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202 West Elm Street

202 West Elm Street, Reading, MI 49274
Property in Reading
Sold May 09, 1995
$44,000
$52,000 by Century Mortgage Services Inc
Mortgage Due Nov 01, 2040
202 West Elm Street has been categorized by the local assessors in Reading, MI as a residential type of property. The home has a total of 6 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There is one partial bathroom in the home. The building has a total of 2 stories. In addition, 202 West Elm Street has 828 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,290 ft and across the front of the lot is 660 ft. The area measurement of the land has been determined as 8,538 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a ranch/rambler style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. The exterior walls of the building are made of alum/vinyl siding. In terms of heating, it is utilizing a forced air unit. Finally, the property is currently sourcing its water from a municipal system. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. The property was last sold in May 9, 1995 for $44,000. That's $53.14 per sqft. 202 West Elm Street was last assessed in 2023. The total value of the property was assessed at $50,800. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $777. Looking to take out a mortage loan? You may want to consider a conventional loan, which is considered one of the most common type of loans on the market. We'll cover the two different types of conventional loans (aka conforming and non-conforming), the pros and cons, and how they could benefit you compared to a FHA or specialty loan. Read more about conventional loans and how you can qualify for one. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 8,538
  • Lot Size Depth Feet: 1,290
  • Lot Size Frontage Feet: 660
  • Total Building Area: 828
  • Gross Building Area: 1,269
  • Building Area: 828
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 828
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: CHAPMANS ADD
  • Land Acres: 0.196
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 15 CHAPMANS ADD SEC 27 T7S R4W CITY OF READING

Ownership

  • Current Owner : DENISON JERRY L
  • Current Owner 2: DENISON SUSAN C
  • Previous Owner : RICKETTS CYNTHIA J
  • Ownership Rights Codes: unknown

Neighborhood

  • School District Name: Reading Community Schools
  • Census Tract: 050400

Zoning

  • Zoning: R1LDRES

Geography

  • District: 20
  • Parcel: 20-065-001-015
  • Lot: 15
  • Meridian: SEC 27 TWN 07S RNG 04W
  • Municipality: CITY OF READING
  • Latitude: 41.8363
  • Longitude: -84.7505

    Address

  • Full Address: 202 W Elm St
  • Address - House Number: 202
  • Street Direction: W
  • Address - Street Name: Elm
  • Address - Suffix Type: St
  • State: MI
  • City Name: Reading
  • Carrier Code: R001
  • 4-Digit Zip Code: 9754
  • Zip Code: 49274

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $777

    Appraisal Valuation

  • Standard Deviation: 0.4586
  • Valuation Date: Jan 27, 2024
  • Confidence Score: 8
  • Final Value: 111,172
  • High Value: 162,164
  • Low Value: 60,179

    Open Liens

  • Total Open Liens: 3
  • Total Open Liens Amount: $84,500
  • First Open Lien Mortgage Lender: CENTURY MORTGAGE SERVICES INC
  • First Open Lien Mortgage Recording Date: Nov 06, 2015
  • First Open Lien Mortgage Financing Type: Adjustable Rate
  • First Open Lien Mortgage Loan Amount: $52,000
  • First Open Lien Mortgage Term: 299
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: ARM (Adjustable Rate Mortgage as of August, 2009)
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2040
  • Second Open Lien Mortgage Lender: MONARCH COMMUNITY BANK
  • Second Open Lien Mortgage Recording Date: Jun 29, 2005
  • Second Open Lien Mortgage Loan Amount: $10,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Jun 29, 2035
  • Third Open Lien Mortgage Lender: MONARCH COMMUNITY BANK
  • Third Open Lien Mortgage Recording Date: Sep 28, 2006
  • Third Open Lien Mortgage Loan Amount: $22,500
  • Third Open Lien Mortgage Term: 360
  • Third Open Lien Mortgage Position: 3
  • Third Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Third Open Lien Mortgage Loan Due Date: Sep 28, 2036

    Market Valuation

  • Market Total Value: $99,283
  • Market Land Value: $7,542
  • Market Improvement Value: $91,741

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $50,800

    Sales

  • Current Sale Contract Date: May 09, 1995
  • Current Sale Recording Date: May 09, 1995
  • Current Sale Transaction ID: 1657666834
  • Current Sale Price: $44,000
  • Current Sale Document Type: Deed

About Reading



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Frequently Asked Questions

What neighborhood is 202 West Elm Street located in?
The 202 West Elm Street is a located in the neighborhood of Reading in Reading, Reading.
What is the average sales price for listings in 202 West Elm Street?
The average sales price for units in 202 West Elm Street is $0 currently.

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