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407 Montana Avenue

407 Montana Avenue, Saint Cloud, FL 34769
Property in St. Cloud
Sold Mar 30, 2017
$145,000
$142,373 by Mlb Residential Lending Llc
Mortgage Due Apr 01, 2047
Sold Nov 09, 2011
$61,600
407 Montana Avenue in Saint Cloud, FL was first built in 1978 and is 46 years old. Although, the building on the property was most recently renovated and altered in 1988. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a custom style. It is a single story home. In terms of bathrooms, there is only one bathroom. There are 2 partial bathrooms. 407 Montana Avenue has 1,026 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 625 ft and the linear feet between the front and back of the lot is 1,500. In total, the area measurement of the land is 9,365 square feet.

Learn more about the property and building on this page. There is a unknown. The home has a gable or hip style roof made of composition shingle. For those who need parking, there is a carport. The garage is 209 sqft. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with masonry control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of concrete block. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with a packaged air conditioning unit. As for heating, the home is utilizing a heating system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 407 Montana Avenue sold most recently in Mar 29, 2017 for a total of $145,000. If you work out the math, that's approximately a cost of $141.33 per sqft. Before that, the property was also sold for $61,600 in Nov 8, 2011. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,427 in taxes each year. 407 Montana Avenue was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $121,283. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. Looking to take out a mortage loan? You may want to consider a conventional loan, which is considered one of the most common type of loans on the market. We'll cover the two different types of conventional loans (aka conforming and non-conforming), the pros and cons, and how they could benefit you compared to a FHA or specialty loan. Read more about conventional loans and how you can qualify for one.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1978
  • Effective Year Built: 1988
  • Building Count: 1
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Masonry
  • Building Style: Custom
  • Exterior Walls Type: Concrete block
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Living Units: 1
  • Floor Cover: Tile
  • Basement Area: 0
  • Garage Type: Carport
  • Garage Square Area: 209
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 9,365
  • Lot Size Depth Feet: 1,500
  • Lot Size Frontage Feet: 625
  • Total Building Area: 1,026
  • Gross Building Area: 1,323
  • Building Area: 1,026
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Packed air conditioning unit
  • Heating: Yes
  • Heated Square Feet: 1,026
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: ST CLOUD 2ND PLAT TOWN OF
  • Land Acres: 0.215
  • Standard Land Use Code: Single family residential
  • Legal Description 1: ST CLOUD PB B PG 61-62 BLK 389 N 25 FT LOT 9 & S 37.5 FT LOT 10

Ownership

  • Current Owner : SANTIAGO ELILSA NIGAGLIONI
  • Previous Owner : COTTOM ALICE JEANNE
  • Owner Before Previous Owner: CENTERSTATE BANK OF FLORIDA NA
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Osceola County School District
  • Census Tract: 043400

Zoning

  • Zoning: SR2

Geography

  • Assessors Map Reference: 27A
  • Subdivision Tract Number: 1
  • Parcel: 01-26-30-0001-0389-0095
  • Block: 389
  • Lot: 95
  • Meridian: SEC 01 TWN 26S RNG 30E
  • Municipality: SAINT CLOUD
  • Latitude: 28.2547
  • Longitude: -81.3001

    Address

  • Full Address: 407 Montana Ave
  • Address - House Number: 407
  • Address - Street Name: Montana
  • Address - Suffix Type: Ave
  • State: FL
  • City Name: Saint Cloud
  • Carrier Code: C006
  • 4-Digit Zip Code: 2669
  • Zip Code: 34769

Valuation

    Tax

  • Total Area: 1,323
  • Tax Year: 2022
  • Tax Amount: $1,427
  • Tax Rate Code Area: 100

    Appraisal Valuation

  • Standard Deviation: 0.161
  • Valuation Date: Jan 03, 2024
  • Confidence Score: 79
  • Final Value: 328,750
  • High Value: 381,696
  • Low Value: 275,804

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $157,115
  • First Open Lien Mortgage Lender: MLB RESIDENTIAL LENDING LLC
  • First Open Lien Mortgage Recording Date: Mar 30, 2017
  • First Open Lien Mortgage Loan Amount: $142,373
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2047
  • Second Open Lien Mortgage Lender: DEPARTMENT OF HOUSING & URBAN
  • Second Open Lien Mortgage Recording Date: May 10, 2021
  • Second Open Lien Mortgage Loan Amount: $14,742
  • Second Open Lien Mortgage Term: 310
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: FHA
  • Second Open Lien Mortgage Loan Due Date: Apr 01, 2047

    Market Valuation

  • Market Total Value: $207,500
  • Market Land Value: $45,000
  • Market Improvement Value: $162,500

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $121,283

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Mar 29, 2017
  • Current Sale Recording Date: Mar 30, 2017
  • Current Sale Transaction ID: 1807140206
  • Current Sale Price: $145,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2017049042
  • Previous Sale Recording Date: Nov 09, 2011
  • Previous Sale Contract Date: Nov 08, 2011
  • Previous Sale Amount: $61,600
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: MLB RESIDENTIAL LENDING LLC
  • First Mortgage Transaction Date: Mar 30, 2017
  • First Mortgage Loan Amount: $142,373
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Apr 01, 2047

About St. Cloud



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Frequently Asked Questions

What neighborhood is 407 Montana Avenue located in?
The 407 Montana Avenue is a located in the neighborhood of St. Cloud in St. Cloud, Saint Cloud.
What is the average sales price for listings in 407 Montana Avenue?
The average sales price for units in 407 Montana Avenue is $0 currently.

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