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186 Ridge Creek Drive

186 Ridge Creek Drive, Troutman, NC 28166
House in Iredell
Sold Mar 18, 2022
$280,000
$282,828 by Movement Mortgage Llc
Mortgage Due Apr 01, 2052
Sold Oct 15, 2019
$200,000
$196,372 by Summit Funding Inc
Mortgage Due Nov 01, 2049
186 Ridge Creek Drive in Troutman, NC was first built in 2019 and is 5 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a mobile home style. It is a single story home. There are a total of 0 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 186 Ridge Creek Drive has 1,512 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 23,087 square feet.

Learn more about the property and building on this page. The home has a gable style roof made of wood shake/ shingles. The quality of the control joints have been graded by the local assessor with a letter grade of C. The exterior walls of the home are made of alum/vinyl siding. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a heat pump and being fueled with electricity. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 186 Ridge Creek Drive sold most recently in Mar 15, 2022 for a total of $280,000. If you work out the math, that's approximately a cost of $185.19 per sqft. Before that, the property was also sold for $200,000 in Oct 15, 2019. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,772 in taxes each year. 186 Ridge Creek Drive was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $285,270. If we break it down further, the land itself was valued at $36,000. Improvements to the property, however, were assessed at a total of $249,270. The property's total market value has been marked the same as the total assessed value which is pretty typical. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Condition

New Construction

Exterior

Brick Venner Exterior
Vinyl Siding
Brick Exterior

Driveway

Driveway
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2019
  • Effective Year Built: 2019
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Quality: C
  • Building Style: Mobile home
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable
  • Roof Cover Type: Wood shake/ shingles
  • Floor Count: 1
  • Floor Cover: Vinyl
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 23,087
  • Total Building Area: 1,512
  • Gross Building Area: 1,674
  • Building Area: 1,512
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Heat pump
  • Heated Square Feet: 1,512
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: CLONTZ/ROCKY CREEK COVE
  • Land Acres: 0.53
  • Standard Land Use Code: Single family residential
  • Legal Description 1: L43 ROCKY CREEK COVE PB 29-81

Ownership

  • Current Owner : AA SHANNON GENE VAN DER
  • Previous Owner : UNKNOWN
  • Owner Before Previous Owner: IRON LVEY LLC
  • Current Owner Is a Corporation Indicator: Yes

Neighborhood

  • School District Name: Iredell-Statesville Schools
  • School Tax School District: C
  • School Tax District Code 2: FR05
  • School Tax District Code 3: SW
  • Census Tract: 061203

Zoning

  • Zoning: RA

Geography

  • Assessors Map Reference: MAP:4740
  • Account Number: 80091044
  • District: 15
  • Parcel: 4740-11-7362.000
  • Block: 11
  • Lot: 43
  • Municipality: FALLSTOWN
  • Latitude: 35.6625
  • Longitude: -80.8794

    Address

  • Full Address: 186 Ridge Creek Dr
  • Address - House Number: 186
  • Address - Street Name: Ridge Creek
  • Address - Suffix Type: Dr
  • State: NC
  • City Name: Troutman
  • Carrier Code: R051
  • 4-Digit Zip Code: 7711
  • Zip Code: 28166

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,772
  • Tax Rate Code Area: FR06

    Appraisal Valuation

  • Standard Deviation: 0.2006
  • Valuation Date: Nov 29, 2023
  • Confidence Score: 59
  • Final Value: 288,573
  • High Value: 346,471
  • Low Value: 230,674

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $282,828
  • First Open Lien Mortgage Lender: MOVEMENT MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Mar 18, 2022
  • First Open Lien Mortgage Loan Amount: $282,828
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2052

    Market Valuation

  • Market Total Value: $285,270
  • Market Land Value: $36,000
  • Market Improvement Value: $249,270

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $285,270
  • Assessed Land Value: $36,000
  • Assessed Improvements Value: $249,270

    Sales

  • Current Sale Contract Date: Mar 15, 2022
  • Current Sale Recording Date: Mar 18, 2022
  • Current Sale Transaction ID: 11882693335
  • Current Sale Price: $280,000
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Oct 15, 2019
  • Previous Sale Contract Date: Oct 15, 2019
  • Previous Sale Amount: $200,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: MOVEMENT MORTGAGE LLC
  • First Mortgage Transaction Date: Mar 18, 2022
  • First Mortgage Loan Amount: $282,828
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Apr 01, 2052

    Previous Mortgages

  • Previous Mortgage Lender: SUMMIT FUNDING INC
  • Previous Mortgage Transaction Date: Oct 15, 2019
  • Previous Mortgage Loan Amount: $196,372
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Nov 01, 2049

About Iredell



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Frequently Asked Questions

What neighborhood is 186 Ridge Creek Drive located in?
The 186 Ridge Creek Drive is a house located in the neighborhood of Iredell in Iredell, Troutman.
What is the average sales price for listings in 186 Ridge Creek Drive?
The average sales price for units in 186 Ridge Creek Drive is $0 currently.

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