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321 South 21st Street

321 South 21st Street, Saint Joseph, MO 64501
Property in Buchanan
Sold Oct 17, 2014
$140,300
$112,200 by Embrace Home Loans Inc
Mortgage Due Nov 01, 2044
321 South 21st Street has been categorized by the local assessors in Saint Joseph, MO as a residential type of property. The building on the property was first built in 2006 and is 18 years old. In addition, 321 South 21st Street has 1,352 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,000 ft and across the front of the lot is 650 ft. The area measurement of the land has been determined as 6,500 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 321 South 21st Street was last sold in Oct 10, 2014 for $140,300. According to our calculations, that's $103.77 per sqft. Current property owners are expected to pay $1,300 in taxes per year. The property on 321 South 21st Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $19,950. To break that down further, the land itself was valued at $1,240. While improvements to the property were assessed at a total of $18,710. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2006
  • Effective Year Built: 2006
  • Bedroom Count: 0
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 6,500
  • Lot Size Depth Feet: 1,000
  • Lot Size Frontage Feet: 650
  • Total Building Area: 1,352
  • Building Area: 1,352
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,352
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: HARRIS ADDITION
  • Land Acres: 0.149
  • Standard Land Use Code: Single family residential
  • Legal Description 1: SUB:HARRIS ADDITION LOT:1 BLK:28 LGL DESC:& S 5' LOT 2

Ownership

  • Current Owner : WILKINSON LINVILLE SHERMAN
  • Previous Owner : WILKINSON SHERMAN
  • Is Owner Occupied: Owner-occupied property
  • Owner Generation Identifier: JR

Neighborhood

  • School District Name: St. Joseph School District
  • School Tax School District: SAINT JOSEPH
  • School Tax District Code 2: ROAD/BRIDGE
  • School Tax District Code 3: ST JOSEPH
  • Census Tract: 001000

Zoning

  • Zoning: CITY

Geography

  • Parcel: 06-2.0-09-003-004-027.000
  • Block: 28
  • Lot: 1-2
  • Municipality: SJ SCHOOL DISTRICT
  • Latitude: 39.7645
  • Longitude: -94.8348

    Address

  • Full Address: 321 S 21st St
  • Address - House Number: 321
  • Street Direction: S
  • Address - Street Name: 21st
  • Address - Suffix Type: St
  • State: MO
  • City Name: Saint Joseph
  • Carrier Code: C009
  • 4-Digit Zip Code: 3133
  • Zip Code: 64501

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,300
  • Tax Rate Code Area: 78

    Appraisal Valuation

  • Standard Deviation: 0.4945
  • Valuation Date: Nov 22, 2023
  • Confidence Score: 1
  • Final Value: 129,397
  • High Value: 193,389
  • Low Value: 65,404

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $112,200
  • First Open Lien Mortgage Lender: EMBRACE HOME LOANS INC
  • First Open Lien Mortgage Recording Date: Oct 17, 2014
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $112,200
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2044

    Market Valuation

  • Market Total Value: $104,990
  • Market Land Value: $6,500
  • Market Improvement Value: $98,490

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $19,950
  • Assessed Land Value: $1,240
  • Assessed Improvements Value: $18,710

    Sales

  • Current Sale Contract Date: Oct 10, 2014
  • Current Sale Recording Date: Oct 17, 2014
  • Current Sale Transaction ID: 1381817249
  • Current Sale Price: $140,300
  • Current Sale Document Type: Intrafamily Transfer & Dissolution
  • Current Sale Input Document Number: 2014010614

    Last Sale Mortgage

  • First Mortgage Lender: EMBRACE HOME LOANS INC
  • First Mortgage Transaction Date: Oct 17, 2014
  • First Mortgage Loan Amount: $112,200
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2044

    Financing

  • First Mortgage Financing Type: Fixed Rate

About St. Joseph



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Frequently Asked Questions

What neighborhood is 321 South 21st Street located in?
The 321 South 21st Street is a located in the neighborhood of Buchanan in St. Joseph, Saint Joseph.
What is the average sales price for listings in 321 South 21st Street?
The average sales price for units in 321 South 21st Street is $0 currently.

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