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412 Cardiff Lane

412 Cardiff Lane, Ballwin, MO 63021
Property in Winston Park
Sold Jan 08, 1997
$96,900
$95,603 by North American Mtg
Mortgage Due Jan 01, 2027
412 Cardiff Lane in Ballwin, MO was first built in 1971 and is 53 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a split foyer style. It is a single story home. There are a total of 7 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there is only one bathroom. There are 2 partial bathrooms. 412 Cardiff Lane has 1,171 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 780 sqft and has been categorized as a full basement. The linear feet across the front of the lot is 750 ft and the linear feet between the front and back of the lot is 490. In total, the area measurement of the land is 10,559 square feet.

Learn more about the property and building on this page. There is a unknown and a unknown. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a carport. The garage is 294 sqft. There is one available parking space. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing electric heaters and being fueled with electricity. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 412 Cardiff Lane was last sold in Dec 27, 1996 for $96,900. According to our calculations, that's $82.75 per sqft. Current property owners are expected to pay $3,148 in taxes per year. The property on 412 Cardiff Lane was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $45,390. To break that down further, the land itself was valued at $21,430. While improvements to the property were assessed at a total of $23,960. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1971
  • Effective Year Built: 1971
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 7
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Split foyer
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Full basement
  • Basement Area: 780
  • Garage Type: Carport
  • Garage Square Area: 294
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 10,559
  • Lot Size Depth Feet: 490
  • Lot Size Frontage Feet: 750
  • Total Building Area: 1,171
  • Gross Building Area: 1,171
  • Building Area: 1,171
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Electric
  • Heated Square Feet: 1,171
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: WINSTON PARK
  • Land Acres: 0.242
  • Standard Land Use Code: Single family residential
  • Legal Description 1: WINSTON PARK LOT 183

Ownership

  • Current Owner : JOHNSON CRAIG
  • Current Owner 2: JOHNSON VALERIE D
  • Previous Owner : MUNOZ
  • Previous Owner 2: ITZEL
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Parkway C-2 School District
  • Census Tract: 217931

Zoning

  • Zoning: 94R-1

Geography

  • Assessors Map Reference: 05 0337 H
  • District: 094
  • Parcel: 23R-33-0466
  • Lot: 183
  • Municipality: MANCHESTER
  • Latitude: 38.5856
  • Longitude: -90.5221

    Address

  • Full Address: 412 Cardiff Ln
  • Address - House Number: 412
  • Address - Street Name: Cardiff
  • Address - Suffix Type: Ln
  • State: MO
  • City Name: Manchester
  • Carrier Code: C038
  • 4-Digit Zip Code: 5117
  • Zip Code: 63021

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,148
  • Tax Rate Code Area: 108X

    Appraisal Valuation

  • Standard Deviation: 0.2583
  • Valuation Date: Dec 20, 2023
  • Confidence Score: 63
  • Final Value: 300,031
  • High Value: 377,547
  • Low Value: 222,515

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $95,603
  • First Open Lien Mortgage Lender: NORTH AMERICAN MTG
  • First Open Lien Mortgage Recording Date: Jan 08, 1997
  • First Open Lien Mortgage Financing Type: Adjustable Rate
  • First Open Lien Mortgage Loan Amount: $95,603
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2027

    Market Valuation

  • Market Total Value: $238,900
  • Market Land Value: $112,800
  • Market Improvement Value: $126,100

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $45,390
  • Assessed Land Value: $21,430
  • Assessed Improvements Value: $23,960

    Sales

  • Current Sale Contract Date: Dec 27, 1996
  • Current Sale Recording Date: Jan 08, 1997
  • Current Sale Transaction ID: 1163859558
  • Current Sale Price: $96,900
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 364

    Last Sale Mortgage

  • First Mortgage Lender: NORTH AMERICAN MTG
  • First Mortgage Transaction Date: Jan 08, 1997
  • First Mortgage Loan Amount: $95,603
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jan 01, 2027

    Financing

  • First Mortgage Financing Type: Adjustable Rate

About Ballwin



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Frequently Asked Questions

What neighborhood is 412 Cardiff Lane located in?
The 412 Cardiff Lane is a located in the neighborhood of Winston Park in Ballwin, Ballwin.
What is the average sales price for listings in 412 Cardiff Lane?
The average sales price for units in 412 Cardiff Lane is $0 currently.

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