Check Availability

1404 Schwanger Road

1404 Schwanger Road, Mount Joy, PA 17552
Property in Mount Joy
Sold Aug 28, 2017
$220,000
$75,000 by Home Point Financial Corporati
Mortgage Due Sep 01, 2047
Sold Dec 02, 2011
$191,000
$194,897 by Metlife Home Loans
Mortgage Due Dec 01, 2041
Local assessors in Mount Joy, PA have categorized 1404 Schwanger Road as a residential type of property. The home was built in 1985 and is 39 years old. The property's lot size has been calculated to be 24,394 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a Cape Cod style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 8 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 1404 Schwanger Road has a total of 1,620 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a well system. As for water disposal, the home is connected to a septic system and not a municipal sewage or storm sewage system. Therefore the homeowner of this property will need to handle their own water disposal every three to five years - though the exact number may differ. Do you like to entertain? The home has both a unknown and a unknown so you'll have great options in both the front and back of the home. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with stone control joints. The building has a roof that is made of wood shake/ shingles. Lots of rock and stone were used in the construction of the exterior walls of the home. The home's no heating system is the primary heating source and it is being fueled with wood. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 1404 Schwanger Road was last sold in Aug 10, 2017 for $220,000. According to our calculations, that's $81.48 per sqft. Prior to that sales transaction, the property was sold for $191,000 in Dec 1, 2011. Current property owners are expected to pay $4,705 in taxes per year. The property on 1404 Schwanger Road was last assessed in 2024. As a result of that assessment, the total value of the property was placed at $190,200. To break that down further, the land itself was valued at $55,700. While improvements to the property were assessed at a total of $134,500. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1985
  • Effective Year Built: 1985
  • Building Count: 1
  • Total Rooms: 8
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 8
  • Construction Type: Stone
  • Building Style: Cape Cod
  • Exterior Walls Type: Rock and stone
  • Roof Cover Type: Wood shake/ shingles
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 1,080
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 24,394
  • Total Building Area: 2,700
  • Gross Building Area: 2,760
  • Building Area: 1,620
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: None
  • Heated Square Feet: 1,620
  • Heating Fuel Type: Wood

    Utilities

  • Sewer System: Septic
  • Water Service: Well

Building

  • Property Class: Residential
  • Subdivision: PREPARED WILLIAM J MILLER
  • Land Acres: 0.56
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 1404 SCHWANGER RD

Ownership

  • Current Owner : WENGER PEGGY S
  • Previous Owner : TAKAHASHI NOBUAKI
  • Previous Owner 2: GARTEN TAKAHASHI CHRISTINA D
  • Owner Before Previous Owner: MILLER WILLIAM J
  • Owner Before Previous Owner 2: MILLER DEBRA D
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Donegal School District
  • School Tax School District: DONEGAL
  • Census Tract: 010602

Zoning

  • Zoning: A

Geography

  • Assessors Map Reference: 08D
  • District: 461
  • Parcel: 461-10724-0-0000
  • Lot: 2
  • Municipality: MOUNT JOY TWP (LOWER)
  • Latitude: 40.1387
  • Longitude: -76.5532

    Address

  • Full Address: 1404 Schwanger Rd
  • Address - House Number: 1404
  • Address - Street Name: Schwanger
  • Address - Suffix Type: Rd
  • State: PA
  • City Name: Mount Joy
  • Carrier Code: R002
  • 4-Digit Zip Code: 8747
  • Zip Code: 17552

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,705

    Appraisal Valuation

  • Standard Deviation: 0.1887
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 75
  • Final Value: 340,097
  • High Value: 404,296
  • Low Value: 275,899

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $125,000
  • First Open Lien Mortgage Lender: HOME POINT FINANCIAL CORPORATI
  • First Open Lien Mortgage Recording Date: Aug 28, 2017
  • First Open Lien Mortgage Loan Amount: $75,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2047
  • Second Open Lien Mortgage Lender: FULTON BANK NA
  • Second Open Lien Mortgage Recording Date: Dec 14, 2021
  • Second Open Lien Mortgage Loan Amount: $50,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Commercial

    Market Valuation

  • Market Total Value: $190,200
  • Market Land Value: $55,700
  • Market Improvement Value: $134,500

    Assessments Valuation

  • Assessed Year: 2024
  • Assessed Total Value: $190,200
  • Assessed Land Value: $55,700
  • Assessed Improvements Value: $134,500

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Aug 10, 2017
  • Current Sale Recording Date: Aug 28, 2017
  • Current Sale Transaction ID: 1732999406
  • Current Sale Price: $220,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 6352180
  • Previous Sale Recording Date: Dec 02, 2011
  • Previous Sale Contract Date: Dec 01, 2011
  • Previous Sale Amount: $191,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: HOME POINT FINANCIAL CORPORATI
  • First Mortgage Transaction Date: Aug 28, 2017
  • First Mortgage Loan Amount: $75,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Sep 01, 2047

    Previous Mortgages

  • Previous Mortgage Lender: METLIFE HOME LOANS
  • Previous Mortgage Transaction Date: Dec 02, 2011
  • Previous Mortgage Loan Amount: $194,897
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Dec 01, 2041

About Lancaster



Similar Buildings

Currently no similar buildings around

Nearby Rentals

Unit for rent at 2414 Rob Dr, MOUNT JOY, PA, 17552

$1,750 /mo

  • 3 Beds
  • 1 Bath
  • 1,240 ft²
2414 Rob Dr, MOUNT JOY, PA, 17552 Listing by RH Advisors Bright

Frequently Asked Questions

What neighborhood is 1404 Schwanger Road located in?
The 1404 Schwanger Road is a located in the neighborhood of Mount Joy in Lancaster, Mount Joy.
What is the average sales price for listings in 1404 Schwanger Road?
The average sales price for units in 1404 Schwanger Road is $0 currently.

Quantcast