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2045 Vernon Street

2045 Vernon Street, Saginaw, MI 48602
Property in Saginaw
Sold Dec 17, 2013
$61,000
$48,800 by Chemical Bank
Mortgage Due Jan 01, 2044
Sold Nov 18, 1988
$73,500
2045 Vernon Street has been categorized by the local assessors in Saginaw, MI as a residential type of property. The building on the property was first built in 1956 and is 68 years old. The home has a total of 7 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 2045 Vernon Street has 2,038 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,950 ft and across the front of the lot is 960 ft. The area measurement of the land has been determined as 18,731 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a raised ranch style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage for those who require parking. The garage measured 611 sqft. According to our sources, there are a total of 2 available parking spaces. Residents will have the luxury of enjoying a screened porch. The roof of the building is made of asphalt. The exterior walls of the building are made of brick. In terms of heating, it is utilizing a forced air unit and being fueled with gas. There is a single fireplace in the home. Perfect for those wintery nights. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. The property was last sold in Dec 6, 2013 for $61,000. That's $29.93 per sqft. Prior to that sales transaction, the property was also sold in Nov 18, 1988 for $73,500. 2045 Vernon Street was last assessed in 2023. The total value of the property was assessed at $70,800. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $2,592. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1956
  • Effective Year Built: 1956
  • Total Rooms: 7
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Style: Raised Ranch
  • Exterior Walls Type: Brick
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Basement Type: Unspecified basement
  • Basement Area: 2,038
  • Garage Type: Garage
  • Garage Square Area: 611
  • Parking Space Count: 2
  • Porch Type: Screened porch

    Dimensions

  • Lot Size Square Feet: 18,731
  • Lot Size Depth Feet: 1,950
  • Lot Size Frontage Feet: 960
  • Total Building Area: 2,038
  • Building Area: 2,038
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 2,038
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: & WHEELERS ADD
  • Land Acres: 0.43
  • Standard Land Use Code: Single family residential
  • Legal Description 1: NLY.195 FT.OF WLY.96 FT.OF LOT 40,HAY & WHEELERS ADDITION

Ownership

  • Current Owner : KACZMAREK ANDRE C
  • Current Owner 2: KACZMAREK ROBERT L
  • Previous Owner : BORRELLO AUDRE W
  • Previous Owner 2: BORRELLO LEOPOLD P
  • Owner Before Previous Owner: KLESS DONALD W
  • Owner Before Previous Owner 2: KLESS ELIZABETH J
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Saginaw City School District
  • School Tax School District: 73010
  • Census Tract: 001400

Zoning

  • Zoning: R-1

Geography

  • District: 98
  • Parcel: 91-80-0-49-6000-000
  • Lot: 40
  • Municipality: SAGINAW CITY
  • Latitude: 43.4123
  • Longitude: -83.9932

    Address

  • Full Address: 2045 Vernon St
  • Legal Unit: 40
  • Address - House Number: 2045
  • Address - Street Name: Vernon
  • Address - Suffix Type: St
  • State: MI
  • City Name: Saginaw
  • Carrier Code: C024
  • 4-Digit Zip Code: 1902
  • Zip Code: 48602

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,592
  • Tax Rate Code Area: 91

    Appraisal Valuation

  • Standard Deviation: 0.4521
  • Valuation Date: Nov 22, 2023
  • Confidence Score: 9
  • Final Value: 148,232
  • High Value: 215,260
  • Low Value: 81,203

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $48,800
  • First Open Lien Mortgage Lender: CHEMICAL BANK
  • First Open Lien Mortgage Recording Date: Dec 17, 2013
  • First Open Lien Mortgage Loan Amount: $48,800
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Purchase Money Mortgage
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2044

    Market Valuation

  • Market Total Value: $141,600

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $70,800

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Dec 06, 2013
  • Current Sale Recording Date: Dec 17, 2013
  • Current Sale Transaction ID: 1096476793
  • Current Sale Price: $61,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2013038290
  • Previous Sale Recording Date: Nov 18, 1988
  • Previous Sale Contract Date: Nov 18, 1988
  • Previous Sale Amount: $73,500
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: CHEMICAL BANK
  • First Mortgage Transaction Date: Dec 17, 2013
  • First Mortgage Loan Amount: $48,800
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage
  • First Mortgage Loan Due Date: Jan 01, 2044

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Frequently Asked Questions

What neighborhood is 2045 Vernon Street located in?
The 2045 Vernon Street is a located in the neighborhood of Saginaw in Saginaw, Saginaw.
What is the average sales price for listings in 2045 Vernon Street?
The average sales price for units in 2045 Vernon Street is $0 currently.

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