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1815 St Andrews Circle

1815 St Andrews Circle, Elgin, IL 60123
Property in College Green
Sold Dec 14, 2007
$227,000
$220,190 by Citimortgage Inc
Mortgage Due Dec 01, 2037
Sold Oct 02, 2001
Transfer
1815 St Andrews Circle has been categorized by the local assessors in Elgin, IL as a residential type of property. The building on the property was first built in 1988 and is 36 years old. The home has a total of 7 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There are 2 partial bathrooms in the home. The building has a total of 2 stories. In addition, 1815 St Andrews Circle has 1,663 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,200 ft and across the front of the lot is 700 ft. The area measurement of the land has been determined as 8,400 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a traditional style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a attached garage for those who require parking. According to our sources, there are a total of 2 available parking spaces. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with frame control joints. The inside of the home is being cooled with air conditioning at the moment. Finally, the property is currently sourcing its water from a municipal system. The property was last sold in Nov 19, 2007 for $227,000. That's $136.50 per sqft. 1815 St Andrews Circle was last assessed in 2022. The total value of the property was assessed at $74,061. Specifically, the land the property is located on was valued at $21,525. While improvements on the property were assessed at a total of $52,536. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $5,902. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1988
  • Effective Year Built: 1988
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Construction Type: Frame
  • Building Style: Traditional
  • Floor Count: 2
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Attached
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 8,400
  • Lot Size Depth Feet: 1,200
  • Lot Size Frontage Feet: 700
  • Total Building Area: 1,663
  • Gross Building Area: 1,663
  • Building Area: 1,663
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: unknown
  • Heated Square Feet: 1,663
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: COLLEGE GREEN
  • Land Acres: 0.193
  • Standard Land Use Code: Single family residential
  • Legal Description 1: COLLEGE GREEN UNIT 3 LOT 95

Ownership

  • Current Owner : LERMA HUGO
  • Current Owner 2: LERMA ELVIRA
  • Previous Owner : DIAZ EDDIE
  • Previous Owner 2: POSADAS PATRICIA
  • Owner Before Previous Owner: MELLO MANUEL R
  • Owner Before Previous Owner 2: MELLO LEANNE M
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Tenants by Entirety

Neighborhood

  • School District Name: School District U-46
  • Census Tract: 851908

Geography

  • Parcel: 06-28-229-011
  • Lot: 95
  • Municipality: ELGIN
  • Latitude: 42.0114
  • Longitude: -88.3234

    Address

  • Full Address: 1815 Saint Andrews Cir
  • Legal Unit: 3
  • Address - House Number: 1815
  • Address - Street Name: Saint Andrews
  • Address - Suffix Type: Cir
  • State: IL
  • City Name: Elgin
  • Carrier Code: R010
  • 4-Digit Zip Code: 6816
  • Zip Code: 60123

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $5,902
  • Tax Rate Code Area: EL005

    Appraisal Valuation

  • Standard Deviation: 0.1603
  • Valuation Date: Nov 29, 2023
  • Confidence Score: 80
  • Final Value: 309,001
  • High Value: 358,550
  • Low Value: 259,452

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $220,190
  • First Open Lien Mortgage Lender: CITIMORTGAGE INC
  • First Open Lien Mortgage Recording Date: Dec 14, 2007
  • First Open Lien Mortgage Loan Amount: $220,190
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Purchase Money Mortgage
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2037

    Market Valuation

  • Market Total Value: $222,272
  • Market Land Value: $64,601
  • Market Improvement Value: $157,671

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $74,061
  • Assessed Land Value: $21,525
  • Assessed Improvements Value: $52,536

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Nov 19, 2007
  • Current Sale Recording Date: Dec 14, 2007
  • Current Sale Transaction ID: 1146967685
  • Current Sale Price: $227,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2007K122312
  • Previous Sale Recording Date: Oct 02, 2001
  • Previous Sale Contract Date: May 21, 2001
  • Previous Sale Document Type: Sheriff's Deed

    Last Sale Mortgage

  • First Mortgage Lender: CITIMORTGAGE INC
  • First Mortgage Transaction Date: Dec 14, 2007
  • First Mortgage Loan Amount: $220,190
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage
  • First Mortgage Loan Due Date: Dec 01, 2037

About Southwest Elgin



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Frequently Asked Questions

What neighborhood is 1815 St Andrews Circle located in?
The 1815 St Andrews Circle is a located in the neighborhood of College Green in Southwest Elgin, Elgin.
What is the average sales price for listings in 1815 St Andrews Circle?
The average sales price for units in 1815 St Andrews Circle is $0 currently.

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