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21304 Erben Street

21304 Erben Street, Saint Clair Shores, MI 48081
Refi May 30, 2019
Transfer
$100,000 by Ruoff Mortgage Company Inc
Mortgage Due Jun 01, 2049
Local assessors in Saint Clair Shores, MI have categorized 21304 Erben Street as a residential type of property. The home was built in 1954 and is 70 years old. The property's lot size has been calculated to be 9,409 square feet. The linear feet between the front and back of the lot was measured at 1,470 ft and the front of the lot was measured at 640 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a bungalow style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 21304 Erben Street has a total of 1,984 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. The garage on the property is 453 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a porch so you'll have a great option in the front of the home. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with brick control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a gable style roof. Lots of wood siding were used in the construction of the exterior walls of the home. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. 21304 Erben Street was last assessed in 2023. The total value of the property was assessed at $127,200. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $4,948. The initial tax year of delinquency was in 2014. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1954
  • Effective Year Built: 1954
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Quality: C
  • Construction Type: Brick
  • Building Style: Bungalow
  • Exterior Walls Type: Wood siding
  • Roof Shape Type: Gable
  • Floor Count: 2
  • Basement Type: Unspecified basement
  • Basement Area: 826
  • Garage Type: Detached
  • Garage Square Area: 453
  • Parking Space Count: 2
  • Porch Type: Porch

    Dimensions

  • Lot Size Square Feet: 9,409
  • Lot Size Depth Feet: 1,470
  • Lot Size Frontage Feet: 640
  • Total Building Area: 1,984
  • Building Area: 1,984
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,984
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: GREENDALE SUBDIVISION
  • Land Acres: 0.216
  • Standard Land Use Code: Single family residential
  • Legal Description 1: GREENDALE SUBDIVISION NO. 1 (L9, P35) LOT 558 & THE E 24' OF LOT 559; ALSO 1/2 OF VAC ALLEY ADJ

Ownership

  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Lakeview Public Schools
  • School Tax School District: LAKEVIEW
  • Census Tract: 251300

Zoning

  • Zoning: RA

Geography

  • District: 09
  • Parcel: 09-14-22-128-010
  • Lot: 558-559
  • Municipality: ST CLAIR SHORES CITY
  • Latitude: 42.4928
  • Longitude: -82.8996

    Address

  • Full Address: 21304 Erben St
  • Address - House Number: 21304
  • Address - Street Name: Erben
  • Address - Suffix Type: St
  • State: MI
  • City Name: Saint Clair Shores
  • Carrier Code: C002
  • 4-Digit Zip Code: 3119
  • Zip Code: 48081

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,948
  • Intital Tax Deliquent Year: 2014

    Appraisal Valuation

  • Standard Deviation: 0.1668
  • Valuation Date: Nov 29, 2023
  • Confidence Score: 78
  • Final Value: 323,437
  • High Value: 377,416
  • Low Value: 269,458

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $100,000
  • First Open Lien Mortgage Lender: RUOFF MORTGAGE COMPANY INC
  • First Open Lien Mortgage Recording Date: May 30, 2019
  • First Open Lien Mortgage Loan Amount: $100,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2049

    Market Valuation

  • Market Total Value: $254,400

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $127,200

    Exemptions

  • Homeowner Exemption: Yes

About Saint Clair Shores



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Frequently Asked Questions

What neighborhood is 21304 Erben Street located in?
The 21304 Erben Street is a located in the neighborhood of Saint Clair Shores in Saint Clair Shores, Saint Clair Shores.
What is the average sales price for listings in 21304 Erben Street?
The average sales price for units in 21304 Erben Street is $0 currently.

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