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148 North Main Street

148 North Main Street, Cramerton, NC 28032
Property in Gaston
Sold Apr 12, 2021
$207,500
$166,000 by First Citizens Bank & Trust Co
Mortgage Due May 01, 2051
Sold Jul 30, 2019
$188,000
$178,600 by Movement Mortgage
Mortgage Due Aug 01, 2049
148 North Main Street has been categorized by the local assessors in Cramerton, NC as a residential type of property. The building on the property was first built in 1900 and is 124 years old. The home has a total of 6 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There is one partial bathroom in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 148 North Main Street has 1,153 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 10,454 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a bungalow style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with wood control joints. From what we've gathered, the quality of these control joints have been graded with a letter grade of C- by the local assessor. The building has a gable or hip style roof made of asbestos. The exterior walls of the building are made of wood. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a forced air unit. The property was last sold in Apr 12, 2021 for $207,500. That's $179.97 per sqft. Prior to that sales transaction, the property was also sold in Jul 30, 2019 for $188,000. 148 North Main Street was last assessed in 2023. The total value of the property was assessed at $211,890. Specifically, the land the property is located on was valued at $19,200. While improvements on the property were assessed at a total of $192,690. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $2,235. The initial tax year of delinquency was in 2019. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1900
  • Effective Year Built: 1900
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Quality: C-
  • Construction Type: Wood
  • Building Style: Bungalow
  • Exterior Walls Type: Wood
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asbestos
  • Floor Count: 1
  • Floor Cover: Tile
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 10,454
  • Lot Size Frontage Feet: 0
  • Total Building Area: 1,153
  • Building Area: 1,153
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,153
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.24
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Residential common area (condo/pud/etc.)
  • Legal Description 1: BURLINGTON /CRAMERTON BLK 9 L 10 16 003A 089 00 000

Ownership

  • Current Owner : THE HOLLAR GROUP LLC
  • Previous Owner : LAFFAYE RONALD F
  • Previous Owner 2: LAFFAYE PHYLLIS C
  • Owner Before Previous Owner: ENKINS PAUL WALKER J
  • Ownership Rights Codes: Company/Corporation
  • Current Owner Is a Corporation Indicator: Yes

Neighborhood

  • School District Name: Gaston County Schools
  • School Tax School District: CRAMERTON CITY
  • Census Tract: 032202

Zoning

  • Zoning: R1

Geography

  • Assessors Map Reference: MP 8 PG 32
  • District: CRAMERTON CI
  • Parcel: 195828
  • Block: 9
  • Municipality: CRAMERTON CITY
  • Latitude: 35.2344
  • Longitude: -81.0696

    Address

  • Full Address: 148 N Main St
  • Address - House Number: 148
  • Street Direction: N
  • Address - Street Name: Main
  • Address - Suffix Type: St
  • State: NC
  • City Name: Cramerton
  • Carrier Code: C002
  • 4-Digit Zip Code: 1414
  • Zip Code: 28032

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,235
  • Intital Tax Deliquent Year: 2019

    Appraisal Valuation

  • Standard Deviation: 0.2388
  • Valuation Date: Sep 21, 2023
  • Confidence Score: 66
  • Final Value: 219,730
  • High Value: 272,220
  • Low Value: 167,239

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $166,000
  • First Open Lien Mortgage Lender: FIRST CITIZENS BANK & TRUST CO
  • First Open Lien Mortgage Recording Date: Apr 12, 2021
  • First Open Lien Mortgage Financing Type: Adjustable Rate
  • First Open Lien Mortgage Loan Amount: $166,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: May 01, 2051

    Market Valuation

  • Market Total Value: $95,380
  • Market Land Value: $14,400
  • Market Improvement Value: $80,980

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $211,890
  • Assessed Land Value: $19,200
  • Assessed Improvements Value: $192,690

    Sales

  • Current Sale Contract Date: Apr 12, 2021
  • Current Sale Recording Date: Apr 12, 2021
  • Current Sale Transaction ID: 11836935614
  • Current Sale Price: $207,500
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Jul 30, 2019
  • Previous Sale Contract Date: Jul 30, 2019
  • Previous Sale Amount: $188,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FIRST CITIZENS BANK & TRUST CO
  • First Mortgage Transaction Date: Apr 12, 2021
  • First Mortgage Loan Amount: $166,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: May 01, 2051

    Financing

  • First Mortgage Financing Type: Adjustable Rate

    Previous Mortgages

  • Previous Mortgage Lender: MOVEMENT MORTGAGE
  • Previous Mortgage Transaction Date: Jul 30, 2019
  • Previous Mortgage Loan Amount: $178,600
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Aug 01, 2049

About Cramerton



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Frequently Asked Questions

What neighborhood is 148 North Main Street located in?
The 148 North Main Street is a located in the neighborhood of Gaston in Cramerton, Cramerton.
What is the average sales price for listings in 148 North Main Street?
The average sales price for units in 148 North Main Street is $0 currently.

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