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2551 Spruce Street

2551 Spruce Street, Union, NJ 07083
Property in Union
Sold Jan 07, 2002
$205,000
$60,000 by Commerce Bank Na
Mortgage Due Apr 12, 2035
Local assessors in Union, NJ have categorized 2551 Spruce Street as a residential type of property. The home was built in 1949 and is 75 years old. The property's lot size has been calculated to be 13,046 square feet. The linear feet between the front and back of the lot was measured at 1,000 ft and the front of the lot was measured at 1,305 ft. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 2551 Spruce Street has a total of 1,484 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage underground or in the basement for those who need a place to park their vehicle. There is only one available parking space, so if you need more, you may need to find some alternatives. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with brick control joints. Lots of brick were used in the construction of the exterior walls of the home. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 2551 Spruce Street sold most recently in Dec 28, 2001 for a total of $205,000. If you work out the math, that's approximately a cost of $138.14 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $11,138 in taxes each year. 2551 Spruce Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $51,400. If we break it down further, the land itself was valued at $22,400. Improvements to the property, however, were assessed at a total of $29,000. The property's total market value has been marked the same as the total assessed value which is pretty typical. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1949
  • Effective Year Built: 1949
  • Bedroom Count: 0
  • Construction Type: Brick
  • Exterior Walls Type: Brick
  • Floor Count: 2
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Underground/basement
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 13,046
  • Lot Size Depth Feet: 1,000
  • Lot Size Frontage Feet: 1,305
  • Total Building Area: 1,484
  • Building Area: 1,484
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,484
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.3
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : GUNIA EDWARD J
  • Current Owner 2: GUNIA FRANCES J
  • Previous Owner : GRAYBUSH MARY ELIZABETH
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Union Township School District
  • Census Tract: 032902

Geography

  • District: 19
  • Parcel: 19 03807-0000-00015
  • Block: 3807
  • Lot: 15
  • Municipality: UNION TWP
  • Latitude: 40.7024
  • Longitude: -74.2919

    Address

  • Full Address: 2551 Spruce St
  • Address - House Number: 2551
  • Address - Street Name: Spruce
  • Address - Suffix Type: St
  • State: NJ
  • City Name: Union
  • Carrier Code: C043
  • 4-Digit Zip Code: 5650
  • Zip Code: 07083

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $11,138

    Appraisal Valuation

  • Standard Deviation: 0.241
  • Valuation Date: Apr 03, 2024
  • Confidence Score: 66
  • Final Value: 575,296
  • High Value: 713,943
  • Low Value: 436,649

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $60,000
  • First Open Lien Mortgage Lender: COMMERCE BANK NA
  • First Open Lien Mortgage Recording Date: Apr 12, 2005
  • First Open Lien Mortgage Financing Type: Variable
  • First Open Lien Mortgage Loan Amount: $60,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • First Open Lien Mortgage Loan Due Date: Apr 12, 2035

    Market Valuation

  • Market Total Value: $51,400
  • Market Land Value: $22,400
  • Market Improvement Value: $29,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $51,400
  • Assessed Land Value: $22,400
  • Assessed Improvements Value: $29,000

    Sales

  • Current Sale Contract Date: Dec 28, 2001
  • Current Sale Recording Date: Jan 07, 2002
  • Current Sale Transaction ID: 1192902052
  • Current Sale Price: $205,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 103283

    Last Sale Mortgage

  • First Mortgage Lender: AMERICAN UNITED MTG CORP
  • First Mortgage Transaction Date: Jan 07, 2002
  • First Mortgage Loan Amount: $190,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Due Date: Jan 01, 2032

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Frequently Asked Questions

What neighborhood is 2551 Spruce Street located in?
The 2551 Spruce Street is a located in the neighborhood of Union in Union, Union.
What is the average sales price for listings in 2551 Spruce Street?
The average sales price for units in 2551 Spruce Street is $0 currently.

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