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24 Bank Street

24 Bank Street, Candor, NY 13743
Property in Candor
Sold Apr 01, 2008
$110,000
$60,000 by Tioga State Bank
Mortgage Due Jan 01, 2034
24 Bank Street has been categorized by the local assessors in Candor, NY as a residential type of property. The building on the property was first built in 1850 and is 174 years old. However, we must point out that the home was most recently renovated and altered in 1980. The home has a total of 3 bedrooms. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. The building has a total of 2 stories. In addition, 24 Bank Street has 2,267 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,485 ft and across the front of the lot is 900 ft. The area measurement of the land has been determined as 13,365 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a traditional style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Residents will have the luxury of enjoying a open porch. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The exterior walls of the building are made of alum/vinyl siding. In terms of heating, it is utilizing a forced air unit and being fueled with gas. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a municipal system. The property is connected to a septic system and not a municipal sewage system. The homeowner of this property will need to handle their own water disposal. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 24 Bank Street was last sold in Apr 1, 2008 for $110,000. According to our calculations, that's $48.52 per sqft. Current property owners are expected to pay $3,913 in taxes per year. The property on 24 Bank Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $104,000. To break that down further, the land itself was valued at $20,400. While improvements to the property were assessed at a total of $83,600. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1850
  • Effective Year Built: 1980
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Traditional
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Partial basement
  • Basement Area: 0
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 13,365
  • Lot Size Depth Feet: 1,485
  • Lot Size Frontage Feet: 900
  • Total Building Area: 2,267
  • Building Area: 2,267
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 2,267
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Septic
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.306
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : WINNICK STANLEY
  • Previous Owner : QUICK SCOTT P
  • Is Owner Occupied: Owner-occupied property
  • Owner Generation Identifier: JR

Neighborhood

  • School District Name: Candor Central School District
  • School Tax School District: CANDOR
  • Census Tract: 020200

Zoning

  • Zoning: ZONE

Geography

  • Account Number: 00000000220
  • District: 492401
  • Section: 61.09
  • Parcel: 492401 61.09-3-14
  • Block: 3
  • Lot: 14.000
  • Municipality: CANDOR
  • Latitude: 42.233
  • Longitude: -76.3393

    Address

  • Full Address: 24 Bank St
  • Address - House Number: 24
  • Address - Street Name: Bank
  • Address - Suffix Type: St
  • State: NY
  • City Name: Candor
  • Carrier Code: R001
  • 4-Digit Zip Code: 1510
  • Zip Code: 13743

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,913
  • Tax Rate Code Area: 492401

    Appraisal Valuation

  • Standard Deviation: 0.1191
  • Valuation Date: Mar 13, 2024
  • Confidence Score: 76
  • Final Value: 153,295
  • High Value: 171,562
  • Low Value: 135,027

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $60,000
  • First Open Lien Mortgage Lender: TIOGA STATE BANK
  • First Open Lien Mortgage Recording Date: Apr 01, 2008
  • First Open Lien Mortgage Loan Amount: $60,000
  • First Open Lien Mortgage Term: 308
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Purchase Money Mortgage
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2034

    Market Valuation

  • Market Total Value: $143,448
  • Market Land Value: $28,138
  • Market Improvement Value: $115,310

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $104,000
  • Assessed Land Value: $20,400
  • Assessed Improvements Value: $83,600

    Exemptions

  • Senior Citizen Exemption : Yes
  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Apr 01, 2008
  • Current Sale Recording Date: Apr 01, 2008
  • Current Sale Transaction ID: 1108372468
  • Current Sale Price: $110,000
  • Current Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: TIOGA STATE BANK
  • First Mortgage Transaction Date: Apr 01, 2008
  • First Mortgage Loan Amount: $60,000
  • First Mortgage Terms: 308
  • First Mortgage Loan Type: Purchase Money Mortgage
  • First Mortgage Loan Due Date: Jan 01, 2034

About Candor



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Frequently Asked Questions

What neighborhood is 24 Bank Street located in?
The 24 Bank Street is a located in the neighborhood of Candor in Candor, Candor.
What is the average sales price for listings in 24 Bank Street?
The average sales price for units in 24 Bank Street is $0 currently.

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