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2209 Spencer Avenue

2209 Spencer Avenue, Saint Louis, MO 63114
Property in Lackland Woods
Sold Dec 01, 2021
$178,506
$176,739 by Np Inc
Mortgage Due Dec 01, 2051
Sold Mar 09, 2021
$75,000
2209 Spencer Avenue in Saint Louis, MO was first built in 1958 and is 66 years old. Although, the building on the property was most recently renovated and altered in 2021. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a Cape Cod style. It is a single story home. There are a total of 7 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 3 partial bathrooms. 2209 Spencer Avenue has 1,339 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 500 ft and the linear feet between the front and back of the lot is 1,930. In total, the area measurement of the land is 9,649 square feet.

Learn more about the property and building on this page. There is a unknown and a unknown. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. The quality of the control joints have been graded by the local assessor with a letter grade of D. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing electric heaters and being fueled with electricity. The property was last sold in Nov 19, 2021 for $178,506. That's $133.31 per sqft. Prior to that sales transaction, the property was also sold in Feb 26, 2021 for $75,000. 2209 Spencer Avenue was last assessed in 2023. The total value of the property was assessed at $34,170. Specifically, the land the property is located on was valued at $3,330. While improvements on the property were assessed at a total of $30,840. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $2,851. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1958
  • Effective Year Built: 2021
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 8
  • Building Condition: Average
  • Building Quality: D
  • Building Style: Cape Cod
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 9,649
  • Lot Size Depth Feet: 1,930
  • Lot Size Frontage Feet: 500
  • Total Building Area: 1,339
  • Gross Building Area: 1,339
  • Building Area: 1,339
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Electric
  • Heated Square Feet: 1,339
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: LACKLAND WOODS
  • Land Acres: 0.222
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LACKLAND WOODS LOT PT 52 N 50 FT OF S 100 FT

Ownership

  • Current Owner : CASTO JESSICA L
  • Previous Owner : DREAM BIG TRADING LLC
  • Owner Before Previous Owner: BIENZ KATHLEEN A
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Ritenour School District
  • Census Tract: 214602

Zoning

  • Zoning: 43R-3

Geography

  • Assessors Map Reference: 05 0314
  • District: 43
  • Parcel: 15L-24-1198
  • Lot: 52
  • Municipality: OVERLAND
  • Latitude: 38.6954
  • Longitude: -90.371

    Address

  • Full Address: 2209 Spencer Ave
  • Address - House Number: 2209
  • Address - Street Name: Spencer
  • Address - Suffix Type: Ave
  • State: MO
  • City Name: Saint Louis
  • Carrier Code: C093
  • 4-Digit Zip Code: 3522
  • Zip Code: 63114

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,851
  • Tax Rate Code Area: 127CH

    Appraisal Valuation

  • Standard Deviation: 0.2759
  • Valuation Date: Dec 20, 2023
  • Confidence Score: 60
  • Final Value: 210,686
  • High Value: 268,830
  • Low Value: 152,542

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $176,739
  • First Open Lien Mortgage Lender: NP INC
  • First Open Lien Mortgage Recording Date: Dec 01, 2021
  • First Open Lien Mortgage Loan Amount: $176,739
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2051

    Market Valuation

  • Market Total Value: $179,800
  • Market Land Value: $17,500
  • Market Improvement Value: $162,300

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $34,170
  • Assessed Land Value: $3,330
  • Assessed Improvements Value: $30,840

    Sales

  • Current Sale Contract Date: Nov 19, 2021
  • Current Sale Recording Date: Dec 01, 2021
  • Current Sale Transaction ID: 11874865877
  • Current Sale Price: $178,506
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 30
  • Previous Sale Recording Date: Mar 09, 2021
  • Previous Sale Contract Date: Feb 26, 2021
  • Previous Sale Amount: $75,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: NP INC
  • First Mortgage Transaction Date: Dec 01, 2021
  • First Mortgage Loan Amount: $176,739
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Dec 01, 2051

About Overland



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Frequently Asked Questions

What neighborhood is 2209 Spencer Avenue located in?
The 2209 Spencer Avenue is a located in the neighborhood of Lackland Woods in Overland, Saint Louis.
What is the average sales price for listings in 2209 Spencer Avenue?
The average sales price for units in 2209 Spencer Avenue is $0 currently.

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