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4107 Mississippi Street

4107 Mississippi Street, San Diego, CA 92104
Sold Feb 18, 2005
$430,000
$587,000 by Celtic Bank Corporation
Mortgage Due Jan 10, 2030
Sold Oct 21, 2004
$350,000
$245,000 by Washington Mutual Bank Fa
Mortgage Due Nov 01, 2034
Local assessors in San Diego, CA have categorized 4107 Mississippi Street as a residential type of property. The home was built in 1925 and is 99 years old. The property's lot size has been calculated to be 2,000 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 5 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 4107 Mississippi Street has a total of 798 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a carport for those who need a place to park their vehicle. There is only one available parking space, so if you need more, you may need to find some alternatives. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The home's floor/wall heating system is the primary heating source. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 4107 Mississippi Street was last sold in Jan 31, 2005 for $430,000. According to our calculations, that's $538.85 per sqft. Prior to that sales transaction, the property was sold for $350,000 in Oct 18, 2004. Current property owners are expected to pay $7,121 in taxes per year. The property on 4107 Mississippi Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $576,068. To break that down further, the land itself was valued at $502,387. While improvements to the property were assessed at a total of $73,681. Based on our records, the total assessed value for this property has been marked as more than the total market value as of this moment. Which is pretty atypical. Remember, the purchasing price for your future home is not the costs you'll incur during the purchasing process. That's why it's important to save as much as possible and presumbly above the 20% minimum you may need to put down as down payment. You will want these additional savings to cover closing costs such as attorney fees, homeowner's insurance, title search fees, origination fees, and more. Thankfully, sellers may sometimes offer to cover certain costs as seller concessions to the buyer. Just keep in mind that sellers have their own fees to pay as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1925
  • Effective Year Built: 1925
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 2
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Quality: C
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Carport
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 2,000
  • Lot Size Frontage Feet: 330
  • Total Building Area: 798
  • Building Area: 798
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Floor/wall
  • Heated Square Feet: 798
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: UNIVERSITY HEIGHTS
  • Land Acres: 0.46
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Pipeline or right-of-way
  • Legal Description 1: BLK 146 LOT 23 W 60 FT OF LOT 22 & /EXC S 17.25 FT/ W 60 FT OF TR LP0008PG036

Ownership

  • Current Owner : GRAHAM ANDREW
  • Current Owner 2: GRAHAM JENNIFER
  • Previous Owner : BINGGELI PHILLIP
  • Owner Before Previous Owner: RUSHO BEVERLY J
  • Ownership Rights Codes: Sole Owner

Neighborhood

  • School District Name: San Diego City Unified School District
  • School Tax School District: SAN DIEGO CITY
  • Census Tract: 000901

Zoning

  • Zoning: RM-3-7

Geography

  • Assessors Map Reference: LP0008PG036
  • Subdivision Tract Number: LP0008PG
  • Parcel: 445-521-14-00
  • Block: 146
  • Lot: 23,22
  • Municipality: CITY OF SAN DIEGO
  • Latitude: 32.7525
  • Longitude: -117.141

    Address

  • Full Address: 4107 Mississippi St
  • Address - House Number: 4107
  • Address - Street Name: Mississippi
  • Address - Suffix Type: St
  • State: CA
  • City Name: San Diego
  • Carrier Code: C001
  • 4-Digit Zip Code: 1603
  • Zip Code: 92104

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $7,121
  • Tax Rate Code Area: 08-255

    Appraisal Valuation

  • Standard Deviation: 0.1542
  • Valuation Date: Jan 27, 2024
  • Confidence Score: 81
  • Final Value: 918,782
  • High Value: 1,060,485
  • Low Value: 777,080

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $587,000
  • First Open Lien Mortgage Lender: CELTIC BANK CORPORATION
  • First Open Lien Mortgage Recording Date: Jan 13, 2020
  • First Open Lien Mortgage Financing Type: Variable
  • First Open Lien Mortgage Loan Amount: $587,000
  • First Open Lien Mortgage Term: 120
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Commercial
  • First Open Lien Mortgage Loan Due Date: Jan 10, 2030

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $576,068
  • Assessed Land Value: $502,387
  • Assessed Improvements Value: $73,681

    Sales

  • Current Sale Contract Date: Jan 31, 2005
  • Current Sale Recording Date: Feb 18, 2005
  • Current Sale Transaction ID: 1064579178
  • Current Sale Price: $430,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 2005-0142708
  • Previous Sale Recording Date: Oct 21, 2004
  • Previous Sale Contract Date: Oct 18, 2004
  • Previous Sale Amount: $350,000
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: WMC MORTGAGE CORP
  • First Mortgage Transaction Date: Feb 18, 2005
  • First Mortgage Loan Amount: $344,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage
  • First Mortgage Loan Due Date: Mar 01, 2035
  • Second Mortgage Loan Amount: $86,000

    Financing

  • First Mortgage Financing Type: Adjustable Rate

    Previous Mortgages

  • Previous Mortgage Lender: WASHINGTON MUTUAL BANK FA
  • Previous Mortgage Transaction Date: Oct 21, 2004
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $245,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Nov 01, 2034

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Frequently Asked Questions

What neighborhood is 4107 Mississippi Street located in?
The 4107 Mississippi Street is a located in the neighborhood of University Heights in Western San Diego, San Diego.
What is the average sales price for listings in 4107 Mississippi Street?
The average sales price for units in 4107 Mississippi Street is $0 currently.

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