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1304 Cottonwood Street

1304 Cottonwood Street, Grand Forks, ND 58201
Property in Grand Forks
Sold Jul 15, 2019
$140,300
$138,446 by Florida Capital Bank Mortgage
Mortgage Due Aug 01, 2049
1304 Cottonwood Street in Grand Forks, ND was first built in 1929 and is 95 years old. This has been categorized as a residential property type. It is a single story home. There are a total of 0 rooms in the home, of which, 2 are bedrooms. In terms of bathrooms, there is only one bathroom. There are 2 partial bathrooms. 1304 Cottonwood Street has 828 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 500 ft and the linear feet between the front and back of the lot is 1,490. In total, the area measurement of the land is 7,450 square feet.

Learn more about the property and building on this page. For those who need parking, there is a detached garage. There is one available parking space. The property was last sold in Jul 9, 2019 for $140,300. That's $169.44 per sqft. 1304 Cottonwood Street was last assessed in 2023. The total value of the property was assessed at $81,500. Specifically, the land the property is located on was valued at $21,000. While improvements on the property were assessed at a total of $60,500. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $2,599. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1929
  • Effective Year Built: 1929
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Floor Count: 1
  • Basement Type: Unspecified basement
  • Basement Area: 828
  • Garage Type: Detached
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 7,450
  • Lot Size Depth Feet: 1,490
  • Lot Size Frontage Feet: 500
  • Total Building Area: 828
  • Gross Building Area: 828
  • Building Area: 828
  • Building Area Measurement: Gross Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 828
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: LINCOLN PARK VIEW SECOND ADDITION
  • Land Acres: 0.171
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 1304 COTTONWOOD ST. LOT 2 B 4

Ownership

  • Current Owner : PEDERSON EVAN
  • Previous Owner : HARRIET J VIGNES EST
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Grand Forks Public School District 1
  • Census Tract: 010900

Geography

  • District: 44
  • Parcel: 44220400095000
  • Lot: 2
  • Municipality: GRAND FORKS
  • Latitude: 47.9085
  • Longitude: -97.0337

    Address

  • Full Address: 1304 Cottonwood St
  • Address - House Number: 1304
  • Address - Street Name: Cottonwood
  • Address - Suffix Type: St
  • State: ND
  • City Name: Grand Forks
  • Carrier Code: C038
  • 4-Digit Zip Code: 5520
  • Zip Code: 58201

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,599
  • Tax Rate Code Area: 4405

    Appraisal Valuation

  • Standard Deviation: 0.2012
  • Valuation Date: Mar 27, 2024
  • Confidence Score: 72
  • Final Value: 192,867
  • High Value: 231,678
  • Low Value: 154,055

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $138,446
  • First Open Lien Mortgage Lender: FLORIDA CAPITAL BANK MORTGAGE
  • First Open Lien Mortgage Recording Date: Jul 15, 2019
  • First Open Lien Mortgage Loan Amount: $138,446
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2049

    Market Valuation

  • Market Total Value: $163,000
  • Market Land Value: $42,000
  • Market Improvement Value: $121,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $81,500
  • Assessed Land Value: $21,000
  • Assessed Improvements Value: $60,500

    Sales

  • Current Sale Contract Date: Jul 09, 2019
  • Current Sale Recording Date: Jul 15, 2019
  • Current Sale Transaction ID: 11628205354
  • Current Sale Price: $140,300
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 793609

    Last Sale Mortgage

  • First Mortgage Lender: FLORIDA CAPITAL BANK MORTGAGE
  • First Mortgage Transaction Date: Jul 15, 2019
  • First Mortgage Loan Amount: $138,446
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Aug 01, 2049

About Grand Forks



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Frequently Asked Questions

What neighborhood is 1304 Cottonwood Street located in?
The 1304 Cottonwood Street is a located in the neighborhood of Grand Forks in Grand Forks, Grand Forks.
What is the average sales price for listings in 1304 Cottonwood Street?
The average sales price for units in 1304 Cottonwood Street is $0 currently.

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