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1040 Helen Street

1040 Helen Street, Schenectady, NY 12303
House in Rotterdam
Sold May 20, 2021
Transfer
$158,730 by Homestead Funding Corp
Mortgage Due Jun 01, 2051
Sold Aug 06, 2018
$92,000
$90,333 by E Mortgage Management Llc
Mortgage Due Sep 01, 2048
Local assessors in Schenectady, NY have categorized 1040 Helen Street as a residential type of property. The home was built in 1949 and is 75 years old. It was most recently renovated and altered in 1985. The property's lot size has been calculated to be 10,019 square feet. The linear feet between the front and back of the lot was measured at 850 ft and the front of the lot was measured at 650 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a Cape Cod style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 1040 Helen Street has a total of 1,482 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. As for water disposal, the home is connected to a septic system and not a municipal sewage or storm sewage system. Therefore the homeowner of this property will need to handle their own water disposal every three to five years - though the exact number may differ. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 484 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a covered porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. The home's a hot water heating system is the primary heating source and it is being fueled with oil. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Prior to that sales transaction, the property was sold for $92,000 in Aug 1, 2018. Current property owners are expected to pay $5,438 in taxes per year. The property on 1040 Helen Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $147,000. To break that down further, the land itself was valued at $10,400. While improvements to the property were assessed at a total of $136,600. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1949
  • Effective Year Built: 1985
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Cape Cod
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 484
  • Parking Space Count: 2
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 10,019
  • Lot Size Depth Feet: 850
  • Lot Size Frontage Feet: 650
  • Total Building Area: 1,482
  • Building Area: 1,482
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 1,482
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: Septic
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: COLD BROOK
  • Land Acres: 0.23
  • Standard Land Use Code: Single family residential
  • Legal Description 1: R,G2,2DM,FP,DNT COLDBROOK-228 5.-367-16

Ownership

  • Current Owner : SMITH THERESA M
  • Current Owner 2: SMITH DAVID C
  • Previous Owner : SMITH THERESA M
  • Previous Owner 2: SMITH LEE MAY
  • Owner Before Previous Owner: DURAND HARRY J
  • Owner Before Previous Owner 2: DURAND EMILY
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Rotterdam-Mohonasen Central School District
  • School Tax School District: MOHONASEN
  • Census Tract: 032902

Zoning

  • Zoning: R-1

Geography

  • District: 422800
  • Section: 59.10
  • Parcel: 422800 59.10-14-12
  • Block: 14
  • Lot: 12.000
  • Municipality: ROTTERDAM
  • Latitude: 42.7789
  • Longitude: -73.938

    Address

  • Full Address: 1040 Helen St
  • Address - House Number: 1040
  • Address - Street Name: Helen
  • Address - Suffix Type: St
  • State: NY
  • City Name: Schenectady
  • Carrier Code: C029
  • 4-Digit Zip Code: 3786
  • Zip Code: 12303

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,438
  • Tax Rate Code Area: 422803

    Appraisal Valuation

  • Standard Deviation: 0.2347
  • Valuation Date: Feb 14, 2024
  • Confidence Score: 67
  • Final Value: 240,263
  • High Value: 296,661
  • Low Value: 183,865

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $158,730
  • First Open Lien Mortgage Lender: HOMESTEAD FUNDING CORP
  • First Open Lien Mortgage Recording Date: May 20, 2021
  • First Open Lien Mortgage Loan Amount: $158,730
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2051

    Market Valuation

  • Market Total Value: $193,400
  • Market Land Value: $13,683
  • Market Improvement Value: $179,717

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $147,000
  • Assessed Land Value: $10,400
  • Assessed Improvements Value: $136,600

    Sales

  • Current Sale Contract Date: May 10, 2021
  • Current Sale Recording Date: May 20, 2021
  • Current Sale Transaction ID: 11835952355
  • Current Sale Document Type: Intrafamily Transfer & Dissolution
  • Current Sale Input Document Number: 202123548
  • Previous Sale Recording Date: Aug 06, 2018
  • Previous Sale Contract Date: Aug 01, 2018
  • Previous Sale Amount: $92,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: HOMESTEAD FUNDING CORP
  • First Mortgage Transaction Date: May 20, 2021
  • First Mortgage Loan Amount: $158,730
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jun 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: E MORTGAGE MANAGEMENT LLC
  • Previous Mortgage Transaction Date: Aug 06, 2018
  • Previous Mortgage Loan Amount: $90,333
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Sep 01, 2048

About Rotterdam



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Frequently Asked Questions

What neighborhood is 1040 Helen Street located in?
The 1040 Helen Street is a house located in the neighborhood of Rotterdam in Rotterdam, Schenectady.
What is the average sales price for listings in 1040 Helen Street?
The average sales price for units in 1040 Helen Street is $0 currently.

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