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1403 Duncan Street

1403 Duncan Street, Saint Joseph, MO 64503
Property in Buchanan
Sold Jun 05, 2023
$148,755
$147,283 by Arvest Bank
Mortgage Due Jul 01, 2053
Sold Jul 30, 2020
$115,200
$92,150 by Bnc National Bank
Mortgage Due Aug 01, 2050
1403 Duncan Street in Saint Joseph, MO was first built in 2019 and is 5 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a duplex style. 1403 Duncan Street has 857 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 400 ft and the linear feet between the front and back of the lot is 841. In total, the area measurement of the land is 3,485 square feet.

Learn more about the property and building on this page. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 1403 Duncan Street was last sold in May 31, 2023 for $148,755. According to our calculations, that's $173.58 per sqft. Prior to that sales transaction, the property was sold for $115,200 in Jul 30, 2020. Current property owners are expected to pay $1,320 in taxes per year. The property on 1403 Duncan Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $20,180. To break that down further, the land itself was valued at $2,240. While improvements to the property were assessed at a total of $17,940. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2019
  • Effective Year Built: 2019
  • Bedroom Count: 0
  • Building Style: Duplex
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 3,485
  • Lot Size Depth Feet: 841
  • Lot Size Frontage Feet: 400
  • Total Building Area: 857
  • Gross Building Area: 857
  • Building Area: 857
  • Building Area Measurement: Total Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 857
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: DUNCAN STREET HOUSING SUB
  • Land Acres: 0.08
  • Standard Land Use Code: Duplex (2 units, any combination)
  • Legal Description 1: SUB:DUNCAN STREET HOUSING SUB LOT:5 BLK: LGL DESC:

Ownership

  • Current Owner : CURBELO JORGE LUIS GARCIA
  • Previous Owner : GONZALEZ SANDRA TABOADA
  • Owner Before Previous Owner: ST JOSEPH HABITAT FIR HUMANITY INC
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: unknown

Neighborhood

  • School District Name: St. Joseph School District
  • School Tax School District: SAINT JOSEPH
  • School Tax District Code 2: ROAD/BRIDGE
  • School Tax District Code 3: ST JOSEPH
  • Census Tract: 003002

Zoning

  • Zoning: CITY

Geography

  • Parcel: 06-5.0-16-003-002-093.001
  • Lot: 5
  • Municipality: SJ SCHOOL DISTRICT
  • Latitude: 39.7518
  • Longitude: -94.843

    Address

  • Full Address: 1403 Duncan St
  • Address - House Number: 1403
  • Address - Street Name: Duncan
  • Address - Suffix Type: St
  • State: MO
  • City Name: Saint Joseph
  • Carrier Code: C026
  • 4-Digit Zip Code: 2610
  • Zip Code: 64503

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,320
  • Tax Rate Code Area: 78

    Appraisal Valuation

  • Standard Deviation: 0.2584
  • Valuation Date: Nov 22, 2023
  • Confidence Score: 63
  • Final Value: 183,792
  • High Value: 231,299
  • Low Value: 136,284

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $147,283
  • First Open Lien Mortgage Lender: ARVEST BANK
  • First Open Lien Mortgage Recording Date: Jun 05, 2023
  • First Open Lien Mortgage Loan Amount: $147,283
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2053

    Market Valuation

  • Market Total Value: $106,230
  • Market Land Value: $11,800
  • Market Improvement Value: $94,430

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $20,180
  • Assessed Land Value: $2,240
  • Assessed Improvements Value: $17,940

    Sales

  • Current Sale Contract Date: May 31, 2023
  • Current Sale Recording Date: Jun 05, 2023
  • Current Sale Transaction ID: 11907705177
  • Current Sale Price: $148,755
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 4006
  • Previous Sale Recording Date: Jul 30, 2020
  • Previous Sale Contract Date: Jul 30, 2020
  • Previous Sale Amount: $115,200
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: ARVEST BANK
  • First Mortgage Transaction Date: Jun 05, 2023
  • First Mortgage Loan Amount: $147,283
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jul 01, 2053

    Previous Mortgages

  • Previous Mortgage Lender: BNC NATIONAL BANK
  • Previous Mortgage Transaction Date: Jul 30, 2020
  • Previous Mortgage Loan Amount: $92,150
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Aug 01, 2050

About St. Joseph



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Frequently Asked Questions

What neighborhood is 1403 Duncan Street located in?
The 1403 Duncan Street is a located in the neighborhood of Buchanan in St. Joseph, Saint Joseph.
What is the average sales price for listings in 1403 Duncan Street?
The average sales price for units in 1403 Duncan Street is $0 currently.

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