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292 Cobb Road

292 Cobb Road, Whitesville, NY 14897
Property in Independence
Sold Dec 17, 2014
$206,460
$215,000 by Horizon Farm Credit
Mortgage Due Jan 24, 2054
Sold Dec 17, 2014
$206,460
292 Cobb Road in Whitesville, NY was first built in 1970 and is 54 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a ranch/rambler style. It is a single story home. There are a total of 4 rooms in the home, of which, 2 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 292 Cobb Road has 1,338 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 2,914,164 square feet.

Learn more about the property and building on this page. There is a open porch. Water for the property is sourced from a well system. The property is not connected to a municipal sewage system. Instead, it is connected to a septic system which you will need to handle on your own. For those who need parking, there is a garage underground or in the basement. There is one available parking space. The quality of the control joints have been graded by the local assessor with a letter grade of D. The condition of the building has been evaluated as fair. The exterior walls of the home are made of wood. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a forced air unit and being fueled with oil. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 292 Cobb Road sold most recently in Dec 5, 2014 for a total of $206,460. If you work out the math, that's approximately a cost of $154.30 per sqft. Before that, the property was also sold for $206,460 in Dec 17, 2014. That means the value of the property has remained about the same! Tax-wise, the current owner is expected to pay close to $4,206 in taxes each year. 292 Cobb Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $174,000. If we break it down further, the land itself was valued at $92,200. Improvements to the property, however, were assessed at a total of $81,800. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1970
  • Effective Year Built: 1970
  • Total Rooms: 4
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Fair
  • Building Quality: D
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Wood
  • Floor Count: 1
  • Basement Type: Partial basement
  • Basement Area: 0
  • Garage Type: Underground/basement
  • Parking Space Count: 1
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 2,914,164
  • Total Building Area: 1,338
  • Building Area: 1,338
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,338
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: Septic
  • Water Service: Well

Building

  • Property Class: Residential
  • Land Acres: 66.9
  • Standard Land Use Code: Rural/agricultural residence
  • Legal Description 1: GL 14-15

Ownership

  • Current Owner : YODER IVAN N
  • Current Owner 2: YODER NOAH
  • Previous Owner : SMOKER C RICHARD
  • Previous Owner 2: SMOKER RONALD L
  • Owner Before Previous Owner: SMOKER CALVIN L. ESTATE
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Whitesville Central School District
  • School Tax School District: WHITESVILLE
  • Census Tract: 951000

Zoning

  • Zoning: 01 - NOT Z

Geography

  • Account Number: 00000000708
  • District: 026000
  • Section: 308.00
  • Parcel: 026000 308.-1-18.2
  • Block: 1
  • Lot: 18.002
  • Municipality: INDEPENDENCE
  • Latitude: 42.0098
  • Longitude: -77.7556

    Address

  • Full Address: 292 Cobb Rd
  • Address - House Number: 292
  • Address - Street Name: Cobb
  • Address - Suffix Type: Rd
  • State: NY
  • City Name: Whitesville
  • Carrier Code: H070
  • 4-Digit Zip Code: 9761
  • Zip Code: 14897

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,206
  • Tax Rate Code Area: 026001

    Appraisal Valuation

  • Standard Deviation: 0.1367
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 72
  • Final Value: 118,399
  • High Value: 134,588
  • Low Value: 102,209

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $215,000
  • First Open Lien Mortgage Lender: HORIZON FARM CREDIT
  • First Open Lien Mortgage Recording Date: Jan 24, 2024
  • First Open Lien Mortgage Financing Type: Variable
  • First Open Lien Mortgage Loan Amount: $215,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • First Open Lien Mortgage Loan Due Date: Jan 24, 2054

    Market Valuation

  • Market Total Value: $183,158
  • Market Land Value: $97,053
  • Market Improvement Value: $86,105

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $174,000
  • Assessed Land Value: $92,200
  • Assessed Improvements Value: $81,800

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Dec 05, 2014
  • Current Sale Recording Date: Dec 17, 2014
  • Current Sale Transaction ID: 1167083308
  • Current Sale Price: $206,460
  • Current Sale Document Type: Executor's Deed
  • Current Sale Input Document Number: 2014-73542
  • Previous Sale Recording Date: Dec 17, 2014
  • Previous Sale Contract Date: Dec 17, 2014
  • Previous Sale Amount: $206,460
  • Previous Sale Document Type: Executor's Deed

    Last Sale Mortgage

  • First Mortgage Lender: MAPLE CITY SAVINGS BANK FSB
  • First Mortgage Transaction Date: Dec 17, 2014
  • First Mortgage Loan Amount: $160,000
  • First Mortgage Terms: 240
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jan 01, 2035

About Allegany



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Frequently Asked Questions

What neighborhood is 292 Cobb Road located in?
The 292 Cobb Road is a located in the neighborhood of Independence in Allegany, Whitesville.
What is the average sales price for listings in 292 Cobb Road?
The average sales price for units in 292 Cobb Road is $0 currently.

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