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36 Floyd Street

36 Floyd Street, Lowell, MA 01852
Property in Back Central
Sold Oct 11, 2018
$260,000
$237,650 by Freedom Mortgage Corp
Mortgage Due Mar 01, 2052
Sold Feb 26, 1999
$74,000
$73,565 by Old Kent Mtg Co
Mortgage
Local assessors in Lowell, MA have categorized 36 Floyd Street as a residential type of property. The home was built in 1900 and is 124 years old. The property's lot size has been calculated to be 4,568 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a conventional style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 36 Floyd Street has a total of 1,859 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Moving onto specific details regarding the building. Our sources show that the building condition is average. The building has a gable style roof that was made of asphalt. Lots of wood siding were used in the construction of the exterior walls of the home. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with oil. The property was last sold in Jan 1, 1970 for $260,000. That's $139.86 per sqft. Prior to that sales transaction, the property was also sold in Jan 1, 1970 for $74,000. 36 Floyd Street was last assessed in 2023. The total value of the property was assessed at $347,400. Specifically, the land the property is located on was valued at $93,100. While improvements on the property were assessed at a total of $254,300. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $4,315. The initial tax year of delinquency was in 2023. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Parking

Off Street Parking
Tandem Parking

Condition

Level Lot
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1900
  • Effective Year Built: 1900
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Style: Conventional
  • Exterior Walls Type: Wood siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 944
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 4,568
  • Total Building Area: 1,859
  • Gross Building Area: 2,810
  • Building Area: 1,859
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,859
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.105
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : REN NAN
  • Previous Owner : ESPINOLA NISALDA M
  • Owner Before Previous Owner: CRUZ FELIX A
  • Owner Before Previous Owner 2: COLON MARISEL
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Lowell School District
  • School Tax School District: LOWELL SD
  • Census Tract: 312000

Zoning

  • Zoning: TTF

Geography

  • Account Number: F07060
  • Parcel: LOWE M:182 B:2370 L:36
  • Block: 2370
  • Lot: 36
  • Municipality: LOWELL
  • Latitude: 42.6341
  • Longitude: -71.3057

    Address

  • Full Address: 36 Floyd St
  • Address - House Number: 36
  • Address - Street Name: Floyd
  • Address - Suffix Type: St
  • State: MA
  • City Name: Lowell
  • Carrier Code: C078
  • 4-Digit Zip Code: 4135
  • Zip Code: 01852

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,315
  • Intital Tax Deliquent Year: 2023

    Appraisal Valuation

  • Standard Deviation: 0.1921
  • Valuation Date: Jan 17, 2024
  • Confidence Score: 74
  • Final Value: 427,513
  • High Value: 509,677
  • Low Value: 345,349

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $268,297
  • First Open Lien Mortgage Lender: FREEDOM MORTGAGE CORP
  • First Open Lien Mortgage Recording Date: Feb 07, 2022
  • First Open Lien Mortgage Loan Amount: $237,650
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2052
  • Second Open Lien Mortgage Lender: SECRETARY HOUSING URBAN DEVELO
  • Second Open Lien Mortgage Recording Date: Jun 17, 2021
  • Second Open Lien Mortgage Loan Amount: $30,647
  • Second Open Lien Mortgage Term: 324
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: FHA
  • Second Open Lien Mortgage Loan Due Date: Jul 01, 2048

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $347,400
  • Assessed Land Value: $93,100
  • Assessed Improvements Value: $254,300

    Sales

  • Current Sale Recording Date: Oct 11, 2018
  • Current Sale Transaction ID: 11522012973
  • Current Sale Price: $260,000
  • Current Sale Document Type: Quit Claim Deed (arm's length)
  • Current Sale Input Document Number: 44511
  • Previous Sale Recording Date: Feb 26, 1999
  • Previous Sale Amount: $74,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: FREEDOM MORTGAGE CORP
  • First Mortgage Transaction Date: Oct 11, 2018
  • First Mortgage Loan Amount: $243,386
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Oct 11, 2048

    Previous Mortgages

  • Previous Mortgage Lender: OLD KENT MTG CO
  • Previous Mortgage Transaction Date: Feb 26, 1999
  • Previous Mortgage Loan Amount: $73,565
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage

About Back Central



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Frequently Asked Questions

What neighborhood is 36 Floyd Street located in?
The 36 Floyd Street is a located in the neighborhood of Back Central in Back Central, Lowell.
What is the average sales price for listings in 36 Floyd Street?
The average sales price for units in 36 Floyd Street is $0 currently.

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