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3253 Albany Street

3253 Albany Street, Schenectady, NY 12304
Property in Schenectady
Sold Aug 12, 2021
$148,000
$145,319 by Homestead Funding Corp
Mortgage Due Aug 01, 2051
3253 Albany Street in Schenectady, NY was first built in 1955 and is 69 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a ranch/rambler style. It is a single story home. There are a total of 5 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there is only one bathroom. There is a 1 partial bathroom. 3253 Albany Street has 1,204 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 1,100 ft and the linear feet between the front and back of the lot is 1,200. In total, the area measurement of the land is 13,200 square feet.

Learn more about the property and building on this page. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a attached garage. The garage is 528 sqft. There are a total of 2 available parking spaces. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of brick. As for heating, the home is utilizing a forced air unit and being fueled with gas. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 3253 Albany Street was last sold in Jul 9, 2021 for $148,000. According to our calculations, that's $122.92 per sqft. Current property owners are expected to pay $5,828 in taxes per year. The property on 3253 Albany Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $118,000. To break that down further, the land itself was valued at $22,400. While improvements to the property were assessed at a total of $95,600. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1955
  • Effective Year Built: 1955
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Brick
  • Floor Count: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 528
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 13,200
  • Lot Size Depth Feet: 1,200
  • Lot Size Frontage Feet: 1,100
  • Total Building Area: 1,204
  • Building Area: 1,204
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 1,204
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: LOTS BELONGING TO HOTALING AND BLESSING
  • Land Acres: 0.303
  • Standard Land Use Code: Single family residential
  • Legal Description 1: PARTS OF 28 AND 29 1 BRICK AND GARAGE

Ownership

  • Current Owner : MARLETTA ANTHONY P
  • Previous Owner : HOUGHTON KAREN
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Schenectady City School District
  • School Tax School District: SCHENECTADY
  • Census Tract: 021802

Zoning

  • Zoning: 02 - SINGL

Geography

  • District: 421500
  • Section: 60.55
  • Parcel: 421500 60.55-3-17
  • Block: 3
  • Lot: 17.000
  • Municipality: SCHENECTADY
  • Latitude: 42.7751
  • Longitude: -73.8998

    Address

  • Full Address: 3253 Albany St
  • Address - House Number: 3253
  • Address - Street Name: Albany
  • Address - Suffix Type: St
  • State: NY
  • City Name: Schenectady
  • Carrier Code: C020
  • 4-Digit Zip Code: 3945
  • Zip Code: 12304

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,828
  • Tax Rate Code Area: 421500

    Appraisal Valuation

  • Standard Deviation: 0.2347
  • Valuation Date: Feb 14, 2024
  • Confidence Score: 67
  • Final Value: 211,931
  • High Value: 261,679
  • Low Value: 162,184

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $145,319
  • First Open Lien Mortgage Lender: HOMESTEAD FUNDING CORP
  • First Open Lien Mortgage Recording Date: Aug 12, 2021
  • First Open Lien Mortgage Loan Amount: $145,319
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2051

    Market Valuation

  • Market Total Value: $149,367
  • Market Land Value: $28,354
  • Market Improvement Value: $121,013

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $118,000
  • Assessed Land Value: $22,400
  • Assessed Improvements Value: $95,600

    Sales

  • Current Sale Contract Date: Jul 09, 2021
  • Current Sale Recording Date: Aug 12, 2021
  • Current Sale Transaction ID: 11849540116
  • Current Sale Price: $148,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 202138977

    Last Sale Mortgage

  • First Mortgage Lender: HOMESTEAD FUNDING CORP
  • First Mortgage Transaction Date: Aug 12, 2021
  • First Mortgage Loan Amount: $145,319
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Aug 01, 2051

About Schenectady



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Frequently Asked Questions

What neighborhood is 3253 Albany Street located in?
The 3253 Albany Street is a located in the neighborhood of Schenectady in Schenectady, Schenectady.
What is the average sales price for listings in 3253 Albany Street?
The average sales price for units in 3253 Albany Street is $0 currently.

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