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1046 Morningside Avenue

1046 Morningside Avenue, Schenectady, NY 12309
Property in Schenectady
Sold Jun 26, 2015
$86,500
$93,486 by Prospect Lending Llc
Mortgage Due Jul 01, 2045
Sold Jun 26, 2015
$89,500
$93,486 by Prospect Lending Llc
Mortgage Due Jul 01, 2045
Local assessors in Schenectady, NY have categorized 1046 Morningside Avenue as a residential type of property. The home was built in 1920 and is 104 years old. The property's lot size has been calculated to be 6,450 square feet. The linear feet between the front and back of the lot was measured at 1,500 ft and the front of the lot was measured at 430 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a cottage style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 1046 Morningside Avenue has a total of 1,986 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. The garage on the property is 420 sqft. There are 4 available parking spaces so it's a great situation for those with more than one car. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. The home's a hot water heating system is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 1046 Morningside Avenue sold most recently in Jun 22, 2015 for a total of $86,500. If you work out the math, that's approximately a cost of $43.55 per sqft. Before that, the property was also sold for $89,500 in Jun 2, 2015. There could be many factors that caused the property to sell at a lower price and decrease in value. Tax-wise, the current owner is expected to pay close to $3,025 in taxes each year. 1046 Morningside Avenue was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $108,900. If we break it down further, the land itself was valued at $24,400. Improvements to the property, however, were assessed at a total of $84,500. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. Remember, the purchasing price for your future home is not the costs you'll incur during the purchasing process. That's why it's important to save as much as possible and presumbly above the 20% minimum you may need to put down as down payment. You will want these additional savings to cover closing costs such as attorney fees, homeowner's insurance, title search fees, origination fees, and more. Thankfully, sellers may sometimes offer to cover certain costs as seller concessions to the buyer. Just keep in mind that sellers have their own fees to pay as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1920
  • Effective Year Built: 1920
  • Total Rooms: 7
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Cottage
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 420
  • Parking Space Count: 4

    Dimensions

  • Lot Size Square Feet: 6,450
  • Lot Size Depth Feet: 1,500
  • Lot Size Frontage Feet: 430
  • Total Building Area: 1,986
  • Building Area: 1,986
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 1,986
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.148
  • Standard Land Use Code: Single family residential
  • Legal Description 1: AND PTS 6 AND 7 2 WOOD AND GARAGES

Ownership

  • Current Owner : BROWN STEPHEN
  • Previous Owner : WILLIS ANNE H
  • Owner Before Previous Owner: WILLIS ANNE H
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Schenectady City School District
  • School Tax School District: SCHENECTADY
  • Census Tract: 020500

Zoning

  • Zoning: 02 - SINGL

Geography

  • District: 421500
  • Section: 50.22
  • Parcel: 421500 50.22-3-20
  • Block: 3
  • Lot: 20.000
  • Municipality: SCHENECTADY
  • Latitude: 42.8071
  • Longitude: -73.9091

    Address

  • Full Address: 1046 Morningside Ave
  • Address - House Number: 1046
  • Address - Street Name: Morningside
  • Address - Suffix Type: Ave
  • State: NY
  • City Name: Schenectady
  • Carrier Code: C007
  • 4-Digit Zip Code: 5604
  • Zip Code: 12309

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,025
  • Tax Rate Code Area: 421500

    Appraisal Valuation

  • Standard Deviation: 0.2521
  • Valuation Date: Feb 14, 2024
  • Confidence Score: 64
  • Final Value: 209,041
  • High Value: 261,753
  • Low Value: 156,330

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $93,486
  • First Open Lien Mortgage Lender: PROSPECT LENDING LLC
  • First Open Lien Mortgage Recording Date: Jun 26, 2015
  • First Open Lien Mortgage Loan Amount: $93,486
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2045

    Market Valuation

  • Market Total Value: $137,848
  • Market Land Value: $30,886
  • Market Improvement Value: $106,962

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $108,900
  • Assessed Land Value: $24,400
  • Assessed Improvements Value: $84,500

    Exemptions

  • Disabled Exemption: Yes

    Sales

  • Current Sale Contract Date: Jun 22, 2015
  • Current Sale Recording Date: Jun 26, 2015
  • Current Sale Transaction ID: 1357185698
  • Current Sale Price: $86,500
  • Current Sale Document Type: Deed
  • Previous Sale Recording Date: Jun 26, 2015
  • Previous Sale Contract Date: Jun 02, 2015
  • Previous Sale Amount: $89,500
  • Previous Sale Document Type: Warranty Deed

    Previous Mortgages

  • Previous Mortgage Lender: PROSPECT LENDING LLC
  • Previous Mortgage Transaction Date: Jun 26, 2015
  • Previous Mortgage Loan Amount: $93,486
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Jul 01, 2045

About Schenectady



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$2,100 /mo

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Frequently Asked Questions

What neighborhood is 1046 Morningside Avenue located in?
The 1046 Morningside Avenue is a located in the neighborhood of Schenectady in Schenectady, Schenectady.
What is the average sales price for listings in 1046 Morningside Avenue?
The average sales price for units in 1046 Morningside Avenue is $0 currently.

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