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400 North Oregon Street

400 North Oregon Street, Helena, MT 59601
Property in Lewis and Clark
Sold Aug 19, 2020
$248,600
$198,860 by Mann Mortgage Llc
Mortgage Due Sep 01, 2050
400 North Oregon Street has been categorized by the local assessors in Helena, MT as a residential type of property. The building on the property was first built in 1954 and is 70 years old. However, we must point out that the home was most recently renovated and altered in 1975. The home has a total of 7 rooms. 4 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 400 North Oregon Street has 1,632 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. Those looking for additional storage or space will be happy to hear that there is a finished improved basement that is 544 sqft. Please note, that typically the basement, garage, and or porch square footage is not included in the calculations of the living area square footage. The area measurement of the land has been determined as 7,013 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a ranch/rambler style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage for those who require parking. The garage measured 576 sqft. According to our sources, there are a total of 2 available parking spaces. Moving on to the building itself. The condition of the building has been evaluated as good. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with frame control joints. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The building has a hip style roof made of asphalt. The exterior walls of the building are made of shingles that aren't wood. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a central heating system and being fueled with gas. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a municipal system. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 400 North Oregon Street sold most recently in Aug 15, 2020 for a total of $248,600. If you work out the math, that's approximately a cost of $152.33 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,634 in taxes each year. 400 North Oregon Street was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $273,500. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1954
  • Effective Year Built: 1975
  • Total Rooms: 7
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 9
  • Building Condition: Good
  • Building Quality: C
  • Construction Type: Frame
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Single (not wood)
  • Roof Shape Type: Hip
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Finished improved basement
  • Basement Area: 544
  • Garage Type: Garage
  • Garage Square Area: 576
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 7,013
  • Total Building Area: 1,632
  • Building Area: 1,632
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,632
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: CW CANNON ADDITION
  • Land Acres: 0.161
  • Standard Land Use Code: Single family residential
  • Legal Description 1: CW CANNON ADDITION, S29, T10 N, R03 W, BLOCK 11, LOT 8

Ownership

  • Current Owner : STARZYNSKI KAY
  • Previous Owner : EBERT ROBERT
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Helena High School District
  • Census Tract: 001102

Zoning

  • Zoning: 1

Geography

  • Account Number: 0000001840
  • Parcel: 05-1888-29-4-11-10-0000
  • Block: 11
  • Lot: 8
  • Meridian: SEC 29 TWN 10N RNG 03W
  • Municipality: HELENA
  • Latitude: 46.5885
  • Longitude: -112.002

    Address

  • Full Address: 400 N Oregon St
  • Address - House Number: 400
  • Street Direction: N
  • Address - Street Name: Oregon
  • Address - Suffix Type: St
  • State: MT
  • City Name: Helena
  • Carrier Code: C024
  • 4-Digit Zip Code: 4858
  • Zip Code: 59601

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,634
  • Tax Rate Code Area: 048701

    Appraisal Valuation

  • Standard Deviation: 0.2378
  • Valuation Date: Apr 19, 2023
  • Confidence Score: 52
  • Final Value: 322,725
  • High Value: 399,478
  • Low Value: 245,971

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $198,860
  • First Open Lien Mortgage Lender: MANN MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Aug 19, 2020
  • First Open Lien Mortgage Loan Amount: $198,860
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2050

    Market Valuation

  • Market Total Value: $273,500
  • Market Land Value: $56,400
  • Market Improvement Value: $217,100

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $273,500

    Sales

  • Current Sale Contract Date: Aug 15, 2020
  • Current Sale Recording Date: Aug 19, 2020
  • Current Sale Transaction ID: 11784155275
  • Current Sale Price: $248,600
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 3360908

    Last Sale Mortgage

  • First Mortgage Lender: MANN MORTGAGE LLC
  • First Mortgage Transaction Date: Aug 19, 2020
  • First Mortgage Loan Amount: $198,860
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Sep 01, 2050

About Helena



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Frequently Asked Questions

What neighborhood is 400 North Oregon Street located in?
The 400 North Oregon Street is a located in the neighborhood of Lewis and Clark in Helena, Helena.
What is the average sales price for listings in 400 North Oregon Street?
The average sales price for units in 400 North Oregon Street is $0 currently.

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