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28 Somerset Drive

28 Somerset Drive, Patterson, NY 12563
Property in Patterson
Sold Jul 05, 2007
$537,250
$88,487 by Bank Of America Na
Mortgage Due Jun 01, 2039
Sold Dec 06, 2002
$405,000
$300,700 by Countrywide Home Loans Inc
Mortgage Due Dec 01, 2032
Local assessors in Patterson, NY have categorized 28 Somerset Drive as a residential type of property. The home was built in 2002 and is 22 years old. The property's lot size has been calculated to be 82,764 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a colonial style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 28 Somerset Drive has a total of 2,502 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a well system. As for water disposal, the home is connected to a septic system and not a municipal sewage or storm sewage system. Therefore the homeowner of this property will need to handle their own water disposal every three to five years - though the exact number may differ. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 440 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - B. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source and it is being fueled with oil. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Jun 13, 2007 for $537,250. That's $214.73 per sqft. Prior to that sales transaction, the property was also sold in Nov 22, 2002 for $405,000. 28 Somerset Drive was last assessed in 2023. The total value of the property was assessed at $528,500. Specifically, the land the property is located on was valued at $119,500. While improvements on the property were assessed at a total of $409,000. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $14,129. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2002
  • Effective Year Built: 2002
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: B
  • Building Style: Colonial
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 440
  • Parking Space Count: 2
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 82,764
  • Lot Size Frontage Feet: 1,040
  • Total Building Area: 2,502
  • Building Area: 2,502
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 2,502
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: Septic
  • Water Service: Well

Building

  • Property Class: Residential
  • Subdivision: CORNWALL RIDGE
  • Land Acres: 1.9
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : LOUGHRAN CATHERINE M
  • Current Owner 2: LOUGHRAN MARGARET A
  • Previous Owner : WILLIAMS DAVID C
  • Previous Owner 2: WILLIAMS MARITZA
  • Owner Before Previous Owner: REILLY CONSTRUCTION INC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Carmel Central School District
  • School Tax School District: CARMEL
  • Census Tract: 010202

Zoning

  • Zoning: R4

Geography

  • District: 372400
  • Section: 23.00
  • Parcel: 372400 23.-1-28
  • Block: 1
  • Lot: 28.000
  • Municipality: PATTERSON
  • Latitude: 41.4852
  • Longitude: -73.6049

    Address

  • Full Address: 28 Somerset Dr
  • Address - House Number: 28
  • Address - Street Name: Somerset
  • Address - Suffix Type: Dr
  • State: NY
  • City Name: Patterson
  • Carrier Code: R002
  • 4-Digit Zip Code: 2521
  • Zip Code: 12563

Valuation

    Tax

  • Tax Year: 2021
  • Tax Amount: $14,129
  • Tax Rate Code Area: 372002

    Appraisal Valuation

  • Standard Deviation: 0.1468
  • Valuation Date: Feb 14, 2024
  • Confidence Score: 82
  • Final Value: 629,789
  • High Value: 722,266
  • Low Value: 537,312

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $383,687
  • First Open Lien Mortgage Lender: BANK OF AMERICA NA
  • First Open Lien Mortgage Recording Date: Sep 22, 2009
  • First Open Lien Mortgage Loan Amount: $88,487
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2039
  • Second Open Lien Mortgage Lender: LOANDEPOT.COM LLC
  • Second Open Lien Mortgage Recording Date: Jun 16, 2021
  • Second Open Lien Mortgage Financing Type: Adjustable Rate
  • Second Open Lien Mortgage Loan Amount: $295,200
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Interest Rate Type: Y
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Jun 01, 2051

    Market Valuation

  • Market Total Value: $528,500
  • Market Land Value: $119,500
  • Market Improvement Value: $409,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $528,500
  • Assessed Land Value: $119,500
  • Assessed Improvements Value: $409,000

    Sales

  • Current Sale Contract Date: Jun 13, 2007
  • Current Sale Recording Date: Jul 05, 2007
  • Current Sale Transaction ID: 1123304662
  • Current Sale Price: $537,250
  • Current Sale Document Type: Bargain and Sale Deed
  • Previous Sale Recording Date: Dec 06, 2002
  • Previous Sale Contract Date: Nov 22, 2002
  • Previous Sale Amount: $405,000
  • Previous Sale Document Type: Bargain and Sale Deed

    Last Sale Mortgage

  • First Mortgage Lender: QUICKEN LOANS INC
  • First Mortgage Transaction Date: Jul 05, 2007
  • First Mortgage Loan Amount: $300,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage
  • First Mortgage Loan Due Date: Jul 01, 2037

    Previous Mortgages

  • Previous Mortgage Lender: COUNTRYWIDE HOME LOANS INC
  • Previous Mortgage Transaction Date: Dec 06, 2002
  • Previous Mortgage Loan Amount: $300,700
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Dec 01, 2032

About Putnam



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Nearby Rentals

Currently no nearby rentals

Frequently Asked Questions

What neighborhood is 28 Somerset Drive located in?
The 28 Somerset Drive is a located in the neighborhood of Patterson in Putnam, Patterson.
What is the average sales price for listings in 28 Somerset Drive?
The average sales price for units in 28 Somerset Drive is $0 currently.

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