116 Congress Avenue

116 Congress Avenue in Waterbury, CT was first built in 1900 and is 124 years old. Although, the building on the property was most recently renovated and altered in 1965. This has been categorized as a residential property type. There are a total of 3 floors. There are a total of 19 rooms in the home, of which, 11 are bedrooms. In terms of bathrooms, there are a total of 4 full bathrooms. There are 4 partial bathrooms. 116 Congress Avenue has 3,628 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 1,196 sqft and has been categorized as a full basement. In total, the area measurement of the land is 1,742 square feet.

Learn more about the property and building on this page. The roof of the home is made of asphalt. For those who need parking, there is a detached garage. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. As for heating, the home is utilizing a hot water heating system. The property was last sold in Mar 15, 2021 for $240,000. That's $66.15 per sqft. Prior to that sales transaction, the property was also sold in Jan 1, 1970 for $38,000. 116 Congress Avenue was last assessed in 2023. The total value of the property was assessed at $196,770. Specifically, the land the property is located on was valued at $9,520. While improvements on the property were assessed at a total of $187,250. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $10,663. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.