2019
$466,000
$316,000 by Bank Of America Na
Mortgage Due Jun 01, 2049
Local assessors in Naperville, IL have categorized 418 River Bluff Circle as a residential type of property. The home was built in 1988 and is 36 years old. The property's lot size has been calculated to be 7,405 square feet. The linear feet between the front and back of the lot was measured at 101 ft and the front of the lot was measured at 70 ft. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 8 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 418 River Bluff Circle has a total of 2,776 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. There are 2 available parking spaces so it's a great situation for those with more than one car. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with brick control joints. Lots of brick were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 418 River Bluff Circle was last sold in Oct 16, 2021 for $550,000. According to our calculations, that's $120.91 per sqft. Prior to that sales transaction, the property was sold for $466,000 in May 15, 2019. Current property owners are expected to pay $10,554 in taxes per year. The property on 418 River Bluff Circle was last assessed in 2022. As a result of that assessment, the total value of the property was placed at $169,340. To break that down further, the land itself was valued at $44,240. While improvements to the property were assessed at a total of $125,100. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1988
  • Effective Year Built: 1988
  • Building Count: 1
  • Total Rooms: 8
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Construction Type: Brick
  • Exterior Walls Type: Brick
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 1,773
  • Garage Type: Garage
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 7,405
  • Lot Size Depth Feet: 101
  • Lot Size Frontage Feet: 70
  • Total Building Area: 4,549
  • Gross Building Area: 4,549
  • Building Area: 2,776
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 2,776
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: RIVER BEND A P NO 24
  • Land Acres: 0.17
  • Standard Land Use Code: Single family residential
  • Legal Description 1: RIVER BEND A P NO 24 ALL

Ownership

  • Current Owner : TALBOT ROBERT PAUL
  • Current Owner 2: TALBOT SUSAN ANN
  • Previous Owner : ARMSTRONG GREGORY B
  • Previous Owner 2: ARMSTRONG SARA E
  • Owner Before Previous Owner: YORKE JEANNE
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Joint Tenants

Neighborhood

  • School District Name: Naperville Community Unit District 203
  • School Tax School District: DISTRICT 203
  • Census Tract: 846504

Zoning

  • Zoning: R

Geography

  • Assessors Map Reference: 3141-B6
  • Parcel: 07-24-111-006
  • Lot: 120
  • Municipality: NAPERVILLE
  • Latitude: 41.7695
  • Longitude: -88.1642

    Address

  • Full Address: 418 River Bluff Cir
  • Address - House Number: 418
  • Address - Street Name: River Bluff
  • Address - Suffix Type: Cir
  • State: IL
  • City Name: Naperville
  • Carrier Code: C001
  • 4-Digit Zip Code: 5271
  • Zip Code: 60540

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $10,554
  • Tax Rate Code Area: 7025

    Appraisal Valuation

  • Standard Deviation: 0.1681
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 78
  • Final Value: 624,433
  • High Value: 729,453
  • Low Value: 519,413

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $440,000
  • First Open Lien Mortgage Lender: BUSEY BANK
  • First Open Lien Mortgage Recording Date: Nov 01, 2021
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $440,000
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2036

    Market Valuation

  • Market Total Value: $508,020
  • Market Land Value: $132,720
  • Market Improvement Value: $375,300

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $169,340
  • Assessed Land Value: $44,240
  • Assessed Improvements Value: $125,100

    Sales

  • Current Sale Contract Date: Oct 16, 2021
  • Current Sale Recording Date: Nov 01, 2021
  • Current Sale Transaction ID: 11864331697
  • Current Sale Price: $550,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: R2021-159687
  • Previous Sale Recording Date: May 28, 2019
  • Previous Sale Contract Date: May 15, 2019
  • Previous Sale Amount: $466,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: BUSEY BANK
  • First Mortgage Transaction Date: Nov 01, 2021
  • First Mortgage Loan Amount: $440,000
  • First Mortgage Terms: 180
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2036

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: BANK OF AMERICA NA
  • Previous Mortgage Transaction Date: May 28, 2019
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $316,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jun 01, 2049

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Nearby Rentals

Currently no nearby rentals

Frequently Asked Questions

What neighborhood is 418 River Bluff Circle located in?
The 418 River Bluff Circle is a located in the neighborhood of River Bend Heights in River Bend Heights, Naperville.
What is the average sales price for listings in 418 River Bluff Circle?
The average sales price for units in 418 River Bluff Circle is $0 currently.

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