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11 2nd Street

11 2nd Street, Round Lake, NY 12151
House in Malta
Sold Nov 10, 2020
$225,000
$100,000 by Flagstar Bank Fsb
Mortgage Due Nov 10, 2050
Sold Jul 02, 2009
$157,500
$126,000 by Sovereign Bank Federal Savings
Mortgage Due Jan 01, 2036
Local assessors in Round Lake, NY have categorized 11 2nd Street as a residential type of property. The home was built in 1870 and is 154 years old. It was most recently renovated and altered in 1990. The property's lot size has been calculated to be 1,307 square feet. The linear feet between the front and back of the lot was measured at 400 ft and the front of the lot was measured at 375 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a traditional style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 11 2nd Street has a total of 1,387 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Do you like to entertain? The home has a covered porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is good. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Lots of wood were used in the construction of the exterior walls of the home. The home's a forced air unit is the primary heating source and it is being fueled with gas. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 11 2nd Street was last sold in Nov 4, 2020 for $225,000. According to our calculations, that's $162.22 per sqft. Prior to that sales transaction, the property was sold for $157,500 in Jul 1, 2009. Current property owners are expected to pay $5,440 in taxes per year. The property on 11 2nd Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $243,000. To break that down further, the land itself was valued at $14,000. While improvements to the property were assessed at a total of $229,000. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1870
  • Effective Year Built: 1990
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Good
  • Building Quality: C
  • Building Style: Traditional
  • Exterior Walls Type: Wood
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Parking Space Count: 0
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 1,307
  • Lot Size Depth Feet: 400
  • Lot Size Frontage Feet: 375
  • Total Building Area: 1,387
  • Building Area: 1,387
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 1,387
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.03
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : GALLOWAY EMILY
  • Previous Owner : KOPANS MATTHEW
  • Previous Owner 2: GLISERMAN-KOPANS DANA
  • Owner Before Previous Owner: JEWELL ROBERT
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Shenendehowa Central School District
  • School Tax School District: SHENENDEHOWA
  • Census Tract: 061906

Zoning

  • Zoning: RV-2

Geography

  • Account Number: 1 A00078
  • District: 414001
  • Section: 250.34
  • Parcel: 414001 250.34-1-19
  • Block: 1
  • Lot: 19.000
  • Municipality: ROUND LAKE
  • Latitude: 42.937
  • Longitude: -73.7954

    Address

  • Full Address: 11 2nd St
  • Address - House Number: 11
  • Address - Street Name: 2nd
  • Address - Suffix Type: St
  • State: NY
  • City Name: Round Lake
  • Carrier Code: R777
  • 4-Digit Zip Code: 7702
  • Zip Code: 12151

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,440
  • Tax Rate Code Area: 412402

    Appraisal Valuation

  • Standard Deviation: 0.2266
  • Valuation Date: Feb 14, 2024
  • Confidence Score: 68
  • Final Value: 298,298
  • High Value: 365,908
  • Low Value: 230,688

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $100,000
  • First Open Lien Mortgage Lender: FLAGSTAR BANK FSB
  • First Open Lien Mortgage Recording Date: Nov 10, 2020
  • First Open Lien Mortgage Loan Amount: $100,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Nov 10, 2050

    Market Valuation

  • Market Total Value: $243,000
  • Market Land Value: $14,000
  • Market Improvement Value: $229,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $243,000
  • Assessed Land Value: $14,000
  • Assessed Improvements Value: $229,000

    Sales

  • Current Sale Contract Date: Nov 04, 2020
  • Current Sale Recording Date: Nov 10, 2020
  • Current Sale Transaction ID: 11802110285
  • Current Sale Price: $225,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020031483
  • Previous Sale Recording Date: Jul 02, 2009
  • Previous Sale Contract Date: Jul 01, 2009
  • Previous Sale Amount: $157,500
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: FLAGSTAR BANK FSB
  • First Mortgage Transaction Date: Nov 10, 2020
  • First Mortgage Loan Amount: $100,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA

    Previous Mortgages

  • Previous Mortgage Lender: SOVEREIGN BANK FEDERAL SAVINGS
  • Previous Mortgage Transaction Date: Jul 02, 2009
  • Previous Mortgage Loan Amount: $126,000
  • Previous Mortgage Term: 317
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Jan 01, 2036

About Round Lake



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Frequently Asked Questions

What neighborhood is 11 2nd Street located in?
The 11 2nd Street is a house located in the neighborhood of Malta in Round Lake, Round Lake.
What is the average sales price for listings in 11 2nd Street?
The average sales price for units in 11 2nd Street is $0 currently.

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