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391 Spring Street

391 Spring Street, Richfield, NC 28137
House in Stanly
Sold Nov 19, 2020
$170,000
$134,400 by Fairway Independent Mortgage C
Mortgage Due Dec 01, 2050
Sold Aug 30, 2016
$127,000
391 Spring Street has been categorized by the local assessors in Richfield, NC as a residential type of property. The building on the property was first built in 1998 and is 26 years old. The home has a total of 3 bedrooms. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 391 Spring Street has 1,225 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 2,000 ft and across the front of the lot is 1,000 ft. The area measurement of the land has been determined as 20,909 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a carport for those who require parking. From what we've gathered, the quality of these control joints have been graded with a letter grade of C+ by the local assessor. The building has a gable or hip style roof made of composition shingle. The exterior walls of the building are made of brick veneer. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a central heating system and being fueled with electricity. Finally, the property is currently sourcing its water from a water system. The building on the property is connected to a sewer system. The property was last sold in Nov 18, 2020 for $170,000. That's $138.78 per sqft. Prior to that sales transaction, the property was also sold in Aug 30, 2016 for $127,000. 391 Spring Street was last assessed in 2023. The total value of the property was assessed at $120,085. Specifically, the land the property is located on was valued at $16,650. While improvements on the property were assessed at a total of $103,435. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $1,081. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Brick Exterior

Parking

Carport
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1998
  • Effective Year Built: 1998
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Quality: C+
  • Exterior Walls Type: Brick veneer
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Floor Cover: Vinyl
  • Basement Area: 0
  • Garage Type: Carport
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 20,909
  • Lot Size Depth Feet: 2,000
  • Lot Size Frontage Feet: 1,000
  • Total Building Area: 1,225
  • Building Area: 1,225
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,225
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: SUBDIVISION OF CARDINAL ESTATES
  • Land Acres: 0.48
  • Standard Land Use Code: Single family residential
  • Legal Description 1: HSE 391 SPRING ST LT 16 CARDINAL ESTATES 663303014

Ownership

  • Current Owner : KEITH BRADFORD M
  • Current Owner 2: KEITH SUSAN COLLINS
  • Previous Owner : CASPER KARYN DENISE
  • Previous Owner 2: CASPER JERRY WAYNE
  • Owner Before Previous Owner: WILLIAMS DEREK R
  • Owner Before Previous Owner 2: WILLIAMS HOLLY C
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Stanly County Schools
  • Census Tract: 930101

Zoning

  • Zoning: R-20

Geography

  • Assessors Map Reference: MP 6 PG 86
  • Account Number: 1531812
  • District: 104
  • Parcel: 663303011415
  • Lot: 16
  • Municipality: RICHFIELD TOWNSHIP
  • Latitude: 35.4786
  • Longitude: -80.2426

    Address

  • Full Address: 391 Spring St
  • Address - House Number: 391
  • Address - Street Name: Spring
  • Address - Suffix Type: St
  • State: NC
  • City Name: Richfield
  • Carrier Code: R001
  • 4-Digit Zip Code: 9740
  • Zip Code: 28137

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,081
  • Tax Rate Code Area: 600:600

    Appraisal Valuation

  • Standard Deviation: 0.3476
  • Valuation Date: Sep 27, 2023
  • Confidence Score: 30
  • Final Value: 348,800
  • High Value: 470,057
  • Low Value: 227,542

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $134,400
  • First Open Lien Mortgage Lender: FAIRWAY INDEPENDENT MORTGAGE C
  • First Open Lien Mortgage Recording Date: Nov 19, 2020
  • First Open Lien Mortgage Loan Amount: $134,400
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2050

    Market Valuation

  • Market Total Value: $120,085
  • Market Land Value: $16,650
  • Market Improvement Value: $103,435

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $120,085
  • Assessed Land Value: $16,650
  • Assessed Improvements Value: $103,435

    Sales

  • Current Sale Contract Date: Nov 18, 2020
  • Current Sale Recording Date: Nov 19, 2020
  • Current Sale Transaction ID: 11816229740
  • Current Sale Price: $170,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 426088
  • Previous Sale Recording Date: Aug 30, 2016
  • Previous Sale Contract Date: Aug 30, 2016
  • Previous Sale Amount: $127,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FAIRWAY INDEPENDENT MORTGAGE C
  • First Mortgage Transaction Date: Nov 19, 2020
  • First Mortgage Loan Amount: $134,400
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Dec 01, 2050

About Richfield



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Frequently Asked Questions

What neighborhood is 391 Spring Street located in?
The 391 Spring Street is a house located in the neighborhood of Stanly in Richfield, Richfield.
What is the average sales price for listings in 391 Spring Street?
The average sales price for units in 391 Spring Street is $0 currently.

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